Brussels wants you to invest in private markets. It forgot the safety net.
A fast-growing fund vehicle is reaching more savers, with fewer safeguards than before.
Inside EU Finance: The Individual Investor Brief
An evidence-based briefing on EU finance, including policy explainers, regulatory developments, research findings and investor education. Our focus is on what truly matters for individual investors and savers.
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Latest episodes
Helping Europeans Invest Smarter: Why Passive Investing Matters
How low-cost ETFs can help you build wealth over the long term while strengthening Europe's capital markets
The Hidden Tax on Your Investments: Why Inflation Matters More Than You Think
Inflation and tax systems are eroding the real returns of Europe's retail investors
Your pension fund votes on climate. You probably don't know how.
Millions of Europeans are invested in companies shaping the energy transition. Most have no idea how their money votes.
When companies leave the market, minority shareholders are left in the cold
When a listed company decides to leave the market, ordinary investors are often the last to be asked, and the first to lose out.
Passive Income or Passive Risk? The Hidden Trade-Offs of Neobroker Securities
Zero-commission trades and securities lending sound effortless. But "cheap" is rarely cost-free.
Europe created PEPP. So why can't most Europeans access it?
The EU promised Europeans a better pension. Two years on, almost no one can access it.
Europe's Capital Markets Are Still Not Working for Retail Investors. Can the MISP Change That?
Key insights from the "Integrating Europe’s Capital Markets: Delivering for Retail Investors" conference.
Online Scams Are Wreaking Havoc Across Europe… Why Is No One Responsible?
Investment scams cost European consumers over €20 billion a year. The rules meant to protect them are still catching up.
Doing Good or Doing Well? What Sustainable Investing Doesn’t Tell You
Sustainable investing is full of grey areas. Understanding them is the first step to making your money matter.
The Good, the Bad, and the Ugly of Financial Health in Europe
Europeans are ready to be investors. The system needs to meet them halfway.
Employee Share Ownership: A Gateway to Financial Literacy and Capital Market Participation in Europe
Why employee share ownership should be central to the EU’s Savings and Investments Union agenda
ESMA’s Retail Investor Journey: A Step Forward, But Not Yet a Shift
What ESMA’s retail investor journey report reveals about trust, disclosures, and the structural barriers limiting retail participation in EU capital markets.
Investor Education and Trust Conference Discusses Policy and Practice for Financial Literacy in Europe
Insights from the Investor Education & Trust Conference on bridging the gap between financial awareness, behaviour, and market participation
Investor Education in Europe: Necessary, Limited, and Still Essential
Europe wants citizens to invest more. But can education alone build the trust capital markets require?
Investor Education in Europe: Why It Matters, and Why It Needs Attention Now
Policy ambition is rising, but without trusted, independent investor education, Europe's push to mobilise household savings risks falling short.
Europe’s Financial Advice Problem: Protection on Paper, Gaps in Practice
Europe's investment ambitions depend on trusted advice, but gaps in independence, competence, and oversight still leave retail investors exposed.
What EU Regulators Should Know About Neobrokers’ Retail Securities Lending
The rising risk for retail investors as neobroker platforms shift to securities lending.
Why Financial Advice Still Matters in the Digital Age
Digital tools are reshaping how Europeans access financial markets, however, the need for transparency, education and qualified advice has never been greater.