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Inside Surge Credit

A weekly look inside Surge.Credit : growth metrics, product thinking, protocol research, technical design, and behind-the-scenes lessons from building the first Bitcoin Credit Market. ✍️ From the founding team, for supporters and believers.

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The Audits Are In!

Two independent security reviews. Here’s what got audited, what was found, and why it matters if your Bitcoin or your stablecoins touch Surge.

Three Weeks, One Incident, and an All-Time High in Demand

Our busiest stretch yet: a SEV-1 incident, 2.9M borrow demand, and why the next month is all about expanding liquidity.

Letting the Market Find the Rate

How we found a way to have fixed and variable rates together

Non-Custodial with Slick UX

Community feedback, first audit nearly wrapped, and why we're still holding the marketing pedal.

Bitcoin Native is not equal to Wrapped Bitcoin

Custody is the Differentiator

Vegas Confirmed It

Bitcoin Vegas confirms why non custodial credit will win

Surge Credit - The Exit Path

Why every Bitcoin product needs a Unilateral Exit emergency path

Why Surge is not Bitcoin-native Aave: what the $292M exploit exposed?

Aave’s contracts were not hacked. Confidence still broke, rsETH markets were frozen, and roughly $6 billion left the protocol. That is the difference between app security and collateral integrity.

5.6 BTC in 2 Weeks. Early, but Real

I woke up to see 5.6 BTC in total collateral in our public beta. That 2 BTC multi-draw last night didn’t let me sleep, in a good way.

Surge.Credit - Newsletter #2

A better product at a better price