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Evensun Health Substack

A Substack from Evensun Health about the Affordable Care Act, health policy, and health insurance operations

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More Flexibility, More Choices: CMS Opens the Door to New Bronze Plan Designs

In the 2027 Notice of Benefit and Payment Parameters, CMS announced their ruling that allows issuers to offer bronze plans that exceed the statutory MOOP (Maximum-out-of-Pocket) limit as long as the issuer simultaneously offers at least one bronze plan that within the standard MOOP limit (standard plan).

Expanded Catastrophic Plans: Opportunity, Risk, and the Questions Worth Asking

This is the 4th post in our series on the 2027 Notice of Benefit and Payment Parameters.

No Standards, No Limits: How the NBPP 2027 Opens the Door to Silver Spamming

The elimination of standardized plan options removes a structural check on anti-competitive pricing strategies in the ACA marketplace

Breakdown of the State Exchange Improper Payment Measurement in the 2027 Notice of Benefit and Payment Parameters

In the 2027 Notice of Benefit and Payment Parameters, CMS announced their adoption of the State Exchange Improper Payment Measurement (SEIPM) which aims to apply oversight to improper Advance Premium Tax Credits (APTC) administered by State Based Exchanges.

The Profitability Paradox: Why Platinum Plans Are Both the Best and Worst Bet in the ACA

An excursus from NBPP analysis

NBPP 2027 - Analysis and Implications

Part 1: Cost Sharing Reductions

What the 2026 OEP Public Use Files Actually Show

ACA Post-ARPA: What the 2026 OEP Public Use Files Actually Show

Medicare Advantage is not the ACA

But it sometimes rhymes...

Rate Setting and Regulating is Hard

After my post yesterday, a few folks reached out to me and suggested I may be wrong on why Kaiser is being suppressed.

Kaiser Georgia Plan Suppression

Note: I started writing this as a LinkedIn post and ran out of characters.