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Trade Credit & Liquidity Management · Aug 21, 2026

Trade Credit & Liquidity Management Newsletter

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Trade Credit & Liquidity Management · Trade Credit & Liquidity Management

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Industry News

The 2026 Receivables Revolution: From Automation to Autonomous Operations

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Aug 19

The landscape of B2B finance in 2026 is no longer defined by simple efficiency, but by autonomous operations that reason, adapt, and execute independently. As organizations move beyond traditional automation, a convergence of agentic AI, real-time payment rails, and global data standards is transforming the order-to-cash (O2C) cycle into a strategic…

Industry News

Freight Costs Are Rising Even as Volumes Fall: That Changes the O2C Playbook

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Aug 21

The newest U.S. Bank Freight Payment Index delivers an uncomfortable message for companies that sell physical products on credit: a softer freight market does not necessarily mean cheaper transportation. In the second quarter of 2026, national shipment volume fell 1.1% from the prior quarter and 2.8% year over year. Despite this, shipper spending rose 28.1 YOY…

Industry News

What Does Today's Credit and Accounts Receivable Community Look Like?

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Aug 17

TCLM recently surveyed its global community of credit, collections, and accounts receivable professionals to better understand the experience, demographics, and backgrounds of the people shaping the industry. The results compiled from 476 practitioners paint a clear picture of a highly experienced and influential audience.

Jumpstarters

Set Goals That Drive Finance Team Performance

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Aug 17

One thing is a constant for credit, treasury, and finance leaders: they operate in an environment of competing priorities. Which priority is most important depends on your company’s specific needs. Then again, those needs can rapidly change in today’s dynamic business environment. Does this sound familiar?

Thought Leaders

When the Cash Stops Before the Sirens

Aug 12

By Torsten Böhler -- At 07:42 AM, the factory was still running. The machines turned. People sat at their desks. The coffee was hot, and the phones worked. If you had walked the floor that morning, you would have seen a company doing exactly what it does every day. What you would not have seen was that nothing the company earned that morning could be turned into cash ...

Jumpstarters

The Silent Productivity and Cash Flow Killer: “Procrastination”

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Aug 10

A persistent obstacle to your team’s peak performance may not be a lack of knowledge, resources, or process efficiency; it is individuals who procrastinate and simply do not get things done. Think of procrastination as the silent cash flow killer. It is the fertilizer that helps difficulties grow.

Credit On The Go

When Growth Outruns the Operating Model

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Aug 14

Growth is a welcome challenge, but without scalable processes, clear accountability, and the right operating support, it can quickly strain cash flow, customer relationships, and management capacity. In this episode of the Credit on the Go podcast, TCLM’s Bob Schultz

“All organizations are perfectly designed to get the results they are now getting. If we want different results, we must change the way we do things.” — Tom Northup

2026 Treasury Leadership Summit, September 8–10, 2026, DoubleTree by Hilton in Oak Brook, Illinois — Use code TANDR100 for $100 off your registration

Finovate Fall, September 9-11, 2026, The Marriott Marquis Times Square, New York, New York

Sibos 2026 Miami, September 28 – October 1, 2026, Miami Beach Convention Center, Miami Beach, Florida

2026 Fall Chicago Credit Conference, October 21-22, 2026, Meridian Banquet & Conference Center, Rolling Meadows, IL

Credit Research Foundation 2026 October Forum, October 26-28, Scottsdale Marriott at McDowell Mountains in Scottsdale, AZ

Inquire About TCLM Training Resources

Building Financial Intelligence: Deliberate Practice in an AI Era. A 3-part complimentary virtual event sponsored by the AFP, August 26, 2026.

  • 11:00-11:50 AM EDT: Designing Finance AI That Builds Acumen

  • 12:30-1:20 PM EDT: The Human Layer of Owning AI Output

  • 2:00-2:50 PM EDT: Applying Financial Intelligence: With AI—and Our Own Judgment

AI Mythbusters: Preparing Your Portfolio for AI That Actually Delivers, NACM Business Credit Webinar hosted by Dun & Bradstreet, 1-2 PM EDT, September 15, 2026

The Why of AI: Building the Business Case, Webinar sponsored by NACM Business Credit Services, NACM Heartland, and Credit Management Association, 2-3 PM EDT, September 16, 2026

Credit 101 is a one-day online course that introduces newcomers to the multifaceted field of trade credit management: 10 AM to 5 PM EDT, September 16, 2026

Credit 102 is an intermediate-level program designed for inquisitive credit personnel who wish to go beyond the basics of credit management: 10 AM to 5 PM EDT, October 14, 2026

Maximizing Cash Flow: Effective B2B Collections Strategies, Webinar sponsored by NACM Business Credit Services, NACM Heartland, and Credit Management Association, 3-4 PM EDT, October 15, 2026

Bookshelf

The Innovator’s Dilemma: When New Technologies Cause Great Firms to Fail

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Aug 20

Clayton Christensen’s The Innovator’s Dilemma offers a useful warning for order-to-cash (O2C) leaders: the processes, platforms, and customer requirements that make an organization successful today can also slow its recognition of the next operating model. The central challenge is not whether to innovate. It is whether finance organizations can invest in simpler…

Bonds Are Getting Hammered, and Wall Street Says the Rout Won’t End Anytime Soon, by Sam Goldfarb and Richard Rubin in The Wall Street Journal, August 6, 2026

Real-Time Payments Reframed, by J.P.Morgan, August 17, 2026

Liquidity Management is the Lifeblood of Your Business, on the Kyriba Blog

JPMorgan strategist warns US corporate equity exceeds 400% of GDP, dwarfing dot-com bubble peak, by the Editorial Team at Crypto Briefing, August 14, 2026

Average cost of data breaches is up 12% this year, by David McCann in CFO Dive, August 13, 2026

FinTechs Muscle Into Banks’ Trade Finance Turf, by PYMNTS, August 13, 2026

Shifting Gears: Priorities of Fintech CFOs in 2026, produced by Raconteur and published on Tech Republic, August 11, 2026

Credit card debt hits $1.26 trillion as delinquencies surge, Fed reports, by Chris Marten on ECIKS.org, August 11, 2026

FinCEN Permanently Excludes U.S.-Owned Companies From Ownership Registry: Treasury’s financial intelligence unit will delete from the beneficial ownership database information already filed by U.S. people, by David Smagalla in the Dow Jones Risk Journal, August 11, 2026

AI investments trigger decreased training budgets, by David McCann in CFO Dive, August 10, 2026

Risk of Global Recession in 2026: How Businesses Can Prepare, by Sabih Siddiqui, published by TechBlocks

Facing AI ‘Apocalypse,’ Once-Hot Software Companies Race to Reinvent Themselves: Generative AI is steamrolling the once booming industry known as software-as-a-service, by Kate Clark in The Wall Street Journal, August 6, 2026

Payment Friction Costs Middle Market Firms Nearly 2% of Annual Revenue, by PYMNTS, August 5, 2026

OpenAI’s finance AI demo leaves governance questions unanswered: Questions about controls, auditability, security and data integrity dominated the webinar’s Q&A chat, while presenters focused on automation and productivity, by Adam Zaki in CFO Dive, August 4, 2026

Why Crypto Will Be the New Standard for Global Payouts, by PaymentsJournal, July 29, 2026

Working Capital Reimagined: How CFOs Unlock Value Beyond Core Finance Levers, by Simon Horan, et. al, L.E.K. Consulting whitepaper, July 24, 2026

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