We are raising Madison to think differently about money than most girls her age. Here are the 5 mindsets we constantly work on.

Your daughter is building her money mindset right now.

Not years from now when she gets her first paycheck.

Today, in the ordinary things she hears you say about money.

And most of the sentences that teach a girl to play small are said by parents who love her and mean well.

As someone who grew up in a home with parents who REALLY meant well, I picked up a lot of things about money based on the simple things they said in casual conversation.

No long talks or deep dive lessons…

Just the everyday phrases that shape a child’s worldview.

Now looking back I think there are 5 specific mindsets that we unintentionally teach our kids that cause them to play small.

The good news, with just a few small shifts, you can completely change your duaghter’s mindset when it comes to money, and give her a huge level of confidence as she gets older.

One thing worth knowing before we start…

Delayed gratification is one of the top indicators, starting in childhood, of whether a person becomes successful.

The ability to want something and work toward it over time instead of needing it right now shows up later in her business, her money, her relationships, her health, in every area of her life.

We will get to how you build it in to every day life a little later in the article, but many of these mindset shifts are grounded in building the capacity for delayed gratification in your daughter.

When your daughter asks for something and the answer is “we can’t afford it,” what she learns is that the things she wants stay out of reach.

This creates a passivity around life - that there are simply things that are just not for you, so don’t bother trying.

The swap is simple, and it changes everything.

Instead of “no, we can’t afford it,” say: “Okay, to get that, here’s how much you’d have to earn or save”

You are still not buying the thing today.

But now you are teaching her that anything is possible, that resources are available, and that the way you reach what you want is to be industrious, inventive, and entrepreneurial about setting the goal and getting there.

That is the whole method in one example.

The other four work the same way, and a few of them are ones almost every good mom says without noticing.

You might not even often notice these mindsets pop into everyday life.

But we all do them, and we can all make the shift.

Want the other shifts and the printable resource that goes with this article?

Upgrade to paid Subscriber and get:

• The other 4 mindset shifts (#4 is MAJOR) including…

• Example of a gratitude script for the bills conversation that comes up every month.

• The values language that replaces “we can’t afford it.”

• The two questions to ask the next time you pass a beautiful home or see real success, so she builds possibility instead of resentment.

• And a set of questions/steps you can take this week with your daughter to help shift her mindset.