The Problem of Banded Pricing and Mobile Money
A Structural Impediment to Value Decision Making
In Depth on Africa Fintech
Deep dives into details around building digital commerce technology in Africa
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Commencement Address for the Flint Hill School Class of 2025
I graduated from Flint Hill School 30 years ago and was invited back this past week to deliver the commencement address to the graduating class.
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Two years in one post.
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Focus on applications where you maximize the benefits while minimizing the problems
The Credit Scoring Conundrum in Sub-Saharan Africa
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The sequel
USSD Menus are a Public Utility
Innovators who need access should have it
Price Transparency in Informal Markets
Knowing the price is not so easy
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When we launched Sarafu, a B2B commerce app that allows retail FMCG (fast moving consumer goods) shops to place orders for their supplies on a smartphone, most of the retail shop owners we approached in Dar Es Salaam, Tanzania were hesitant about the idea.