AI is dismantling the mechanism that let intelligence convert into heritable wealth. Robotics is building to remove what's left. Two waves, two to three decades, and capital ownership becomes the only income that doesn't erode - with interactive simulations to show you the arithmetic.
For two centuries, the credential system gave intelligence a route to heritable capital. Artificial intelligence is closing that route. This essay builds the argument from first principles - with probability theory, interactive simulations, and a prediction specific enough to be falsifiable - and puts a number on the window that remains.