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Daniel Kay Hertz

Thoughts, stories and ideas.

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The birth of a new Chicago housing typology: Five-story infill (or the III-5)

Last fall, I wrote a piece I had been rolling around in my head for quite some time, about the rise and fall and rise of moderate-density apartment buildings in Chicago. It essentially made the case that a middle-ground of density—between three-flats and high-rises&

The life, death, and rebirth of moderate-density apartment buildings in Chicago

The pantheon of Chicago architecture tends to cluster at either end of the density spectrum. In one corner you have the trophy commercial skyscrapers; in the other you have icons of domesticity, the bungalow and Chicago's answer to the East Coast rowhome, the stacked flat. A sampling of

Malice, incompetence, or a secret third thing

There's a saying about bureaucracies that you should never attribute to malice what you can attribute to incompetence. This is typically the axis along which explanations for dissatisfaction with local government live: Are they evil or stupid? As a recently ex-bureaucrat, one thing I tried to convey

Some thoughts about policy work

Against Advice | The Point Magazine One of the paradoxes of advice seems to be that those most likely to be asked for it are least likely to have taken anyone else’s: their projects of “becoming” are the most particularized of all. I am at a point

Deep v. shallow capital subsidy, or: What is the Montgomery County model's secret sauce?

A Housing Production Fund building In a previous post, I wrote about how it's worth separating the way we fund affordable housing into two buckets : Capital subsidy, which helps the government or a mission-oriented third party buy or build a building; and rental subsidy, which makes the

How to get deeper affordability: Capital versus rental subsidy

From "Affordable Housing Finance 101" by Hanneke Van Deursen Moderate versus deep affordability While we (advocates, elected officials, public agency staff, and media) often speak in a binary shorthand in which all housing is either "market rate" or "affordable," anyone who has actually paid

Why are LIHTC projects so expensive to build?

For at least a year, in certain very particular corners of LinkedIn, Substack, X, and Bluesky (along with the Crain's and Tribune editorial pages), affordable housing construction costs have been a hot topic in Chicago. It's easy enough to see why: The headline numbers are pretty