Circle Internet Group has taken a significant step toward embedding stablecoin infrastructure within the U.S. banking system, securing final regulatory approval to operate a national trust bank.
In an announcement on July 10, 2026, the issuer of USDC detailed that the Office of the Comptroller of the Currency approved its application to establish Circle National Trust. The entity, formally First National Digital Currency Bank, N.A., will operate under direct federal oversight as a national trust bank.
This milestone follows Circle’s application to the OCC on June 30, 2025, and conditional approval in December 2025. As a federally chartered trust bank, Circle National Trust aligns digital asset operations with established fiduciary standards, enhancing transparency and safety for USDC users and institutions.
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