Get EFTPOS & Instore Payments Your Way

Payments.
Tailored to Your Business.

Smartpay is now Shift4

Powering the future of New Zealand payments by combining our local heart with global scale. Same local team, same 24/7 service—now with more power to help your business thrive.

Welcome to Shift4 Your One Stop Shop Instore Payments & EFTPOS Provider for your business.

Shift4 offers your business the ultimate payment toolkit. Smart hardware, lower merchant fees, and 24/7 payment specialist support - all in one place.

Payments made simple. Profits made bigger.

Why Choose Shift4?

Your payments, your way. Tired of relying on the big banks for your EFTPOS and merchant facility?

Shift4 is the trusted Kiwi alternative designed to put money back in your pocket. Whether you’re a boutique shop, busy restaurant or a mobile tradie on the job, our solutions are built to save you time and eliminate hidden costs. Level up your checkout experience with the provider that actually puts your business first.

Why settle for bank-grade service when you can have a payments partner?

Low Cost Tap & Pay Your Business. Your EFTPOS. Your Way

Get a premium Android terminal with FREE rental*, 24/7 local Kiwi support, and 7-day settlements. The only choice you need to make is how you want your transaction costs to be settled.

Smartpay A920 Pro terminal purchase

Whichever pricing path you choose below, these premium features come standard:

FREE Terminal Rental*
Goodbye monthly rental, hello savings!!
Tap, Insert, or Swipe
Accept EFTPOS, debit, credit, and contactless payments.
7-Day Bank Settlements
Get paid into your business bank of choice, 7 days a week.
Always Connected
Multi-network SIM with automatic Wi-Fi back-up.
Shift4 Business Hub
Free access to view your transactions, payouts, and analytics.
Worldline Connectivity
Seamless connection to NZ’s largest payment network^.
Add-On Ready
Easily accept AMEX & Afterpay with your existing accounts.
Speedy Delivery
Simple plug-and-play setup right out of the box to get you trading fast.
*Minimum monthly turnover threshold and T&Cs apply.
^Additional 3rd party fees apply.

Your Business. Your Checkout. Your Choice.

We don’t believe in one-size-fits-all processing. Unlike other payment providers, Shift4’s unique solution understands your business’s transactions and puts the flexibility in your hands.

The “Low Fees” Option

Best for businesses that want to absorb costs

The “No Fees” Option

Best for businesses that want to save costs
The Core Idea
Absorb the transaction costs and provide a fee-free payment experience for your customers.

Pass transaction costs directly to the customer at the point of sale via surcharging.

Fees
Pay one flat, low rate to accept all Visa and Mastercard payments.

"On-the-fly" surcharge automatically calculates and applies the fee to credit and contactless payments.

Customer Choice at Checkout
Customers tap, insert, or swipe any card with zero added fees.
Customers can choose to tap/use credit cards and pay the surcharge, or insert/swipe physical cards to pay no surcharge.
Settlement
Shift4 settles your total daily card transactions directly into your bank account.
Shift4 retains the surcharge amount and settles 100% of your original sale amount into your bank account.
Terminal Rental
FREE Android terminal rental*
(Subject to a minimum monthly turnover threshold)
End of Month Bill
You receive a single, predictable bill from Shift4.
You receive a $0 monthly bill from Shift4.

Understanding the Settlement Difference Processing a $100 Sale

The “Low Fees” Option

You get $100 the next day. Shift4 bills you for your total transaction fees at your single low rate at the end of the month.

The “No Fees” Option

The customer pays $101 (with a $1 surcharge applied automatically). Shift4 retains the $1 and deposits exactly $100 into your bank account. Your monthly transaction bill is $0.

Partner with Shift4 Payment Experts Who Have Your Back

When you choose Shift4, you aren’t just getting an EFTPOS machine — you’re partnering with a team dedicated to your business success.

24/7 Local Expert Support

We are on hand always! Our team is just a phone call away, 24/7, all year round

Speedy Delivery & Easy Setup

Quick delivery and simple plug-and-play setup to get you trading fast.

Transparent & Honest Pricing

Simple, affordable pricing plans with zero hidden nasty surprises.

Bulletproof Security

Regular, automatic software updates to your terminal to keep you compliant.

Tailored to Scale

A wide range of payment features to customise your solution, with the instant option to add on existing AMEX or Afterpay accounts.

Accept All The Popular Payment Methods In All The Popular Ways

Accept payments from cards, smartphones, or wearable devices.
eftpos machine

Contactless & EFTPOS Cards

Our Android EFTPOS machine accepts all EFTPOS and major credit and debit cards, via insert, swipe and tap payments.

Contactless Device Payments

Accept payments from smartphone and watch devices, including Apple Pay, Google Pay, Samsung Pay or Android Pay.

Credit Card Payments

Our card reader accepts all major credit and debit cards, including Mastercard or Visa, and the option to add on American Express.

Smooth Payments with the Shift4 EFTPOS Machine

  • Modern, sleek and wireless design for portability
  • Accept EFTPOS, debit, credit and contactless payments via insert, swipe and tap
  • A multi-carrier network SIM to keep you trading with option for Wi-Fi back-up
  • A range of EFTPOS features to customise your payment solution
  • Long battery life to keep you tapping away
  • Durable machine with silicone sleeve to handle the hardest of days
  • Large, intuitive touchscreen for easy handling
  • View transactions and settlements in the Shift4 Business Hub
  • Enjoy speedy transactions and 7-day settlements into your existing business bank

Discover All Our EFTPOS Features & Add-Ons

We know every business is unique. That’s why we offer a range of features and value packed add-ons to make your EFTPOS experience tailor-made for you

POS Integrated EFTPOS

Sync up with top POS providers for a seamless payment experience.

Contactless Payments

Tap into the power of quick payments with contactless cards and smart devices.

Easy Plug & Play Set-up

Your terminal is ready to go right out of the box.

24/7 NZ Support

Need a hand? Our friendly, local support team is just a call away.

Flexible Rentals

Flexible EFTPOS for your short term payment needs, it’s on your terms!

MOTO/Card Not Present Payments

Accept payments when the customers’ card is not physically present.

Multiple Connectivity Options

Versatile connectivity via 4G & Wi-Fi to keep your payments going.
Explore All EFTPOS Features

EFTPOS For Businesses Of All Sizes & Industries

No matter how, where or when you like to do business, trust Shift4 EFTPOS to be your handy sidekick when accepting customer payments.

Our Customers Love Us For What We Do

Choose New Zealand’s Most Preferred EFTPOS Provider*

Proudly Local for Over 20 Years

*Smartpay (now Shift4) SME research, completed by an independent party, Nov 2023.

A Global Leader in Financial Technology

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Countries

$ + Billion

Processed Annually

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Customers

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Technology Integrations

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Annual Transactions

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Payment Methods

Save Time and Money with Shift4!

Every day, our Kiwi Payment Specialists help businesses like yours switch to a payment solution tailored to their business. Let’s chat about your payment needs today.
© 2026 Smartpay Limited (NZBN 9429032012644), trading as Shift4
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