The best offers of the month (from Hawaii, with love 🌺)

Hi friends! 👋

I’m writing this from Kona on the Big Island of Hawaii, where we are 2 days into our 4 night stay here before we move on to 6 more nights on Maui — and yes, every single night was completely paid for with points. I’m sharing all of it over on Instagram and Facebook, but for now I wanted to pop in because this month’s offers are genuinely some of the best I’ve seen, and I didn’t want you to miss them while I’m away .

It also happens to be my birthday week, so consider this my gift to you — a roundup of exactly where I’d point any family right now if they were looking for a way to travel more!

🏆 Chase Sapphire Preferred® Card
100,000 Chase Ultimate Rewards® points
after spending $5,000 in the first 3 months from account opening

If you’re newer to points and miles, this is still my #1 recommendation for families just getting started. The flexibility alone is worth it — these points can transfer to Hyatt for hotel stays, Southwest for flights, and so much more. I’ve personally used Chase Ultimate Rewards® points to book trips I never thought we could afford as a family of five.

This is the highest offer we’ve ever seen on this card (it’s only been this high 2 other times in its history!)

Learn How To Apply

💳 Ink Business Unlimited® Credit Card
$750 $1,000 Cash Back (100,000 Chase Points!)
after spending $8,000 in the first 4 months from account opening

If you make any money on the side — freelancing, selling on Etsy, a small service business — this card is worth a serious look. No annual fee, a simple 1.5x on every purchase, and one of the highest offers we’ve ever seen on this card.

Learn How To Apply

💳 Ink Business Cash® Credit Card
$750 $1,000 Cash Back (100,000 Chase Points!)
after spending $8,000 in the first 4 months from account opening

This one is a quiet workhorse for business owners with regular spending on internet, phone bills, or office supplies. No annual fee, and the highest offer I’ve seen on this card. Not glamorous — but the points add up fast.

Learn How To Apply

💳 Ink Business Preferred® Credit Card
100,000 Chase Ultimate Rewards® points
after spending $8,000 in the first 3 months from account opening

A strong pick for business owners who spend in categories like travel, shipping, or advertising. This one earns 3x in several key business categories, and 100,000 points is a meaningful offer for a card with just a $95 annual fee.

Learn How To Apply

🦄 Sapphire Reserve for Business℠
200,000 Chase Ultimate Rewards® points
after spending $30,000 in the first 6 months from account opening

This one isn’t for everyone — the spend requirement is significant but if you have roughly $5,000 a month in expenses this is worth looking at. 200,000 points from a single welcome offer is genuinely rare!

And starting October 1, 2026, holding either the Sapphire Reserve for Business℠ or the Chase Sapphire Reserve® will be required to maintain 1:1 transfer rates to Hyatt — which is one of the most valuable transfer partners in the points world.

Learn How To Apply

Want to see everything on the table this month? I keep an updated list of the best current offers in one place:

👉 See All Top Offers This Month

As always, my goal isn’t to have you apply for everything — it’s to help you find the right card for your situation. But if one of these has been on your radar, an elevated offer is always the right time to take a closer look.

Hope you’re enjoying your summer, and thanks for being here! 🌺

Happy travels,
Kim

Vacation Pointers is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Bankrate.com. This may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.