# wealth advisor (podcasts) — RSS Amplifier Recent posts from the 2 feeds in the RSS Amplifier directory that cover wealth advisor. Page: Feed: --- ## [Planning Extraordinary Travel](https://moneysense.castos.com/episodes/planning-extraordinary-travel) _2026-08-24 · Ellenbecker Investment Group · Money Sense_ Travel is often one of the most rewarding goals people build into their financial plans. Whether it's exploring a bucket-list destination, creating lasting memories with children and grandchildren, or immersing yourself in a new culture, travel has the power to enrich life in ways few other experiences can. But today's travel landscape requires thoughtful planning, flexibility, and expert guidance… [Listen](https://episodes.castos.com/60d5659917bd99-87033600/2585494/c1e-n4x5zbz0m6na3qwgr-8dmp4wq6cn67-lbjx4z.mp3) ## [Retirement Realities](https://moneysense.castos.com/episodes/inside-retirement-successes-and-struggles) _2026-08-17 · Ellenbecker Investment Group · Money Sense_ Retirement is one of life's biggest transitions, and while financial preparation is essential, the emotional, social, and practical realities of retirement are just as important. From finding purpose and maintaining relationships to navigating health care costs and changing travel plans, retirement often looks different than people expect. This week on Money Sense, Jean Range, Senior Wealth… [Listen](https://episodes.castos.com/60d5659917bd99-87033600/2576080/c1e-1d8q5unz004fr6pgj-xxmjw2x4a11g-add6ew.mp3) ## [7 Ways Grandparents Can Help Their Grandchildren Financially](https://moneysense.castos.com/episodes/how-grandparents-can-help-their-grandkids) _2026-08-10 · Ellenbecker Investment Group · Money Sense_ Helping grandchildren financially is about much more than simply giving money. Thoughtful planning can create opportunities for education, encourage healthy financial habits, and establish a lasting family legacy that benefits future generations. This week on Money Sense , Nick Kibardin, MBA, CFP®, welcomes Sandy Miller, Wealth Advisor Associate at Ellenbecker Investment Group , for a conversation… [Listen](https://episodes.castos.com/60d5659917bd99-87033600/2567238/c1e-7kdw9avzz59h29z10-jpkkq5w6f515-ez2ggb.mp3) ## [What Should You Do If a "Virus Alert" Pops Up and Asks You to Call](https://planyourfederalretirement.libsyn.com/what-should-you-do-if-a-virus-alert-pops-up-and-asks-you-to-call) _2026-08-05 · Plan Your Federal Retirement Podcast_ A fake virus alert pops up on your computer. It looks like it came from Apple, Microsoft, or another company you recognize. It says your device is infected and tells you to call a phone number immediately. What should you do? In this FERS Federal Fact Check episode, we discuss how tech support scams, fake computer warnings, and crypto-related fraud can target federal employees and retirees. These… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/virus_audio_only.mp3?dest-id=2113046) ## [Q3 2026 Bond Market Update](https://moneysense.castos.com/episodes/q3-market-update) _2026-08-03 · Ellenbecker Investment Group · Money Sense_ Markets are constantly balancing optimism and uncertainty. While headlines often focus on volatility, long-term success comes from understanding the forces driving investment decisions and maintaining a disciplined strategy aligned with your goals. This week on Money Sense, Jamie Williams welcomes Dick Schiller, CFA and Senior Wealth Advisor at Pavlic Investment Advisors, for a discussion on the… [Listen](https://episodes.castos.com/60d5659917bd99-87033600/2558560/c1e-z9v6kf3o20nfd164j-9j2wvdo0b6kk-zhfmjg.mp3) ## [The Psychology of Retirement](https://moneysense.castos.com/episodes/the-psychology-of-retirement) _2026-07-21 · Ellenbecker Investment Group · Money Sense_ Retirement is one of the biggest life transitions we face, yet most retirement conversations focus solely on the financial side. In this episode of Money Sense, Senior Wealth Advisor Jean Range sits down with Dr. Jessica Fischer, Brown Deer Campus Director of Clinical Services at Rogers Behavioral Health, to discuss the emotional and psychological realities of retirement. Jean and Dr. Fischer… [Listen](https://episodes.castos.com/60d5659917bd99-87033600/2535863/c1e-5k72oa76d5whjq91o-mkqxxj2vbnr-h36g80.mp3) ## [The Difference Between Tax Preparation and Tax Planning](https://moneysense.castos.com/episodes/the-difference-between-tax-preparation-and-tax-planning) _2026-07-14 · Ellenbecker Investment Group · Money Sense_ Taxes are often something people think about once a year. Gather the documents, file the return, and move on. But what if that approach is causing you to miss valuable opportunities? In this episode of Money Sense, Wealth Services Advisor Nik Kibardin sits down with Richard Wolosek, CPA and Tax Planning Advisor at Ellenbecker Investment Group, to break down the critical difference between tax… [Listen](https://episodes.castos.com/60d5659917bd99-87033600/2530702/c1e-rdr53uovx7gbd73mj-qdx4r9zmik7w-ec3puw.mp3) ## [Pet Care, Costs, Planning, and Community Resources](https://moneysense.castos.com/episodes/pet-care-costs-planning-and-community-resources) _2026-07-07 · Ellenbecker Investment Group · Money Sense_ Pets are family, but they also come with financial responsibilities that many owners don't fully anticipate. In this episode of Money Sense, Wealth Services Advisor Courtney Witthuhn is joined by Ellenbecker Investment Group Director of Marketing Sara McGuire to discuss the true cost of pet ownership, how to financially prepare for a pet, and the community resources available to help families keep… [Listen](https://episodes.castos.com/60d5659917bd99-87033600/2522581/c1e-89xpqfvwpp0tprkzj-z3154958t19v-i6xkmc.mp3) ## [Should You Trust AI With Your Social Security Decision?](https://planyourfederalretirement.libsyn.com/should-you-trust-ai-with-your-social-security-decision) _2026-07-01 · Plan Your Federal Retirement Podcast_ Can AI tell you when to claim Social Security? A chatbot may be able to explain age 62, full retirement age, delayed credits, or the earnings test. But it may not understand your FERS pension, your spouse's future income, your TSP plan, your tax picture, or your survivor planning needs. Have a retirement question on your mind? Give us a call at 907-931-1775 and leave us your question - we're here… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/Should_You_Trust_AI_With_Your_Social_Security_Deci.mp3?dest-id=2113046) ## [Q2 2026 Market Update](https://moneysense.castos.com/episodes/q2-2026-market-update) _2026-06-30 · Ellenbecker Investment Group · Money Sense_ Markets rarely move in straight lines and Q2 2026 was a powerful reminder of that. In this week’s episode of Money Sense, Karen Ellenbecker is joined by long-time market voice Mike Roth and Wealth Services Advisor Nik Kibardin to unpack a volatile yet resilient quarter. From geopolitical tensions and oil shocks to a remarkable market rebound, this conversation breaks down what really drove… [Listen](https://episodes.castos.com/60d5659917bd99-87033600/2511398/c1e-gk80zar6dgjt6pwzw-qdpz3g7rb78-47dill.mp3) ## [Build with the cheapest GPUs (Sponsored)](https://crawlproof.com/a/OdjDFbpsG0lp) _2026-06-30 · **Sponsored**_ Deployed a live API in minutes; one user spent under $10. ## [Insurance Coverage Gaps, Liability Risks, and Recommendations](https://moneysense.castos.com/episodes/insurance-coverage-gaps-liability-risks-and-recommendations) _2026-06-23 · Ellenbecker Investment Group · Money Sense_ Insurance is something many people have, but not always something they revisit or fully understand. In this week’s episode of Money Sense, Amy Bremmer, Wealth Services Advisor at Ellenbecker Investment Group, sits down with Jody Leonhardt, Accounts Manager and Agent at American Advantage Insurance, to walk through the basics of property and casualty insurance in a clear and practical way.… [Listen](https://episodes.castos.com/60d5659917bd99-87033600/2502931/c1e-o3odzfj7wndfg0o01-v6vxgw91hj0g-dehung.mp3) ## [#151 Should You Change Your Social Security Strategy Because of the News?](https://planyourfederalretirement.libsyn.com/151-should-you-change-your-social-security-strategy-because-of-the-news) _2026-06-22 · Plan Your Federal Retirement Podcast_ In this episode, Micah Shilanski, Managing Partner and Wealth Advisor, and Floyd Shilanski, Managing Partner and Wealth Advisor, discuss what federal employees should focus on when evaluating their Social Security claiming strategy. They explain how Social Security fits into a broader retirement plan, why headlines don't always tell the full story, and how factors such as taxes, survivor benefits,… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/151_audio_export.mp3?dest-id=2113046) ## [College Athletics in a Pay-for-Play Era](https://moneysense.castos.com/episodes/college-athletics-in-a-pay-for-play-era) _2026-06-16 · Ellenbecker Investment Group · Money Sense_ College athletics is evolving fast. What used to center on scholarships and school pride now includes contracts, branding deals, and real income before athletes even step on campus. In this episode of Money Sense, Heather Deaton sits down with Chellee Siewert, Founder and President of Capture Sports Entertainment, to unpack what the pay-for-play (NIL) era means for athletes, families, and the… [Listen](https://episodes.castos.com/60d5659917bd99-87033600/2494911/c1e-415pxh835x6uopg3q-8d8z6o54sv8-9tzeut.mp3) ## [The 4 Retirement Risks That Never Go Away](https://planyourfederalretirement.libsyn.com/the-4-retirement-risks-that-never-go-away) _2026-06-10 · Plan Your Federal Retirement Podcast_ These risks can affect your pension, TSP, Social Security benefits, and overall retirement strategy long after your retirement date arrives. Understanding these risks may help you make more informed decisions as you prepare for the years ahead. Schedule a conversation with a professional to walk through your options and support more informed decision-making:… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/The_4_Retirement_Risks_That_Never_Go_Away_audio.mp3?dest-id=2113046) ## [EIG Behind The Scenes: Operations & Systems](https://moneysense.castos.com/episodes/eig-behind-the-scenes-operations-systems) _2026-06-09 · Ellenbecker Investment Group · Money Sense_ “EIG Behind the Scenes” is a new Money Sense series designed to highlight the people and perspectives behind Ellenbecker Investment Group. In this first episode, Karen Ellenbecker sits down with Brett Engelking, Director of Operations and Systems, to explore what it really takes to build and sustain a boutique firm. Karen reflects on her more than 40 years in the industry and the intentional… [Listen](https://episodes.castos.com/60d5659917bd99-87033600/2488922/c1e-q492ob7jnnzs6qk7d-ok0x9djgb0j2-ewa7li.mp3) ## [Did You Just Inherit a Tax Problem?](https://planyourfederalretirement.libsyn.com/did-you-just-inherit-a-tax-problem) _2026-05-27 · Plan Your Federal Retirement Podcast_ Federal employees and spouses often hear the phrase: "It's an inheritance, so it's tax-free." But is that actually true? In this FERS Federal Fact Check episode, Micah Shilanski, Managing Partner and Wealth Advisor, breaks down a common misunderstanding around inherited money, estate taxes, and taxable retirement accounts. Find out why "no inheritance tax" does not always mean "no taxes," and how… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/2026-05-27_FFFC_audio_export_NEW.mp3?dest-id=2113046) ## [#150 Why Your Retirement Plan Might Fail](https://planyourfederalretirement.libsyn.com/150-why-your-retirement-plan-might-fail) _2026-05-18 · Plan Your Federal Retirement Podcast_ Are you accidentally putting your retirement at risk? In this week's episode, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke Eberly, Wealth Advisor, break down a common mistake we see: treating retirement accounts like an ATM without a clear plan. The result? Unexpected taxes, market timing risks, and potential strain on long-term financial independence Need professional help with… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/150_audio_export_mp3.mp3?dest-id=2113046) ## [TSP Beneficiary Discrepancy? What to Do Next](https://planyourfederalretirement.libsyn.com/tsp-beneficiary-discrepancy-what-to-do-next) _2026-05-13 · Plan Your Federal Retirement Podcast_ What happens if your TSP beneficiary isn't who you thought it was? This is a situation we've seen more often than you might expect, and it can create real issues for your family if not addressed in advance. If you're within 5–10 years of retirement, this is one area you don't want to overlook. Want help reviewing your retirement plan? Schedule a conversation with a professional to walk through… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/audio.mp3?dest-id=2113046) ## [#149 Are You Letting Headlines Control Your Retirement Decisions?](https://planyourfederalretirement.libsyn.com/are-you-letting-headlines-control-your-retirement-decisions) _2026-05-04 · Plan Your Federal Retirement Podcast_ Are your retirement decisions guided by your own goals, or are they influenced by headlines, ads, and market noise? In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Floyd Shilanski, Managing Partner and Wealth Advisor, break down how external influences can impact financial decision-making, often without you even realizing it.… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/ep_149_export_audio.mp3?dest-id=2113046) ## [FERS Paperwork Lost or Delayed? Steps to Get Back on Track](https://planyourfederalretirement.libsyn.com/fers-paperwork-lost-or-delayed-steps-to-get-back-on-track) _2026-04-29 · Plan Your Federal Retirement Podcast_ What happens if your FERS retirement paperwork is delayed, or you can't follow up after submitting your application? In this episode of FERS Federal Fact Check, Micah Shilanski, Managing Partner, Wealth Advisor, walks through what federal employees can do if their retirement application feels stuck in the system. From locating your CSA number to reconnecting with OPM and understanding potential… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/FERS_Paperwork_Lost_or_Delayed_Steps_to_Get_Back_Audio.mp3?dest-id=2113046) ## [Reach prospects with real signals (Sponsored)](https://crawlproof.com/a/luOtJ5uZGgd7) _2026-04-29 · **Sponsored**_ Find prospects talking about your problem and get context-backed moments to engage ## [#148 Are You Missing These Tax Savings? Charitable Strategies Explained](https://planyourfederalretirement.libsyn.com/148-are-you-missing-these-tax-savings-charitable-strategies-explained) _2026-04-20 · Plan Your Federal Retirement Podcast_ Many federal employees care deeply about charitable giving, but the way you give can really affect your taxes. In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke Eberly, Wealth Advisor, break down strategies that may help you make more tax-efficient charitable contributions, based on current IRS rules. They cover practical… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/148_audio.mp3?dest-id=2113046) ## [Can a 401(k) Contribution Save Your FERS Supplement?](https://planyourfederalretirement.libsyn.com/can-a-401k-contribution-save-your-fers-supplement) _2026-04-15 · Plan Your Federal Retirement Podcast_ Can contributing to a 401(k) help protect your FERS Special Retirement Supplement? Many people assume this, but the rules don't always work the way federal employees expect. In this FERS Federal Fact Check, Micah Shilanski, Managing Partner and Wealth Advisor, answers a listener's question and walks you through how the earnings test applies to your supplement and why certain strategies, like… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/Can_a_401k_Contribution_Save_Your_FERS_Supplemen.mp3?dest-id=2113046) ## [3 Smart TSP Withdrawal Strategies (and One to Possibly Avoid)](https://planyourfederalretirement.libsyn.com/3-smart-tsp-withdrawal-strategies-and-one-to-possibly-avoid) _2026-04-14 · Plan Your Federal Retirement Podcast_ Understanding how to withdraw from your Thrift Savings Plan (TSP) is a critical part of retirement planning for federal employees. While many spend decades building their TSP balance, the decisions made at retirement, especially around distributions. can have a lasting impact on income, flexibility, and long-term outcomes. In this episode, Micah Shilanski walks through several common TSP… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/3_Smart_TSP_Withdrawal_Strategies_and_One_to_Pos.mp3?dest-id=2113046) ## [#147 Does market timing always work?](https://planyourfederalretirement.libsyn.com/147-does-market-timing-always-work) _2026-04-06 · Plan Your Federal Retirement Podcast_ In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke Eberly, Wealth Advisor, break down one of the most common and potentially costly investment questions federal employees ask: "Should I wait for the market to drop before investing?" They walk through real-life examples of missed opportunities, explain why market timing often… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_mon_02.09.26_Audio_Export_.mp3?dest-id=2113046) ## [What Happens to Your Social Security If You Die Before Claiming?](https://planyourfederalretirement.libsyn.com/what-happens-to-your-social-security-if-you-die-before-claiming) _2026-04-01 · Plan Your Federal Retirement Podcast_ Federal employees often wonder: "If I delay Social Security and pass away before starting benefits, what happens to my spouse?" The answer depends on Social Security Administration (SSA) rules and your specific situation. It's also important to know that Social Security survivor benefits and FERS survivor annuity elections are separate, each with their own rules. https://zurl.co/5TtUu [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_wed_02.18.26_Audio_Export.mp3?dest-id=2113046) ## [Healthy Today, But Should You Still Get Medicare B?](https://planyourfederalretirement.libsyn.com/healthy-today-but-should-you-still-get-medicare-b) _2026-03-18 · Plan Your Federal Retirement Podcast_ If you're a federal employee or retiree approaching age 65, you've likely asked: "Do I really need Medicare Part B if I already have FEHB?" In this Federal Fact Check episode, Micah Shilanski, Managing Partner and Wealth Advisor, explains how Medicare Parts A, B, and D work with your Federal Employees Health Benefits (FEHB) coverage, and what federal retirees should consider before deciding. In… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_Wed_02.04.26_Video_Export.mp3?dest-id=2113046) ## [#146 The COLA Mirage: Why Inflation Is Quietly Shrinking Your Retirement](https://planyourfederalretirement.libsyn.com/146-the-cola-mirage-why-inflation-is-quietly-shrinking-your-retirement) _2026-03-09 · Plan Your Federal Retirement Podcast_ Inflation doesn't always show up loudly, and for many federal employees and retirees, the biggest danger is assuming COLA will protect their retirement income. In this episode of the Plan Your Federal Retirement podcast, Micah Shilanski, Managing Partner, Wealth Advisor, and Luke Eberly, Wealth Advisor, break down the "COLA mirage": why cost-of-living adjustments often fail to keep pace with real… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_mon_01.26.26_Audio_Export.mp3?dest-id=2113046) ## [Does the Earnings Limit Still Apply When Your Supplement Stops at 62?](https://planyourfederalretirement.libsyn.com/does-the-earnings-limit-still-apply-when-your-supplement-stops-at-62) _2026-03-04 · Plan Your Federal Retirement Podcast_ Are you working in retirement and wondering if it could reduce your federal benefits? In this FERS Federal Fact Check, Micah Shilanski, Wealth Advisor, answers a real question from a retired federal employee who started collecting his pension and FERS Supplement at age 61, while still working full time. https://zurl.co/OxAlU [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_wed_01.21.26_Audio_Export_2_.mp3?dest-id=2113046) ## [#145 Longevity vs. Living Today: The Retirement Balancing Act You Should Know](https://planyourfederalretirement.libsyn.com/145-longevity-vs-living-today-the-retirement-balancing-act-you-should-know) _2026-02-23 · Plan Your Federal Retirement Podcast_ Retirement isn't just about making your money last, it's about using it wisely while you still can. In this episode of the Plan Your Federal Retirement podcast, Micah Shilanski, Wealth Advisor, is joined by his father, Floyd Shilanski, Wealth Advisor, to unpack one of the most complicated challenges federal employees face: balancing today's lifestyle with tomorrow's longevity. From distribution… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_mon_01.12.26_Audio_Export.mp3?dest-id=2113046) ## [Social Security: The Bridge Strategy!](https://planyourfederalretirement.libsyn.com/social-security-the-bridge-strategy-1) _2026-02-23 · Plan Your Federal Retirement Podcast_ Ever wondered how the big players in financial services got to where they are? Matt and Micah dive deep into the secret behind Edward Jones' remarkable success story – and why independent advisors should be taking notes instead of throwing shade. They challenge the common "David vs. Goliath" mindset that often leads independent advisors to dismiss larger firms' achievements and reveal how Edward… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/TPR_mon_02.16.26_Audio_Export_.mp3?dest-id=2113046) ## [One platform, from silicon to agent (Sponsored)](https://crawlproof.com/a/IXsoBqYJc5hj) _2026-02-23 · **Sponsored**_ Serverless inference plus Inference Router to optimize cost and latency at scale. ## [Social Security: What YOU Need to Know](https://planyourfederalretirement.libsyn.com/social-security-what-you-need-to-know) _2026-02-18 · Plan Your Federal Retirement Podcast_ Social Security headlines are everywhere, and much of what federal employees are hearing is confusing, incomplete, or flat-out wrong. In this episode of Plan Your Federal Retirement, Floyd Shilanski, Wealth Manager, cuts through the noise and explains what federal employees actually need to know about Social Security as retirement approaches. https://zurl.co/awQVP [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_wed_01.07.26_Audio_Export.mp3?dest-id=2113046) ## [Investment Tips for Federal Employees Approaching Retirement in 2026](https://planyourfederalretirement.libsyn.com/investment-tips-for-federal-employees-approaching-retirement-in-2026) _2025-12-30 · Plan Your Federal Retirement Podcast_ [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_tue_12.30.25_Audio_Export_.mp3?dest-id=2113046) ## [#144 Finish 2025 Strong, Start 2026 Smarter: Federal Retirement Planning](https://planyourfederalretirement.libsyn.com/144-the-final-steps-perfecting-your-federal-retirement-plan-for-2026) _2025-12-29 · Plan Your Federal Retirement Podcast_ As the year closes, federal employees can't afford to miss critical planning opportunities that protect their retirement and avoid costly mistakes. In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Wealth Advisor, and Luke Eberly, Wealth Advisor, break down real-world, end-of-year action items they are actively handling with clients right now. They talk about… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_mon_12.29.25_Audio_Export.mp3?dest-id=2113046) ## [Retirement Isn't Just About Money Are You Physically Ready?](https://planyourfederalretirement.libsyn.com/retirement-isnt-just-about-money-are-you-physically-ready) _2025-12-23 · Plan Your Federal Retirement Podcast_ Big changes are coming to your TSP catch-up contributions in 2026 and if you miss them, you could accidentally throw off your entire tax strategy. [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_tue_12.23.25_Audio__Export_2.mp3?dest-id=2113046) ## [Changes to Catch-up Contributions in 2026](https://planyourfederalretirement.libsyn.com/changes-to-catch-up-contributions-in-2026) _2025-12-16 · Plan Your Federal Retirement Podcast_ [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_tue_12.16.25_Audio_Export_.mp3?dest-id=2113046) ## [#143 Tax-Saving Strategies for the Year-End: What You Need to Do Now](https://planyourfederalretirement.libsyn.com/tax-saving-strategies-for-the-year-end-what-you-need-to-do-now) _2025-12-15 · Plan Your Federal Retirement Podcast_ As 2025 comes to a close, many federal employees are asking the same question: "What should I be doing now to prepare for retirement?" In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski is joined by Floyd Shilanski for a year-end review covering the most important planning areas for federal employees heading into 2026. They discuss why being proactive matters more than… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_mon_12.15.25_Audio_Export.mp3?dest-id=2113046) ## [Viral Finance: Should You Trust Trends?](https://planyourfederalretirement.libsyn.com/viral-finance-should-you-trust-trends) _2025-12-10 · Plan Your Federal Retirement Podcast_ Are TikTok "experts" and viral retirement hacks influencing your Social Security decisions? In today's episode, Floyd Shilanski tackles one of the biggest dangers he sees in federal retirement planning: relying on trends, reels, and generic advice for one of the most important financial decisions of your life. https://zurl.co/JL4Ac [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_wed_12.10.25_Audio_Export.mp3?dest-id=2113046) ## [Top 5 Retirement Pitfalls Feds Must Avoid in 2026](https://planyourfederalretirement.libsyn.com/top-5-retirement-pitfalls-feds-must-avoid-in-2026) _2025-12-02 · Plan Your Federal Retirement Podcast_ Learn the Top 5 Pitfalls Federal Employees Must Avoid in 2026, so you can retire with confidence and keep more of the benefits you've worked so hard for. In this episode of All About FERS, John Raleigh, CFP®, breaks down the biggest mistakes federal employees make when planning for retirement, many of which don't show up until it's too late. [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_tue_12.02.25_Audio_Export.mp3?dest-id=2113046) ## [#142 Year End - What Planning You Need to Do](https://planyourfederalretirement.libsyn.com/142-year-end-what-planning-you-need-to-do) _2025-12-01 · Plan Your Federal Retirement Podcast_ Year-end is one of the most strategic times for Federal Employees to review their financial picture, retirement timeline, and tax exposure. In this episode, Micah Shilanski, CFP®, and John Raleigh, CFP®, walk you through the essential steps you should take before December 31st to stay on track and avoid costly mistakes in the new year. As Micah says, "Small decisions at year-end can produce big… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_mon_12.01.25_Video_Export.mp3?dest-id=2113046) ## [Is YOUR Social Security Taxable?](https://planyourfederalretirement.libsyn.com/is-your-social-security-taxable) _2025-11-26 · Plan Your Federal Retirement Podcast_ Most federal employees are surprised to learn that up to 85% of their Social Security benefits may be taxable in retirement. In this episode, Floyd Shilanski explains how Social Security taxation really works, what counts as "provisional income," and why proper planning is essential to avoid unexpected tax bills. This is a critical part of federal retirement tax planning, and the earlier you… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_wed_11.26.25_Audio_Export.mp3?dest-id=2113046) ## [Unlocking HSA Potential: Planning for Long-Term Care and Medicare Costs](https://planyourfederalretirement.libsyn.com/unlocking-hsa-potential-planning-for-long-term-care-and-medicare-costs) _2025-11-25 · Plan Your Federal Retirement Podcast_ Most federal employees never take advantage of one of the best tax-saving tools available to them: the Health Savings Account (HSA). In today's episode, Christian breaks down why HSAs are one of the most powerful and underutilized benefits in the FEHB system. [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_tue_11.25.25_Audio_Export.mp3?dest-id=2113046) ## [Avoid Running Out: Smart Withdrawal Strategies for Your TSP](https://planyourfederalretirement.libsyn.com/avoid-running-out-smart-withdrawal-strategies-for-your-tsp) _2025-11-18 · Plan Your Federal Retirement Podcast_ Have you ever wondered how to avoid running out of money in retirement? In this episode of All About FERS, Certified Financial Planner™ John Raleigh breaks down practical withdrawal strategies for your Thrift Savings Plan (TSP) so you can enjoy retirement without worrying about outliving your savings. [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_Tue_11.18.25_Audio_Export.mp3?dest-id=2113046) ## [#141 Furloughed! What Federal Employees Can Do When Paychecks Stop](https://planyourfederalretirement.libsyn.com/141-furloughed-what-federal-employees-can-do-when-paychecks-stop) _2025-11-17 · Plan Your Federal Retirement Podcast_ In this episode of Plan Your Federal Retirement, Jamie C. Shilanski, RFC®, talks about one of the most stressful situations federal employees face: a furlough. Whether this is your first or fifth time experiencing one, Jamie breaks down practical, real-world strategies to help you stay financially stable, protect your benefits, and make smart decisions while waiting for Washington to get back to… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_mon_11.17.25_Audio_Export.mp3?dest-id=2113046) ## [The True Value of Staying One More Year in Federal Service](https://planyourfederalretirement.libsyn.com/the-true-value-of-staying-one-more-year-in-federal-service) _2025-11-11 · Plan Your Federal Retirement Podcast_ Description For many federal employees, deciding when to retire is one of the biggest financial and emotional choices you will ever face. In this All About FERS episode, Christian breaks down both the financial math and emotional reality of delaying retirement by just one year. [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_tue_11.11.25_Audio_Export.mp3?dest-id=2113046) ## [VERA Early Retirement: Great Opportunity or Financial Trap?](https://planyourfederalretirement.libsyn.com/vera-early-retirement-great-opportunity-or-financial-trap) _2025-11-04 · Plan Your Federal Retirement Podcast_ Thinking about taking a VERA (Voluntary Early Retirement Authority) offer? Before you decide, make sure you understand the benefits and pitfalls that come with it. In this episode, John breaks down: ✅ What VERA early retirement really means ✅ Who qualifies - and when it's offered ✅ The big advantages, like keeping your FEHB and avoiding layoffs ✅ The hidden traps, like lower pensions, delayed FERS… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_tue_11.04.25_Video_Export.mp3?dest-id=2113046) ## [#140 What Federal Employees Are Really Asking About Retirement](https://planyourfederalretirement.libsyn.com/what-federal-employees-are-really-asking-about-retirement) _2025-11-03 · Plan Your Federal Retirement Podcast_ Ever wonder what questions other federal employees are asking as they plan for retirement? In this special episode, we're taking you inside our recent in-person workshop, where we spent the day with federal employees diving deep into their benefits, tax planning, and retirement strategies. From understanding the 2026 TSP Roth conversion changes to life insurance math, Social Security surprises,… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_mon_11.03.25_Audio_Export_.mp3?dest-id=2113046) ## [Do trusts pay higher taxes on inherited TSPs and IRAs than individual beneficiaries?](https://planyourfederalretirement.libsyn.com/do-trusts-pay-higher-taxes-on-inherited-tsps-and-iras-than-individual-beneficiaries) _2025-10-29 · Plan Your Federal Retirement Podcast_ Did you know that a trust could be taxed at up to 40%? If your trust isn't set up correctly, you could unintentionally send nearly half your estate to the IRS. That is why in this episode, Micah breaks down how inherited TSPs and IRAs are taxed when a trust is listed as the beneficiary and why so many estate plans fail to consider income taxes, not just estate taxes. https://zurl.co/14gpQ [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_wed_10.28.25_Audio_Export_.mp3?dest-id=2113046) ## [Safe Withdrawal Strategies: Protecting Your Nest Egg](https://planyourfederalretirement.libsyn.com/safe-withdrawal-strategies-protecting-your-nest-egg) _2025-10-28 · Plan Your Federal Retirement Podcast_ When is the best time to retire from the federal government? Choosing your retirement date isn't just about flipping a calendar; it can determine how much you actually take home. In this All About FERS episode, Christian breaks down: ✅ The most strategic retirement dates (and why they matter) ✅ How your annual leave payout could add tens of thousands to your final paycheck ✅ The tax and TSP… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_tue_10.28.25_Audio_Export_.mp3?dest-id=2113046) ## [How to Prepare for the Looming Retirement Crisis](https://planyourfederalretirement.libsyn.com/how-to-prepare-for-the-looming-retirement-crisis) _2025-10-21 · Plan Your Federal Retirement Podcast_ Retirement isn't just about leaving your job. It's about maintaining your security, dignity, and lifestyle for decades. In this episode of All About FERS, John breaks down the looming retirement crisis facing federal employees. Discover what past generations got wrong about retirement, why planning for just 10 years is no longer enough, and how you can build a strategy that protects your lifestyle… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_tue_10.21.25_Audio_Export_.mp3?dest-id=2113046) ## [How Should I Allocate My TSP For Retirement Security?](https://planyourfederalretirement.libsyn.com/how-should-i-allocate-my-tsp-for-retirement-security) _2025-10-15 · Plan Your Federal Retirement Podcast_ When it comes to retirement planning, one of the biggest questions federal employees face is: How should I allocate my Thrift Savings Plan (TSP) to make sure I don't run out of money? The TSP is a powerful tool for building wealth and creating income security in retirement. With just five core funds (plus Lifecycle Funds that mix them), your options may seem limited, but how you allocate between… [Listen](https://traffic.libsyn.com/clean/secure/planyourfederalretirement/PYFR_wed_10.15.25_Audio_Export_.mp3?dest-id=2113046)