The Learning Curve Chronicles: You Need a Budget!

Let’s talk about budgeting! I know, it’s probably your favorite topic, right *Note: This is not a paid endorsement and Circles USA has no affiliate relationship with YNAB. A lot of times, middle- and upper-income individuals believe that people in poverty are just bad at budgeting. I often hear things like, “If they just set and kept to a budget, they would be able to…X”. Get out of poverty, go to…