# underwriting (news sources) — RSS Amplifier Recent posts from the 1 feeds in the RSS Amplifier directory that cover underwriting. Page: Feed: --- ## [Rising foreclosures signal growth in Texas, Florida loss mitigation](https://www.nationalmortgagenews.com/news/rising-foreclosures-signal-growth-in-texas-florida-loss-mitigation) _2026-08-27 · Spencer Lee · The Latest_ The July spike in foreclosures, led by Texas and Florida, presents an immediate opportunity for mortgage servicers to expand regional loss mitigation and default servicing capabilities. ## [Non-QM RMBS reaches $78B despite rising impairments](https://www.nationalmortgagenews.com/news/non-qm-rmbs-reaches-78b-despite-rising-impairments) _2026-08-26 · Brad Finkelstein · The Latest_ Non-QM securitizations hit $78B as lenders ease guidelines to capture unserved borrower demand, even as total impairments rise for the 10th time in 13 months to 6.27%. ## [Berkshire in-house servicing pivot escalates retention threat](https://www.nationalmortgagenews.com/news/berkshire-in-house-servicing-pivot-escalates-retention-threat) _2026-08-26 · Colin McNamara · The Latest_ Berkshire Hathaway's HomeServices is adding mortgage servicing to Prosperity Home Mortgage. The move locks purchase borrowers into its ecosystem, cutting off external lenders from future refi retention opportunities. ## [ICE Mortgage will not charge for transitional SDK access](https://www.nationalmortgagenews.com/news/ice-mortgage-will-not-charge-for-transitional-sdk-access) _2026-08-26 · Brad Finkelstein · The Latest_ The fee was to be paid by users who still needed short-term access via software developer kit interfaces to Encompass after the scheduled Dec. 31 sunset. ## [PCE inflation remains sticky as Fed weighs next move](https://www.nationalmortgagenews.com/news/pce-inflation-remains-sticky-as-fed-weighs-next-move) _2026-08-26 · Maria Volkova · The Latest_ The Bureau of Economic Analysis reported that the personal consumption expenditures, or PCE, price index rose 3.7% from a year earlier, indicating that inflation remains above the Federal Reserve's target. ## [Standardized tech could reduce $200 million mortgage collateral costs](https://www.nationalmortgagenews.com/news/standardized-tech-could-cut-200m-in-mortgage-trade-costs) _2026-08-26 · Bonnie Sinnock · The Latest_ Data moving outside of physical documents in the secondary mortgage market is adding millions to costs per year, according to the Housing Policy Council. ## [Better board battles Garg in court over governance shift](https://www.nationalmortgagenews.com/news/better-board-battles-garg-in-court-over-governance-shift) _2026-08-26 · Andrew Martinez · The Latest_ The lender is seeking a temporary restraining order on its founder to halt his shareholder rally, suggesting he could complete his corporate takeover soon. ## [Small builders' rising costs pressure future home prices](https://www.nationalmortgagenews.com/news/small-builders-rising-costs-pressure-future-home-prices) _2026-08-25 · Spencer Lee · The Latest_ Smaller builders felt the greatest impact of material cost increases, as new Trump administration tariffs add a layer of worry for the construction industry. ## [Regional bank weighed down by CRE loans goes back on offense](https://www.nationalmortgagenews.com/news/regional-bank-weighed-down-by-cre-loans-goes-back-on-offense) _2026-08-25 · Kevin Wack · The Latest_ Valley National Bank, which spent two years reducing its large concentration in commercial real estate loans, announced plans Tuesday to buy a bank in the competitive Chicago market. ## [July delinquencies drop as ICE notes FHA performance pivot](https://www.nationalmortgagenews.com/news/july-delinquencies-drop-as-ice-notes-fha-performance-pivot) _2026-08-25 · Colin McNamara · The Latest_ The national delinquency rate dropped 16 basis points to 3.39% last month, according to the Intercontinental Exchange's latest first look report. ## [Ask the crowd: AI or not (Sponsored)](https://crawlproof.com/a/xVM4bNzKXYHo) _2026-08-25 · **Sponsored**_ Get a transparent verdict from verified humans via web, RSS, or API. ## [Trump administration dismisses a dozen officials from Fannie Mae](https://www.nationalmortgagenews.com/articles/trump-administration-dismisses-a-dozen-officials-from-fannie-mae) _2026-08-21 · The Latest_ Some of the jobs were eliminated due to the increasing capability of artificial intelligence and the departures were all involuntary, an official said. ## [Luminate Bank acquires First State Mortgage, 26 originators](https://www.nationalmortgagenews.com/news/luminate-bank-acquires-first-state-mortgage-26-originators) _2026-08-21 · Colin McNamara · The Latest_ This was the second acquisition Luminate's mortgage arm has made since the start of 2025. The bank bought NJ Lenders Corp. in April of last year. ## [Shift to purchases: Higher rates squeeze 2026 refi volume](https://www.nationalmortgagenews.com/news/shift-to-purchases-higher-rates-squeeze-2026-refi-volume) _2026-08-21 · Andrew Martinez · The Latest_ The Mortgage Bankers Association lowered its refi expectations by 5% this month, as rising mortgage rates are dampening borrowers' positions. ## [CDFIs file lawsuit against Treasury to release funding](https://www.nationalmortgagenews.com/news/cdfis-file-lawsuit-against-treasury-to-release-funding) _2026-08-21 · Claire Williams · The Latest_ A group of community development financial institutions are asking a federal court in California to compel Treasury to disburse funds from the CDFI Fund before they expire in September. ## [Bumps in the ROAD Act led to slowdown in build-to-rent space](https://www.nationalmortgagenews.com/news/bumps-in-the-road-act-led-to-slowdown-in-build-to-rent-space) _2026-08-21 · Spencer Lee · The Latest_ A proposed seven-year mandatory selloff rule aimed at institutional investors was a factor in halting momentum for new BTR development, NAHB said. ## [GSE foreclosure aid slides 5th month as delinquencies creep up](https://www.nationalmortgagenews.com/news/gse-foreclosure-aid-slides-5th-month-as-delinquencies-creep-up) _2026-08-21 · Brad Finkelstein · The Latest_ May's 15,855 actions are the least since September 2025, when Fannie Mae and Freddie Mac had 15,550 loans modified, forborne or otherwise dealt with, FHFA said. ## [Pulte nears LLPA fee tweaks as GSE margin shifts loom](https://www.nationalmortgagenews.com/news/pulte-nears-llpa-fee-tweaks-as-gse-margin-shifts-loom) _2026-08-21 · Bonnie Sinnock · The Latest_ The government-sponsored enterprise oversight chief said his agency is focusing on select fees applied to mortgages that lenders sell to Fannie and Freddie. ## [Speeding home equity closings gives top lenders edge: study](https://www.nationalmortgagenews.com/news/b-of-a-pnc-leaders-for-mortgage-lender-digital-experience) _2026-08-20 · Brad Finkelstein · The Latest_ Fast tracking closing and funding is the critical differentiator among lenders, the 2026 Mortgage-Home Equity Scorecard report from Keynova found. ## [Rocket's data: Extra payments cut 6 years off mortgages](https://www.nationalmortgagenews.com/news/rockets-data-extra-payments-cut-6-years-off-mortgages) _2026-08-20 · Spencer Lee · The Latest_ Close to one in four homeowners are currently making additional payments toward their mortgage principal beyond the monthly amount due, according to Rocket. ## [Why delinquencies from one particular year stand out](https://www.nationalmortgagenews.com/news/why-delinquencies-from-one-particular-year-stand-out) _2026-08-20 · Bonnie Sinnock · The Latest_ The latest investor statements show the persistence of a trend in which one vintage has a higher rate of distress than others, Morningstar DBRS finds. ## [Make any domain metal (Sponsored)](https://crawlproof.com/a/XFsUh3hjGniO) _2026-08-20 · **Sponsored**_ Turn any domain into a blacked-out metal landing page with an email waitlist ## [Bessent flags bigger debt buyback potential, coming fiscal plan](https://www.nationalmortgagenews.com/articles/bessent-flags-bigger-debt-buyback-potential-coming-fiscal-plan) _2026-08-20 · The Latest_ Treasury Secretary Scott Bessent said in an interview on CNBC Thursday that he and Office of Management and Budget Director Russell Vought have been tasked with developing a fiscal plan to reduce government spending. ## [New-home originations crippled by elevated rates in July](https://www.nationalmortgagenews.com/news/new-home-originations-crippled-by-elevated-rates-in-july) _2026-08-20 · Colin McNamara · The Latest_ The annualized new single-family home sales pace, an indicator of the U.S. Census Bureau's New Residential Sales report, declined in three of the last four months. ## [Treasury interventions fail to break rate stagnation](https://www.nationalmortgagenews.com/news/treasury-interventions-fail-to-break-rate-stagnation) _2026-08-20 · Brad Finkelstein · The Latest_ Despite Treasury intervention to calm bond yields, persistent deficit pressure continues to trap mortgage rates, keeping application volume flat and squeezing origination revenue. ## [New American, Onity, SWBC announce tech deals](https://www.nationalmortgagenews.com/news/new-american-onity-swbc-announce-tech-deals) _2026-08-20 · Colin McNamara · The Latest_ Kastle lands another high-profile client, SWBC adds insurtech to its servicing platform, while other mortgage lenders also embark on new partnerships. ## [Vendor AI advances point to faster loan processing options](https://www.nationalmortgagenews.com/news/vendor-ai-advances-point-to-faster-loan-processing-options) _2026-08-20 · Spencer Lee · The Latest_ Informative Research also updates its flagship verification product, and nCino enables streamlined workflows for users of open-source protocols. ## [Figure slashing loan costs, competing with Fannie, CEO says](https://www.nationalmortgagenews.com/news/figure-slashing-loan-costs-competing-with-fannie-ceo-says) _2026-08-20 · Bonnie Sinnock · The Latest_ The fintech's chief executive, Michael Tannenbaum, explains why strategies it's been using primarily in the home equity market have broader implications. ## [Share of equity rich, mortgaged properties nears 5-year low](https://www.nationalmortgagenews.com/news/share-of-equity-rich-mortgaged-properties-nears-5-year-low) _2026-08-20 · Bonnie Sinnock · The Latest_ Attom's data adds to signs that the market's loan performance buffer is solid but thinning in some areas, and shows the trend affects both ends of the market.