# st pete (audio feeds) — RSS Amplifier Recent posts from the 2 feeds in the RSS Amplifier directory that cover st pete. Page: Feed: --- ## [E077: What Changed Since SB 4D — And the Condo Red Flags Attorneys Actually Watch For](https://selling-st-pete-with-nicole-saunches.captivate.fm/episode/what-changed-since-sb-4d-and-the-condo-red-flags-attorneys-actually-watch-for) _2026-08-20 · Selling St Pete with Nicole Saunches_ In this episode Nicole sits down with David Reider — real estate attorney and partner at Berlin Patten Ebling, and a former licensed Florida real estate agent — to unpack everything that's changed in Florida condo law since the Surfside collapse and Senate Bill 4-D (SB 4D), and what it actually means for someone buying a condo in St. Pete right now. David isn't just a real estate attorney — he… [Listen](https://episodes.captivate.fm/episode/301418a2-ae2b-4166-a94e-8987c1fb143f.mp3) ## [E076: Is That Musty Smell Mold? What Every Florida Homeowner Needs to Know](https://selling-st-pete-with-nicole-saunches.captivate.fm/episode/-mold-indoor-air-quality-florida-homes-podcast) _2026-08-06 · Selling St Pete with Nicole Saunches_ Florida's heat, humidity, and rain make it one of the most mold-prone climates in the country — and today's episode breaks down what that actually means for your home. Host Nicole Saunches talks with Doug and Ryen Linder, the father-son team behind DR Mold Solutions, about the black mold myth, where mold hides that you'll never see, what a real mold inspection report looks like, EPA/FDA-approved… [Listen](https://episodes.captivate.fm/episode/e2d3fb1d-06cf-490e-8267-35374e07b01c.mp3) ## [E075: Understanding VA Entitlements: Demystifying Assumable Mortgages for Veterans](https://selling-st-pete-with-nicole-saunches.captivate.fm/episode/va-entitlements) _2026-07-31 · Selling St Pete with Nicole Saunches_ VA entitlement isn't a loan amount, a credit line, or a one-time coupon — and almost nobody explains it correctly. In this episode, Nicole Saunches sits down again with Nora Simpson of AssumeList to break down VA entitlement in plain terms: full vs. partial entitlement, why there's no real cap on what a veteran can borrow, how to hold two VA loans at once, and the biggest myth in the industry —… [Listen](https://episodes.captivate.fm/episode/2119976e-a095-410d-8e62-9bd56909ce5a.mp3) ## [E074: Understanding Financing Options for Assumable Mortgages](https://selling-st-pete-with-nicole-saunches.captivate.fm/episode/understanding-financing-options-for-assumable-mortgages) _2026-07-30 · Selling St Pete with Nicole Saunches_ Assumable mortgages can be one of the biggest opportunities in today's real estate market, but one question stops many buyers before they even get started: "How do I pay the difference between what the seller owes and what the home is worth?" In this episode of Selling St. Pete , Nicole Saunches sits down with Ryan Nelson of Barrett Financial , AssumeList's preferred lending partner, to explain… [Listen](https://episodes.captivate.fm/episode/00c2cb45-302a-4ee7-86bd-7f0f4bd65d5f.mp3) ## [E073: Mortgage Assumption 101: How St. Pete & Tampa Buyers Are Landing 2–3% Rates in Today's Market](https://selling-st-pete-with-nicole-saunches.captivate.fm/episode/assumable-mortgage-explained) _2026-07-15 · Selling St Pete with Nicole Saunches_ Home prices are up, rates are up, and most buyers assume that means they're priced out. But some homes still carry a mortgage from 2020 or 2021 — with a rate of 3%, 2%, sometimes even lower — and in the right circumstances, a qualified buyer can simply take it over. It's called a mortgage assumption, and it might be the most underused tool in real estate right now. In this episode of Selling St.… [Listen](https://episodes.captivate.fm/episode/8949653c-340c-41ab-81d4-95a2089af562.mp3) ## [E072: Is Now a Good Time to Buy or Sell in St. Pete? The Truth Behind the Headlines | with Doug Wagner, CrossCountry Mortgage](https://selling-st-pete-with-nicole-saunches.captivate.fm/episode/e072-navigating-the-real-estate-landscape-a-guide-for-uncertain-times) _2026-06-23 · Selling St Pete with Nicole Saunches_ Is the St. Pete real estate market actually slow — or is that just the national headline? In this episode of Selling St. Pete , I sit down with Doug Wagner of CrossCountry Mortgage to unpack what's really happening in Pinellas County right now — and why the story here looks different from what you're seeing on the news. Whether you bought in 2021 and feel trapped by your low interest rate, you're… [Listen](https://episodes.captivate.fm/episode/454964e9-c876-4996-bf56-1b811496b087.mp3) ## [Ep. 113: Bridgette Bello - The Executive Collective](https://stpete.co/podcast-episodes/brigdette-bello/) _2026-05-16 · St. Pete X_ Bridgette Bello joins SPx for a candid conversation about the changing world of media, business leadership, and relationship-building in Tampa Bay. The former Tampa Bay Business Journal publisher and founder of Tampa Bay Business & Wealth talks about why authentic connections matter more than networking, how influence differs from power, and what she's building with her new venture, The Executive… [Listen](https://traffic.libsyn.com/secure/stpetex/113_SPX_Bridgette20Bello_version1.mp3?dest-id=543363) ## [Ep. 112: Gayle Guyardo - Journalist](https://stpete.co/podcast-episodes/gayle-guyardo-journalist/) _2026-03-28 · St. Pete X_ After more than three decades as one of Tampa Bay's most recognizable news voices, Gayle Guyardo reflects on the moments that nearly ended her career—and the unexpected second act that followed. From losing her voice and rebuilding from scratch with nothing but a cell phone, to becoming a trusted presence in thousands of daily routines, her story reveals what it really takes to connect with a… [Listen](https://traffic.libsyn.com/secure/stpetex/SPX_Gayle20Guyardo_Version1.mp3?dest-id=543363) ## [Ep. 111: Kevin Harrington - Entrepreneur](https://stpete.co/podcast-episodes/ep-111-kevin-harrington-entrepreneur/) _2026-03-16 · St. Pete X_ From sealing driveways at 15 to building one of the most powerful customer-acquisition machines in modern business, Kevin Harrington has seen the game from every angle. In this episode of SPX, the original Shark shares how he went from knocking on doors in Cincinnati to helping launch products that generated hundreds of millions in sales. This is a conversation about hustle, credibility, timing… [Listen](https://traffic.libsyn.com/secure/stpetex/110_SPX_Kevin_Harrington_version1.mp3?dest-id=543363) ## [Ep. 110: Chip Webster](https://stpete.co/podcast-episodes/ep-110-chip-webster-author/) _2026-02-08 · St. Pete X_ A veteran CEO peer-group leader and lifelong entrepreneur, Chip Webster shares how decades inside Vistage (and later Tiger 21) taught him that trust, accountability and curiosity are the real engines behind successful businesses and healthy communities. After COVID, he and his immunocompromised wife bought an RV and crisscrossed the U.S., where countless conversations in RV parks inspired his new… [Listen](https://traffic.libsyn.com/secure/stpetex/109_SPX_Chip_Webster_version1.mp3?dest-id=543363) ## [Point once, get highlights (Sponsored)](https://crawlproof.com/a/Xelg9ANzv0DV) _2026-02-08 · **Sponsored**_ Get minutes worth watching from a whole game — point once ## [E071: Using Home Warranties as a Strategic Negotiating Tool for Sellers](https://selling-st-pete-with-nicole-saunches.captivate.fm/episode/e071-using-home-warranties-as-a-strategic-negotiating-tool-for-sellers) _2025-12-11 · Selling St Pete with Nicole Saunches_ In this episode of Selling St. Pete, host Nicole Saunches sits down with home warranty expert Tina Romanik from Home Warranty of America to discuss how sellers can leverage home warranties as powerful negotiating tools. Whether you're listing a property with aging mechanicals or simply want to stand out in a competitive market, learn how offering a home warranty up front can protect you from… [Listen](https://episodes.captivate.fm/episode/3dc019c7-3404-4294-b7df-f6073d0aca0d.mp3) ## [E070: The Girl Boss Effect: Empowering Women, Building Wealth, and Creating Community](https://selling-st-pete-with-nicole-saunches.captivate.fm/episode/e070-the-girl-boss-effect-empowering-women-building-wealth-and-creating-community) _2025-10-23 · Selling St Pete with Nicole Saunches_ In this inspiring episode of Selling St. Pete with Nicole Saunches , Nicole sits down with Sandy Bean , founder of the St. Pete Girl Boss Network — a 10,000+ member community of women entrepreneurs who are redefining what collaboration and connection look like in business. Together, they explore how Sandy transformed personal challenges into a powerful movement centered around belonging,… [Listen](https://episodes.captivate.fm/episode/e96454da-be5b-4bf4-aa85-5aa88df98227.mp3) ## [E069: How Human Design & EFT Transform Business Success with Shakti Rios](https://selling-st-pete-with-nicole-saunches.captivate.fm/episode/e069-how-human-design-eft-transform-business-success-with-shakti-rios) _2025-10-02 · Selling St Pete with Nicole Saunches_ Episode Overview Join host Nicole Saunches in this powerful conversation with business coach and trauma expert Shakti Rios, founder of Phnx Legacy. Discover how human design and emotional freedom technique (EFT) can revolutionize your approach to business, helping you work in alignment with your natural wiring rather than against it. In This Episode, You'll Learn: About Human Design: What human… [Listen](https://episodes.captivate.fm/episode/6aef7f3a-3787-4401-9739-44ad31775f64.mp3) ## [E068: Homeowner’s Insurance 101: Coverage, Gaps & Money-Saving Tips with Clive Gavin](https://selling-st-pete-with-nicole-saunches.captivate.fm/episode/e068-) _2025-09-18 · Selling St Pete with Nicole Saunches_ Here’s a polished set of show notes that align with the style of your previous Selling St. Pete with Nicole Saunches episodes and integrate the transcript details you provided: Selling St. Pete with Nicole Saunches Guest: Clive Gavin, State Farm Insurance Agent (FL) Contact: (727) 799-4665 • Clive@DriveWithClive.us Episode Snapshot Homeowner’s insurance has become one of the hottest—and most… [Listen](https://episodes.captivate.fm/episode/a37f82c2-1fe9-4aa2-81ea-957fe4b462a0.mp3) ## [Ep. 109: Bob Martinez - Former Governor and Mayor](https://stpete.co/podcast-episodes/ep-109-bob-martinez-former-mayor-governor) _2025-08-29 · St. Pete X_ Former Florida Governor Bob Martinez joins Joe Hamilton on SPx for a wide-ranging conversation on his journey from Tampa's mayor to the Governor's mansion to serving as the nation's drug czar. Martinez reflects on the contrasts between running a city, navigating state politics and shaping national policy—and how partisanship and media have transformed along the way. He also shares the story behind… [Listen](https://traffic.libsyn.com/secure/stpetex/109_SPX_Bob20Martinez_version1.mp3?dest-id=543363) ## [Ep. 108: Rudy Webb - Paradise Advertising](https://stpete.co/podcast-episodes/rudy-webb-paradise-advertising/) _2025-06-14 · St. Pete X_ In this episode of St. Pete X, Joe Hamilton talks with Rudy Webb, President of Paradise Advertising, about the evolution of destination marketing. Webb reflects on two decades in the industry, from faxes to AI, and how his agency helps cities define and promote their identity. He explains how Paradise navigates RFPs, tracks tourism impact without direct sales data, and adapts messaging during… [Listen](https://traffic.libsyn.com/secure/stpetex/108_SPX_Rudy20Webb_version1.mp3?dest-id=543363) ## [Ep. 107: Fred Forsley - Sea Dog Brewery & more](https://stpete.co/podcast-episodes/ep-107-fred-forsley-sea-dog-brewery-and-more/) _2025-05-26 · St. Pete X_ Fred Forsley's entrepreneurial reach is as wide as it is unexpected—real estate broker at 18, founder of Shipyard and Sea Dog Brewing, maker of alt-THC beverages, vodka, rums, and even a mushroom energy drink. In this episode of SPX, Forsley shares his journey from hustling real estate in Maine to building a beverage empire that spans coastlines and categories. He talks frankly about seizing… [Listen](https://traffic.libsyn.com/secure/stpetex/107_SPX_Fred_Forsley_version1.mp3?dest-id=543363) ## [Ep.106: Carl Lavender - Philanthropy Leader](https://stpete.co/podcast-episodes/carl-lavender-philanthropy-leader/) _2025-05-03 · St. Pete X_ Join Joe Hamilton in a candid conversation with community leader Carl Lavender as he reflects on his life's journey—from his roots as a pastor's son in Cleveland, to navigating gang violence and fundraising in Chicago, and finally becoming a transformative force in St. Pete's nonprofit sector. Carl shares personal insights on leadership, balancing public service with self-care, and the vital… [Listen](https://traffic.libsyn.com/secure/stpetex/106_Carl20Lavender_version1.mp3?dest-id=543363) ## [Ep. 105: Kelly McBride - Poynter Institute, NPR](https://stpete.co/podcast-episodes/kelly-mcbride-poynter-institute-npr) _2025-04-19 · St. Pete X_ In this episode, Joe Hamilton sits down with Kelly McBride—Senior VP at the Poynter Institute, NPR Public Editor, and Chair of the Craig Newmark Center for Ethics and Leadership—for a wide-ranging conversation on news diets, media trust, AI's role in journalism and the fading sense of local connection. From dopamine-driven doomscrolling to the potential of AI agents as personal information… [Listen](https://traffic.libsyn.com/secure/stpetex/105_Kelly_McBride_mixdown.mp3?dest-id=543363)