# safer (audio feeds) — RSS Amplifier Recent posts from the 3 feeds in the RSS Amplifier directory that cover safer. Page: Feed: --- ## [Mid-Year Market Check: Valuations, Interest Rates, and Retirement Income | Episode 155](https://soundcloud.com/saferretirementradio/mid-year-market-check) _2026-07-31 · Safer Retirement Radio_ Brian Decker and Marc Knauss, CFP®, open the second half of 2026 with a look at what a strong market means for people at or near retirement. They cover the difference between accumulation planning and distribution planning, why trailing price-to-earnings valuations matter historically, and how momentum and dividend strategies have behaved in past flat market cycles. The conversation moves through… [Listen](https://feeds.soundcloud.com/stream/2372346854-saferretirementradio-mid-year-market-check.mp3) ## [The Future of Rail in SA is here: Have your say!](https://youngurbanists.substack.com/p/can-south-africa-have-fast-rail-soon) _2026-07-19 · Dylan Kesler · Young Urbanists South Africa_ South Africa is not getting fast rail soon but doesn't mean it cannot or shouldn't happen. The 2050 National Rail Master Plan outlines this possibility but first we need to focus on the basics. ## [Mowbray Golf Course: A Rare Chance to Shape Cape Town’s Future](https://youngurbanists.substack.com/p/mowbray-golf-course-a-rare-chance) _2026-06-19 · Young Urbanists South Africa · Young Urbanists South Africa_ The public must comment on how this 74-hectare City-owned site can deliver housing, transport, public space, restored waterways and long-term public benefit. ## [The Mid-Year Retirement Review: Income, Spending, and a Different Take on Rebalancing | Episode 154](https://soundcloud.com/saferretirementradio/the-mid-year-retirement-review) _2026-06-13 · Safer Retirement Radio_ It's the halfway point of 2026. Do you know if your retirement plan is on track? In this episode of Safer Retirement Radio, Brian Decker and Arrin Wray of Decker Retirement Planning walk through their mid-year review process: what to check, what to question, and where the common blind spots are. What this episode covers: • The mid-year checklist: portfolio allocation, spending versus budget, and… [Listen](https://feeds.soundcloud.com/stream/2338396859-saferretirementradio-the-mid-year-retirement-review.mp3) ## [YU Jozi Chapter Event & More](https://youngurbanists.substack.com/p/yu-jozi-chapter-event-and-more) _2026-06-13 · Young Urbanists South Africa · Young Urbanists South Africa_ South Africa can work if we fix how we manage and design our cities for people to make them safer, friendlier and more exciting rather than another shopping centre or golf estate. ## [Diversified Retirement Income: Buckets, Social Security Timing & Pensions | Episode 153](https://soundcloud.com/saferretirementradio/building-retirement-income-you) _2026-05-23 · Safer Retirement Radio_ Running out of money is a top fear in retirement, and it almost always traces back to one question: where will your monthly income actually come from? In this episode of Safer Retirement Radio, Brian Decker and Arrin Wray walk through how Decker Retirement Planning builds a diversified retirement income plan. The same math-based, fiduciary process they use with clients every day. What this episode… [Listen](https://feeds.soundcloud.com/stream/2325766604-saferretirementradio-building-retirement-income-you.mp3) ## [All-Time Highs, College Costs, and the Estate Documents Most People Get Wrong | Episode 152](https://soundcloud.com/saferretirementradio/all-time-highs-college-costs) _2026-05-09 · Safer Retirement Radio_ Markets are at all-time highs while the economy flashes warning signs. Brian Decker and Arrin Wray break down three ways we lower client risk, how to use 529 plans for kids and grandkids, and the estate mistakes that quietly tear families apart. In this episode: Why the S&P keeps hitting records while job growth slows — and what's really driving the rally (earnings, rate-cut expectations, and… [Listen](https://feeds.soundcloud.com/stream/2317267292-saferretirementradio-all-time-highs-college-costs.mp3) ## [Is Your Retirement Plan Missing These 6 Critical Elements? | Episode 151](https://soundcloud.com/saferretirementradio/is-your-retirement-plan) _2026-04-18 · Safer Retirement Radio_ Is your retirement plan truly complete, or is it missing something critical? In honor of Financial Literacy Month, Brian Decker and Arrin Wray walk through the six elements every successful retirement plan must include. Whether you're interviewing a new advisor or evaluating your current one, this episode serves as your checklist. In this episode, you'll learn: Why a pie chart is not a retirement… [Listen](https://feeds.soundcloud.com/stream/2304597293-saferretirementradio-is-your-retirement-plan.mp3) ## [What Your Tax Return Reveals About Your Retirement Plan | Episode 150](https://soundcloud.com/saferretirementradio/what-your-tax-return-reveals) _2026-04-10 · Safer Retirement Radio_ Most people file their taxes and move on. But if that's all you're doing, you're leaving serious money on the table — and walking into retirement blind. In this episode of Safer Retirement Radio, Brad Geddes, CFP(R) of Decker Retirement Planning breaks down why your tax return is one of the most powerful forward-looking planning tools you have — and how to actually use it. Here's what we cover:… [Listen](https://feeds.soundcloud.com/stream/2299827239-saferretirementradio-what-your-tax-return-reveals.mp3) ## [Healthcare in Retirement: What Medicare Won't Cover (And How to Plan for It) | Episode 149](https://soundcloud.com/saferretirementradio/healthcare-in-retirement-what) _2026-03-21 · Safer Retirement Radio_ Most people spend decades planning for retirement income — but healthcare? That's the expense that can quietly derail even the best-laid plan. In this episode of Safer Retirement Radio, Brad Geddes, CFP® breaks down the three healthcare phases every retiree faces: Phase 1 — The Gap Years (Before Medicare) If you want to retire before 65, healthcare costs don't have to stop you. Brad explains why… [Listen](https://feeds.soundcloud.com/stream/2287677275-saferretirementradio-healthcare-in-retirement-what.mp3) ## [AI News Summaries & Audio (Sponsored)](https://crawlproof.com/a/SVVXIiBHCKKp) _2026-03-21 · **Sponsored**_ Tap an article for an AI summary and an audio briefing. ## [How to Build Reliable Retirement Income (Without the “Pie Chart” Guesswork) | Episode 148](https://soundcloud.com/saferretirementradio/how-to-build-reliable) _2026-02-28 · Safer Retirement Radio_ If you’re nearing retirement, the biggest question is simple: Where will your paycheck come from—and how long will it last? In this episode of Safer Retirement Radio, Bradley Geddes, CFP(R) breaks down practical retirement income tools—and why many retirees don’t realize the weaknesses of the “pie chart” approach until a market downturn hits. You’ll learn: How an income plan differs from a 401(k)… [Listen](https://feeds.soundcloud.com/stream/2274722099-saferretirementradio-how-to-build-reliable.mp3) ## [When a Spouse Passes: Social Security, Taxes, Medicare, and Estate Planning Moves | Episode 147](https://soundcloud.com/saferretirementradio/when-a-spouse-passes-social) _2026-02-15 · Safer Retirement Radio_ When a spouse passes away, the emotional toll is obvious—but the financial “whammies” can be just as disruptive: a lower Social Security benefit may disappear, tax filing status changes, Medicare decisions shift, and beneficiary and estate documents need immediate attention. In this episode of Safer Retirement Radio, Brian Decker and Marc Knauss, CFP(R) break down the practical steps families… [Listen](https://feeds.soundcloud.com/stream/2266543067-saferretirementradio-when-a-spouse-passes-social.mp3) ## [How to Know If You’re Ready to Retire: The 6 Key Checkpoints (Income, Taxes, Risk, and Stress-Testing) | Episode 146](https://soundcloud.com/saferretirementradio/how-to-know-if-youre-ready-to) _2026-02-07 · Safer Retirement Radio_ How do you really know if you’re ready to retire—before you turn in your notice? In this episode of Safer Retirement Radio, Brian Decker and Arrin Wray break down the six key checkpoints they use to help families move from guesswork to clarity, including the two questions that matter most: How much can you safely draw each month? How do you protect that income when markets change? You’ll learn how… [Listen](https://feeds.soundcloud.com/stream/2261639396-saferretirementradio-how-to-know-if-youre-ready-to.mp3) ## [Cape Town’s New CBD Mobility Plan: Why Your Comment Matters](https://youngurbanists.substack.com/p/cape-towns-new-cbd-mobility-plan-210) _2025-11-18 · Young Urbanists South Africa · Young Urbanists South Africa_ Your comment can help reclaim the Inner City for people, business and public life. ## Run To Safer Ground (single) - HEIDI J MASTERS _2025-08-28 · Run To Safer Ground (single) HEIDI J MASTERS_ Heidi J Masters is a UK singer-songwriter whose music blends heartfelt storytelling with powerful, emotive vocals. Her debut single Run to Safer Ground introduces listeners to a sound that is both intimate and anthemic, carrying themes of resilience, hope, and human connection. As part of the Valueverse, Heidi embraces the Value for Value model, releasing music directly to fans through open RSS… [Listen](https://op3.dev/e,pg=6ca5f56d-631f-5b2d-a93f-e5f9409da30d/headstarts.uk/msp/heidijmasters/track%201/Run%20To%20Safer%20Ground.mp3) ## [Beyond Safer Streets: What the City’s LSDF Means for Cape Town’s Housing Future](https://youngurbanists.substack.com/p/beyond-safer-streets-what-the-citys) _2025-05-08 · Young Urbanists South Africa · Young Urbanists South Africa_ Why the City’s new spatial plan could reshape who gets to live in Cape Town’s CBD — and what still needs fixing before it’s real. ## [Cape Town’s New CBD Mobility Plan, Explained](https://youngurbanists.substack.com/p/cape-towns-new-cbd-mobility-plan) _2025-05-02 · Young Urbanists South Africa · Young Urbanists South Africa_ Cars aren’t banned — they’re just not the priority anymore. And that’s good for business, not bad ## [Chairperson's Report 2024 - 25'](https://youngurbanists.substack.com/p/chairpersons-report-2024-25) _2025-04-13 · Young Urbanists South Africa · Young Urbanists South Africa_ From 2024 into 2025 - the future is bright, the future is yellow. ## [Stellenbosch Has a Congestion Problem—What’s the Best Way to Fix It?](https://youngurbanists.substack.com/p/stellenbosch-has-a-congestion-problemwhats) _2025-04-09 · Young Urbanists South Africa · Young Urbanists South Africa_ Young Urbanists & Friends launched a bold public campaign to tackle traffic, reclaim streets, and build a better Stellenbosch—together. ## [Adopt A Tree - Cape Town](https://youngurbanists.substack.com/p/adopt-a-tree-cape-town) _2025-04-08 · Young Urbanists South Africa · Young Urbanists South Africa_ The best time is to have plant a tree is 20 years ago, and the next best time is now. ## [Stream Torrents & IPTV Instantly (Sponsored)](https://crawlproof.com/a/8w7OEpFjb0nx) _2025-04-08 · **Sponsored**_ Search magnet links and stream movies, music, books, and live TV in-browser ## [RSA's Future Neighbourgood: No Walls and Slower Streets is Here](https://youngurbanists.substack.com/p/rsas-future-neighbourgood-no-walls) _2025-04-07 · Young Urbanists South Africa · Young Urbanists South Africa_ Part of South Africa's inaugural Design Week, we partnered with our industry friends to talk about the future neighbourhood that is here already - and yes, ot has no walls.