# retirement planning (blogs) — RSS Amplifier Recent posts from the 7 feeds in the RSS Amplifier directory that cover retirement planning. Page: Feed: --- ## [New Rules for Single-Employer Defined Benefit Plans](https://burypensions.wordpress.com/2026/08/19/new-rules-for-single-employer-defined-benefit-plans/) _2026-08-19 · burypensions · Burypensions Blog_ The Federal Register today included proposed regulations that would modify rules in the existing regulations relating to the minimum funding requirement applicable to single-employer defined benefit pension plans. The modifications include changes tothe rules relating to the determination of a plan’s target normal cost and funding target and would implement certain statutory amendments that have… ## [Are Influencer Tools Worth It for Tracking Engagement, Conversions, and Audience Quality?](https://somiibo.com/blog/are-influencer-tools-worth-it-for-tracking-engagement-conversions-and-audience-quality) _2026-08-19 · Somiibo · Somiibo Blog_ Wondering if influencer tools are worth the spend? Learn how to track engagement, conversions, and audience quality so you can decide with confidence and avoid paying for vanity metrics. ## [What Triggers a Google Manual Penalty & Who Can Remove It](https://somiibo.com/blog/what-triggers-a-google-manual-penalty-who-can-remove-it) _2026-08-19 · Somiibo · Somiibo Blog_ Learn what triggers a Google manual penalty, how it impacts your website, and who can remove it to restore search visibility and rankings. ## [How Marketers Should Handle Watermarked AI Content](https://somiibo.com/blog/how-marketers-should-handle-watermarked-ai-content) _2026-08-19 · Somiibo · Somiibo Blog_ Learn how marketers should handle watermarked AI content, what traceability means for your workflow, and how to use AI drafts quickly without losing human judgment. ## ['Marketing shame': What experts think about whole-body deodorants](https://www.abc.net.au/news/2026-08-19/what-are-whole-body-deodorants-for-sweat/107049218) _2026-08-18 · Amy Sheehan · Lifestyle_ Experts say the products are a "new trend" being advertised at supermarkets and on social media. ## [Your First Real Paycheque: A Smart Money System for Young Professionals](https://edrempel.com/your-first-real-paycheque-a-smart-money-system-for-young-professionals/) _2026-08-18 · Ed Rempel · Ed Rempel_ The Habit That Builds Wealth Not the Amount A -friendly guide to using your first corporate paycheque with confidence, clarity, and a system that protects your future self. The first paycheque is exciting. The real opportunity is what you automate before lifestyle creep takes over. Your First Paycheque: What Actually Matters There is a moment… The post Your First Real Paycheque: A Smart Money… ## [The taboo experience of motherhood regret](https://www.abc.net.au/news/2026-08-18/the-taboo-experience-of-motherhood-regret/107004982) _2026-08-18 · Kellie Scott, Elsa Silberstein, and Sarah Mashman · Lifestyle_ Many parents have moments where they miss their life pre-kids. But what's it like when that feeling isn't fleeting? And how does it feel to carry something, that if said out loud, comes at a significant social cost? ## [Can Influencer Tools Really Help Solo Creators Grow Faster Across Platforms?](https://somiibo.com/blog/can-influencer-tools-really-help-solo-creators-grow-faster-across-platforms) _2026-08-18 · Somiibo · Somiibo Blog_ Find out whether influencer tools like Somiibo can actually help solo creators grow faster across TikTok, Instagram, SoundCloud, and X with practical automation, repurposing, and monetization tactics. ## [How to clear a big credit card debt](https://www.abc.net.au/news/2026-08-18/how-to-pay-off-a-credit-card-debt/107004086) _2026-08-17 · Tegan Osborne · Lifestyle_ As the cost of living continues to rise, what steps can you take if your credit card is starting to feel like a problem? ## [Four delicious and easy noodle dishes to mix up your weeknights](https://www.abc.net.au/news/2026-08-17/four-delicious-and-easy-noodle-recipes/107027744) _2026-08-17 · Jo Joyce · Lifestyle_ Noodles are a budget-friendly, filling and versatile base for meals. We've got four easy recipes that make the most of them, to add to your weeknight rotation. ## [Stay updated on your professional world (Sponsored)](https://crawlproof.com/a/Xzwem8sNItha) _2026-08-17 · **Sponsored**_ Keep in touch with people you know, build your career. ## [How to Turn One Piece of Content Into a Week of Social Media Marketing](https://somiibo.com/blog/how-to-turn-one-piece-of-content-into-a-week-of-social-media-marketing) _2026-08-17 · Somiibo · Somiibo Blog_ Turn one blog post, video, or podcast into a full week of social media marketing with a simple repurposing system, platform-specific posting cadence, and automation workflows that save time while driving reach and revenue. ## [6 Kitchen Upgrades That Improve Daily Life Without Overcomplicating the Room](https://somiibo.com/blog/6-kitchen-upgrades-that-improve-daily-life-without-overcomplicating-the-room) _2026-08-17 · Somiibo · Somiibo Blog_ Long gone are the days when we had the misconception that we had to completely renovate a kitchen to feel better using it daily. ## [The five-year retirement plan that isn't about money](https://www.abc.net.au/news/2026-08-17/advice-early-planning-for-retirement/106997838) _2026-08-16 · Amy Sheehan · Lifestyle_ Most of us have considered the financial side of retirement, but there are other aspects that are important and should start sooner than you might think. ## [CB/DC Combo Plan Testing – The Book](https://burypensions.wordpress.com/2026/08/16/cb-dc-combo-plan-testing-the-book/) _2026-08-16 · burypensions · Burypensions Blog_ The CB blog series is now a book. For $73, including shipping, intorealpages turned those twenty blog posts into something for me to refer to or send to those who might be curious about the details of 401(a)(4) testing with a note to read this first . ## [Astrid and Andrew are each other's biggest critics. It's what fuels their love](https://www.abc.net.au/news/2026-08-16/astrid-lorange-andrew-brooks-writing-own-love-story/107039766) _2026-08-16 · Lifestyle_ For many of us, making love work requires balancing work and life. For Astrid Lorange and Andrew Brooks their love, life and work are inextricably intertwined. ## [Fan-First Social Media Strategy: How to Build Growth Around Your Most Engaged Followers](https://somiibo.com/blog/fan-first-social-media-strategy-how-to-build-growth-around-your-most-engaged-followers) _2026-08-16 · Somiibo · Somiibo Blog_ Learn how a fan-first social media strategy can use automation, creator-style content, and platform-specific tactics to turn your most engaged followers into sustainable growth and sales. ## [Hidden Costs of DIY Accounting IT Systems: What Firms Actually Spend vs. What They Plan For](https://somiibo.com/blog/hidden-costs-of-diy-accounting-it-systems-what-firms-actually-spend-vs-what-they-plan-for) _2026-08-16 · Somiibo · Somiibo Blog_ Think DIY IT is saving your accounting firm money? Compare real 2026 managed IT pricing against the hidden costs of downtime, breaches, and lost billables. ## [How Solo Marketers Can Use Social Media Automation to Grow Followers and Keep Content Moving](https://somiibo.com/blog/how-solo-marketers-can-use-social-media-automation-to-grow-followers-and-keep-content-moving) _2026-08-15 · Somiibo · Somiibo Blog_ Learn how solo marketers can use social media automation to keep content flowing, grow followers on TikTok, Instagram, X, and SoundCloud, and turn attention into revenue without burning out. ## [How much gold does a beginner actually need? An expert weighs in](https://www.rwroge.com/2026/08/how-much-gold-does-a-beginner-actually-need-an-expert-weighs-in/) _2026-08-14 · Kelley · R. W. Rogé & Company_ Gold has long been viewed as a potential way to add diversification to an investment portfolio, but for someone new to investing in precious metals, deciding how much gold to own can be challenging. In a recent Business Insider article, “How much gold does a beginner actually need? An expert weighs in,” journalist Kit Pulliam \[…\] ## [Social Media Marketing Cadence That Actually Works: When to Post, Repurpose, and Engage](https://somiibo.com/blog/social-media-marketing-cadence-that-actually-works-when-to-post-repurpose-and-engage) _2026-08-14 · Somiibo · Somiibo Blog_ Learn a practical social media marketing cadence for posting, repurposing, and engaging across platforms with automation workflows, hashtag targeting, and solo-creator tactics that drive real growth. ## [Snapshot Showdown on Google Play (Sponsored)](https://crawlproof.com/a/3KxhrTb4vaV4) _2026-08-13 · **Sponsored**_ Available on Google Play for Android devices. ## [National Post article: Everything changed when Kevin’s wife died. He now wants to retire next year, at 54, but can he afford to?](https://edrempel.com/national-post-article-everything-changed-when-kevins-wife-died-he-now-wants-to-retire-next-year-at-54-but-can-he-afford-to/) _2026-08-13 · Ed Rempel · Ed Rempel_ My latest article for the National Post looks at Kevin, 53, who is considering retiring next year after the death of his wife changed how he thinks about work, family and how he wants to spend his time. He has nearly $1 million invested, a $1.5 million debt-free home and an employer pension, but he The post National Post article: Everything changed when Kevin’s wife died. He now wants to retire… ## [The Best Retirement Advice Ever](https://www.theretirementmanifesto.com/the-best-retirement-advice-ever/?utm_source=rss&utm_medium=rss&utm_campaign=the-best-retirement-advice-ever) _2026-08-13 · Fritz Gilbert · The Retirement Manifesto_ A few months ago, I started sharing the best article I had read the month prior. Your support for this approach has been positive, so today I’m continuing with the \[…\] The post The Best Retirement Advice Ever appeared first on The Retirement Manifesto . ## [Mike Preston](https://burypensions.wordpress.com/2026/08/12/mike-preston/) _2026-08-12 · burypensions · Burypensions Blog_ Michael B. Preston, FSPA, EA, MAAA and recipient of the the 2017 Edward E. Burrows Distinguished Achievement Award died in 2024 at which time I posted this: May 7, 2024, 6:24:49 PM to American Society of Enrolled Actuaries: I remember PIX as being very useful back in the day though not sure who was behind creating it. \[ \] ## [Secure Your Future Together: The Power of Trust Planning for Couples](https://edrempel.com/secure-your-future-together-the-power-of-trust-planning-for-couples/) _2026-08-11 · Sabiha Mukadam · Ed Rempel_ Beyond the Will: How Canadian Couples Can Use Trusts to Protect Each Other A guide to achieve continuity, clarity, tax efficiency, and family harmony. Beyond the Will: How Canadian Couples Can Use Trusts to Protect Each Other Most Canadian couples believe their estate plan is complete once they have wills, powers of attorney, and beneficiary The post Secure Your Future Together: The Power of Trust… ## [Sweet vermicelli pudding with apricot compote](https://www.abc.net.au/news/2026-08-11/sweet-vermicelli-pudding/106916918) _2026-08-10 · Annabel Crabb · Lifestyle_ Traditionally eaten in the morning in Eid, this Pakistani dish also makes an utterly delicious dessert. ## [I Asked a Financial Advisor How I Can Dodge Tariffs and Save My Budget](https://www.rwroge.com/2026/08/i-asked-a-financial-advisor-how-i-can-dodge-tariffs-and-save-my-budget/) _2026-08-10 · Kelley · R. W. Rogé & Company_ A recent AOL article by Stephanie Mickelson, “I Asked a Financial Advisor How I Can Dodge Tariffs and Save My Budget,” explores how consumers can navigate the effects of tariffs, inflation, and other economic pressures that continue to push prices higher. The article looks at practical ways consumers may be able to make their budgets \[…\] ## [The Asset Class – Part Three](https://burypensions.wordpress.com/2026/08/08/the-asset-class-part-three/) _2026-08-08 · burypensions · Burypensions Blog_ The book provides historical context of how Private Equity works with shout-ats to Trump, public pensions, and 401(k) investors.. By the end of the twentieth century, Britain s experiments with privatization had made it a profitable target for a financial creation in search of new opportunities. To a deal-hungry financier, water companies were a great bet: \[ \] ## [The Asset Class – Parts One and Two](https://burypensions.wordpress.com/2026/08/07/the-asset-class-parts-one-and-two/) _2026-08-08 · burypensions · Burypensions Blog_ The book provides historical context of how Private Equity works and for whom and why. debt pushdown. This means transferring liability for the loan to the company you ve just bought. You borrow the money; you spend it; and then you transfer the obligation to pay it back to the very thing you just spent it \[ \] ## [Why wouldn’t I?’ An ultra-low-fee adviser at a large firm promised me a balanced portfolio with market-beating returns. Why go anywhere else?](https://www.rwroge.com/2026/08/why-wouldnt-i-an-ultra-low-fee-adviser-at-a-large-firm-promised-me-a-balanced-portfolio-with-market-beating-returns-why-go-anywhere-else/) _2026-08-06 · Kelley · R. W. Rogé & Company_ A recent MarketWatch article by Alisa Wolfson, “‘Why wouldn’t I?’ An ultra-low-fee adviser at a large firm promised me a balanced portfolio with market-beating returns. Why go anywhere else?” explores a question many investors ask when comparing financial advisors: If a large investment firm offers low-cost portfolio management, why choose to work with an independent \[…\] ## [Stay Invested – Your “Behavioural Vitamin C” to Build Real Financial Freedom](https://edrempel.com/stay-invested-your-behavioural-vitamin-c-to-build-real-financial-freedom/) _2026-08-06 · Ed Rempel · Ed Rempel_ As we hit the halfway point of 2026, it’s the perfect moment to step back and talk about what really builds lasting financial freedom: staying focused on your long-term plan amid all the noise. Think of your financial plan as the GPS for your life. It’s not a dusty document it’s a dynamic, living The post Stay Invested Your “Behavioural Vitamin C” to Build Real Financial Freedom appeared first on… ## [Ask the crowd: AI or not (Sponsored)](https://crawlproof.com/a/0PcqRipu2nfW) _2026-08-06 · **Sponsored**_ Get a transparent verdict from verified humans via web, RSS, or API. ## [I Asked 4 Financial Advisors What They’d Do With a $50K Windfall](https://www.rwroge.com/2026/08/i-asked-4-financial-advisors-what-theyd-do-with-a-50k-windfall/) _2026-08-04 · Kelley · R. W. Rogé & Company_ When people receive an unexpected financial windfall, one of the first questions they ask is, “What’s the smartest thing to do with it?” In a recent MoneyLion article, “I Asked 4 Financial Advisors What They’d Do With a $50K Windfall,” journalist Gabrielle Olya explores that question by asking several financial advisors how they would personally \[…\] ## [Understanding Credit Without Fear or Confusion](https://edrempel.com/understanding-credit-without-fear-or-confusion/) _2026-08-04 · Ed Rempel · Ed Rempel_ A Practical Guide to Building Credit Confidence in Canada Based on a previous article framework by Sabiha Mukadam, CFP Credit can feel intimidating when no one has explained it clearly. Many people grow up hearing warnings like: · Do not ruin your credit. · Credit cards are dangerous. · The post Understanding Credit Without Fear or Confusion appeared first on Ed Rempel . ## [The Bad Financial Advice Your Parents Gave You That’s Actually Costing You Money](https://www.rwroge.com/2026/07/the-bad-financial-advice-your-parents-gave-you-thats-actually-costing-you-money/) _2026-07-31 · Kelley · R. W. Rogé & Company_ Some of the earliest financial lessons we learn come from our parents. Advice like “pay off your mortgage as quickly as possible,” “avoid debt,” and “buy income-producing investments” has shaped generations of investors. While many of these principles were sound when they were first passed down, today’s financial landscape is very different than the one \[…\] ## [Get Financial Freedom Tips Article – Rethinking Retirement: Why Ed Rempel Backs a 100% Equity Strategy for Life](https://edrempel.com/get-financial-freedom-tips-article-rethinking-retirement-why-ed-rempel-backs-a-100-equity-strategy-for-life/) _2026-07-30 · Ed Rempel · Ed Rempel_ For decades, the bedrock of mainstream financial planning has been built on a comforting, two-part rule: diversify your wealth between stocks and bonds, and steadily shift toward the safety of fixed income as you grow older. But according to Toronto-based veteran tax accountant fee-for-service financial planner, Ed Rempel, this time-honoured tradition might actually be The post Get Financial… ## [Vanguard’s Security Audit – What I Learned When I Took It](https://www.theretirementmanifesto.com/vanguards-security-audit-what-i-learned-when-i-took-it/?utm_source=rss&utm_medium=rss&utm_campaign=vanguards-security-audit-what-i-learned-when-i-took-it) _2026-07-30 · Fritz Gilbert · The Retirement Manifesto_ I got an email yesterday, and I suspect all of you who use Vanguard received the same. It’s rare for me to write within one day of something happening, but \[…\] The post Vanguard’s Security Audit – What I Learned When I Took It appeared first on The Retirement Manifesto . ## [Starting Over Financially – When Life Changes and You Suddenly Have to Handle It All](https://edrempel.com/starting-over-financially-when-life-changes-and-you-suddenly-have-to-handle-it-all/) _2026-07-28 · Ed Rempel · Ed Rempel_ Starting Over Financially After Loss or Divorce \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ When life changes and you suddenly have to handle it all Part 1: Finding Your Floor Before Making Big Decisions A note about this seriesThis is Part 1 of a practical series on rebuilding financial confidence after loss, divorce, or separation.Today is not about building a… ## [A Letter of Gratitude as We Celebrate 40 Years](https://www.rwroge.com/2026/07/a-letter-of-gratitude-as-we-celebrate-40-years/) _2026-07-28 · Kelley · R. W. Rogé & Company_ A Letter of Gratitude as We Celebrate 40 Years Forty years ago today, on July 28, 1986, my father, Ronald W. Rogé, founded R.W. Rogé & Company with a simple belief: financial advice should begin with the client’s best interests. Over the past four decades, the financial planning profession has changed tremendously. Markets have risen \[…\] ## [The Asset Class – Introduction](https://burypensions.wordpress.com/2026/07/26/the-asset-class-introduction/) _2026-07-26 · burypensions · Burypensions Blog_ Private Equity firms have been taking over TPA firms recently expecting explosive growth and apparently CPA firms as well in the same time period: . . This book looks like it will provide the reason. Before 2008, banks were the place to be, where you could do funky stuff, a former banker who now works \[ \] ## [CB-20 Summing Up](https://burypensions.wordpress.com/2026/07/23/cb-20-summing-up/) _2026-07-24 · burypensions · Burypensions Blog_ Based on 2024 5500-SF data, there were 765,048 total 5500-SF forms filed in 2024 for pension plans but only 38,387 were Defined Benefit plans with 26,082 in the subgroup of Cash Balance Defined Benefit plans and of those DB plans 70% relied on 401(a)(4) testing to prove nondiscrimination (80% for Cash Balance Plans). Would there \[ \] ## [Why Your Financial Plan Should Never Be “Finished”](https://www.rwroge.com/2026/07/why-your-financial-plan-should-never-be-finished/) _2026-07-23 · Kelley · R. W. Rogé & Company_ Your comprehensive financial plan is finished. Congratulations! You’ve spent weeks gathering tax returns, investment statements, retirement account balances, insurance information, and estate planning documents. You’ve had thoughtful conversations about your goals, discussed retirement, reviewed cash flow, evaluated taxes and investments, considered estate planning, insurance, and legacy goals.… ## [The Smith Manoeuvre vs Cash Dam: How to Choose the Right Strategy and How Self-Employed Canadians Can Do Both](https://edrempel.com/the-smith-maneuver-vs-cash-dam-how-to-choose-the-right-strategy-and-how-self-employed-canadians-can-do-both/) _2026-07-23 · Ed Rempel · Ed Rempel_ Can you use the Smith Manoeuvre and the Cash Dam together? Many Canadians have heard of the Smith Manoeuvre. Many are also self-employed and don t realize they could be using the Cash Dam. How do they fit together in a real financial plan? I break down what each strategy is, why it works, when each The post The Smith Manoeuvre vs Cash Dam: How to Choose the Right Strategy and How Self-Employed… ## [CB-19 Restructuring](https://burypensions.wordpress.com/2026/07/22/cb-19-restructuring/) _2026-07-22 · burypensions · Burypensions Blog_ When you have younger HCEs who insist on getting as large a benefit as possible your only option could be Restructuring, as explained by perplexity.ai. Restructuring in 401(a)(4) testing lets you split one plan operationally into two or more component plans and test each component separately, as long as each component independently satisfies coverage under \[ \] ## [CB-18 Imputing Disparity – The Example](https://burypensions.wordpress.com/2026/07/21/cb-18-imputing-disparity-the-example/) _2026-07-22 · burypensions · Burypensions Blog_ The Code allows permitted disparity on compensation above an integration level (usually tied to the Social Security taxable wage base) to reflect the fact that Social Security replaces a higher proportion of pay for lower‑paid employees. Treasury regulations, specifically 1.401(a)(4)-7), describe “imputation of permitted disparity” as a way to convert employer-provided contributions or benefits… ## [How Interest Affects Your Money: Why Small Decisions Matter More Than You Think](https://edrempel.com/how-interest-affects-your-money-why-small-decisions-matter-more-than-you-think/) _2026-07-21 · Ed Rempel · Ed Rempel_ When most people hear the word interest, they think of one thing: “Interest is bad.” Credit cards. Loans. Debt stress. But interest isn’t a financial villain — it’s just leverage. The reality of today s world is simple: you cannot build a massive future entirely on pocket change. Whether it s funding an education, buying a car The post How Interest Affects Your Money: Why Small Decisions Matter… ## [One Thing I Discovered…](https://www.theretirementmanifesto.com/one-thing-i-discovered/?utm_source=rss&utm_medium=rss&utm_campaign=one-thing-i-discovered) _2026-07-21 · Fritz Gilbert · The Retirement Manifesto_ I discovered something last month. It’s something I intuitively knew, but gained a new appreciation for on a June day in Youngstown, Ohio. But…I’m getting ahead of myself. I could \[…\] The post One Thing I Discovered… appeared first on The Retirement Manifesto . ## [CB-17 Imputing Disparity – The Theory](https://burypensions.wordpress.com/2026/07/20/cb-17-imputing-disparity-the-theory/) _2026-07-20 · burypensions · Burypensions Blog_ The backbone of 401(a)(4) compliance testing is the EBAR which can be adjusted by Imputing Disparity which is supposed to mean: Impute: to lay the responsibility or blame for (something) often falsely or unjustly Disparity: a noticeable and usually significant difference or dissimilarity But what Imputing Disparity means for pension purposes is providing an extra \[ \] ## [I’m a Financial Planner: 4 ‘Wealth-Building’ Habits That Don’t Always Deliver](https://www.rwroge.com/2026/07/im-a-financial-planner-4-wealth-building-habits-that-dont-always-deliver/) _2026-07-20 · Kelley · R. W. Rogé & Company_ Many of the financial habits people believe will help them build wealth can actually limit long-term financial success when applied without context. In a recent article featured in MoneyLion, AOL.com, and MSN.com, titled “I’m a Financial Planner: 4 ‘Wealth-Building’ Habits That Don’t Always Deliver,” journalist Martin Dasko explores several common strategies that financial professionals frequently… ## [CB-16 The Last Numerical Test](https://burypensions.wordpress.com/2026/07/19/cb-16-the-last-numerical-test/) _2026-07-19 · burypensions · Burypensions Blog_ After the ABP is ≥70%, the remaining step is the Nondiscriminatory Classification Percentage Test, which asks if the plan s ratio percentage is above the employer s safe harbor percentage? If not, does it nevertheless satisfy the IRS s facts-and-circumstances standard by considering factors such as how close the ratio percentage is to the safe harbor and how \[ \] ## [CB-15 Average Benefit Percentage Test](https://burypensions.wordpress.com/2026/07/16/cb-15-average-benefit-percentage-test/) _2026-07-16 · burypensions · Burypensions Blog_ Once you ve: the next step is to perform the Average Benefit Percentage (ABP) calculation under the Average Benefits Test. If the average of the EBARs for all NHCEs is 70% or more of the average of the EBARs for all HCEs you pass this part with one more hurdle. Why 70%? Here is how chatgpt \[ \] ## [National Post article: Is a $740,000 all-equity portfolio enough for Jasmine and Terry to retire early?](https://edrempel.com/national-post-article-is-a-740000-all-equity-portfolio-enough-for-jasmine-and-terry-to-retire-early/) _2026-07-16 · Ed Rempel · Ed Rempel_ One of the questions I hear most often is, Do I have enough to retire? The answer is almost never as simple as looking at the size of your portfolio. The real question is whether your investments, savings strategy, tax planning, and retirement income plan all work together to support the lifestyle you want. In The post National Post article: Is a $740,000 all-equity portfolio enough for Jasmine…