# retirement planner (audio feeds) — RSS Amplifier

Recent posts from the 3 feeds in the RSS Amplifier directory that cover retirement planner.

Page: <https://rssamplifier.com/topics/retirement-planner/audio>  
Feed: <https://rssamplifier.com/topics/retirement-planner/audio.md>

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## [Don't Waste Your Go-Go Years: Tactical Planning for Active Retirement](https://omny.fm/shows/retirement-coffee-talk/dont-waste-your-go-go-years-tactical-planning-for-active-retirement)

_2026-08-18 · Retirement Coffee Talk_

Navigating retirement planning without the right tools can feel like teeing off into a headwind-one wrong club choice, and your entire score suffers. In this episode of Retirement Coffee Talk , host Charisse Rivers of Zinnia Wealth unpacks why treating your life's savings like a personalized golf strategy is the key to mastering market volatility, taxes, and Social Security decisions. From…

[Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/9fea9dc5-44f9-4439-b201-b09800e53562/431e945c-71db-481b-bb99-b4a90150c953/audio.mp3?utm_source=Podcast&in_playlist=ab4cf6f7-0966-408a-ad0f-b09800e53579)

## [244. 8 Retirement Mistakes That Could Leave You Broke (And How to Avoid Them)](https://podcasters.spotify.com/pod/show/retiring-today/episodes/244--8-Retirement-Mistakes-That-Could-Leave-You-Broke-And-How-to-Avoid-Them-e3ndhja)

_2026-08-16 · Merkle Retirement Planning · Retiring Today_

Retirement comes with opportunities, but it also brings financial risks that can catch people off guard. Learn eight common reasons retirees can run short on money and practical planning strategies that may help you prepare for a more confident retirement. Ready to take the next step? Schedule a RetireReady Call at https://bit.ly/4hu6DJo -- Get the tools you need to prepare for retirement with the…

[Listen](https://anchor.fm/s/d43aeec/podcast/play/124224554/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-7-14%2Fc57695eb-0f9e-32c7-1ce2-ef4651b07be8.mp3)

## [Navigating Retirement Hazards: Is Your Portfolio Bag Packed with the Right Tools?](https://omny.fm/shows/retirement-coffee-talk/navigating-retirement-hazards-is-your-portfolio-bag-packed-with-the-right-tools)

_2026-08-15 · Retirement Coffee Talk_

Playing the financial terrain of retirement requires picking the right tool for every hazard, from unpredictable market swings to tax drag. On this episode of Retirement Coffee Talk , Charisse Rivers breaks down how to strategically assemble an all-weather retirement plan using dedicated tax, income, and asset tools. She reveals why retirees often struggle to spend their hard-earned 401(k)…

[Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/9fea9dc5-44f9-4439-b201-b09800e53562/672914c1-22ef-4eb7-a57f-b4a6011a5f99/audio.mp3?utm_source=Podcast&in_playlist=ab4cf6f7-0966-408a-ad0f-b09800e53579)

## [Who Really Owns Your Home? The Property Tax Trap](https://omny.fm/shows/retirement-coffee-talk/who-really-owns-your-home-the-property-tax-trap)

_2026-08-11 · Retirement Coffee Talk_

You paid off your home, but do you actually own it-or are you paying the government a lifetime subscription? State Representative Ryan Chamberlain joins Charisse Rivers to debate the true cost of Florida's property tax system, exposing how escalating taxes act like an undisclosed second mortgage on everyday homeowners. We pull back the curtain on government budgets to analyze whether proposals…

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## [243: You Have a Million-Dollar IRA. Is a Roth Conversion Worth It?](https://podcasters.spotify.com/pod/show/retiring-today/episodes/243-You-Have-a-Million-Dollar-IRA--Is-a-Roth-Conversion-Worth-It-e3lj6ea)

_2026-08-09 · Merkle Retirement Planning · Retiring Today_

If you have a large IRA balance and retirement is getting closer, your tax bill may be bigger than you expect. This episode breaks down why taxes catch so many retirees off guard and what you can do about it now. Ready to take your next step in retirement planning? Schedule a RetireReady Call at https://bit.ly/3Sy2vxl Download your copy of the Retiring Today Magazine at https://bit.ly/4nDw5eE…

[Listen](https://anchor.fm/s/d43aeec/podcast/play/122312586/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-6-2%2F427257291-44100-2-b93b7fc3349e4.m4a)

## [Monopoly, Market Crash, and the Math Behind Your Life Savings](https://omny.fm/shows/retirement-coffee-talk/winning-at-retirement-strategy-lessons-from-a-6-hour-monopoly-game)

_2026-08-08 · Retirement Coffee Talk_

Playing a six-hour game of Monopoly with family can expose the exact financial mistakes people make in real life-especially when relying on a single asset class instead of staying properly diversified. Host Charisse Rivers dives into the realities of retirement planning, from building non-cookie-cutter income streams to addressing potential future Social Security cuts. Joined by Florida…

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## [Ditch the 65 Myth: How to Retire at 62 with Financial Confidence](https://omny.fm/shows/retirement-coffee-talk/ditch-the-65-myth-how-to-retire-at-62-with-financial-confidence)

_2026-08-04 · Retirement Coffee Talk_

Traditional pensions are practically extinct, leaving millions of Americans struggling to turn their 401(k) savings into a reliable, lifelong stream of income. Relying on basic market strategies or waiting until age 65 out of fear often leads to unnecessary delay and anxiety. In this episode of Retirement Coffee Talk , Charisse Rivers breaks down actionable strategies to transition your wealth…

[Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/9fea9dc5-44f9-4439-b201-b09800e53562/61711f6c-54b6-4fc7-a933-b49b0152aa8f/audio.mp3?utm_source=Podcast&in_playlist=ab4cf6f7-0966-408a-ad0f-b09800e53579)

## [242. You Have More Control Over Your Retirement Tax Bill Than You Think](https://podcasters.spotify.com/pod/show/retiring-today/episodes/242--You-Have-More-Control-Over-Your-Retirement-Tax-Bill-Than-You-Think-e3lao22)

_2026-08-02 · Merkle Retirement Planning · Retiring Today_

You saved diligently for decades. But the tax bill waiting inside your IRA may be larger than you think, and it can grow every year. Ready to take your next step in retirement planning? Schedule a RetireReady Call at https://bit.ly/3Sy2vxl Want to go deeper? Download the Tax Strategies for Retirement guide at MerkleTaxGuide.com In this episode, Loren Merkle, Molly Nelson, and Chawn Honkomp break…

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## [Retire by Design: The Secret to Spending More and Worrying Less](https://omny.fm/shows/retirement-coffee-talk/retire-by-design-the-secret-to-spending-more-and-worrying-less)

_2026-08-01 · Retirement Coffee Talk_

Without a traditional pension, modern retirees face the daunting task of managing their own lifelong income streams. Host Charisse Rivers reveals how a well-structured income strategy allows you to retire on your own terms-even at age 62-without fear of running out of money. Learn how to optimize your portfolio across pre-tax, taxable, and tax-free "buckets" to mitigate risk, minimize tax…

[Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/9fea9dc5-44f9-4439-b201-b09800e53562/aab001fc-9870-432a-8a5c-b49801159adb/audio.mp3?utm_source=Podcast&in_playlist=ab4cf6f7-0966-408a-ad0f-b09800e53579)

## [Get Rich or Protect Your Wealth? The Big Retirement Dilemma](https://omny.fm/shows/retirement-coffee-talk/get-rich-or-protect-your-wealth-the-big-retirement-dilemma)

_2026-07-28 · Retirement Coffee Talk_

Chasing high-flying tech stocks like SpaceX or hoarding massive cash reserves can quietly derail your golden years. In this episode of Retirement Coffee Talk , Charisse Rivers of Zinnia Wealth unpacks the psychological shifts required when transitioning from saving for retirement to living off your wealth. Learn how to manage market hype without taking on catastrophic risk, why "COVID brain"…

[Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/9fea9dc5-44f9-4439-b201-b09800e53562/826406c6-9083-4d1f-9f7f-b49401545bbf/audio.mp3?utm_source=Podcast&in_playlist=ab4cf6f7-0966-408a-ad0f-b09800e53579)

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_2026-07-28 · **Sponsored**_

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## [The #1 Portfolio Shift You Must Make Before Retiring](https://omny.fm/shows/retirement-coffee-talk/the-1-portfolio-shift-you-must-make-before-retiring)

_2026-07-25 · Retirement Coffee Talk_

Are stock market high-flyers secretly sabotaging your retirement security? DIY investors often get hooked on tech trends, but transition into retirement requires shifting focus from building wealth to preserving it. In this episode of Retirement Coffee Talk , Charisse Rivers breaks down the risks of portfolio overexposure, the critical psychology of transitioning from earning to spending, and how…

[Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/9fea9dc5-44f9-4439-b201-b09800e53562/58cb9658-0a96-44a8-90bd-b491014eeb30/audio.mp3?utm_source=Podcast&in_playlist=ab4cf6f7-0966-408a-ad0f-b09800e53579)

## [You've Won the Race: Why Risk Your Retirement Nest Egg Now?](https://omny.fm/shows/retirement-coffee-talk/youve-won-the-race-why-risk-your-retirement-nest-egg-now)

_2026-07-21 · Retirement Coffee Talk_

Are you winning the retirement race only to risk it all by overexposing your nest egg to market volatility? In this episode of Retirement Coffee Talk , Charisse Rivers of Zinnia Wealth discusses how to protect your hard-earned wealth while still enjoying market upside. Discover real-world stories of retirees shifting from high-risk growth to safe money income strategies, tax planning, and…

[Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/9fea9dc5-44f9-4439-b201-b09800e53562/ad6fd534-1442-4454-bbe8-b48d0159c3f0/audio.mp3?utm_source=Podcast&in_playlist=ab4cf6f7-0966-408a-ad0f-b09800e53579)

## [The 401k Tax Trap: Is Uncle Sam Draining Your Wealth?](https://omny.fm/shows/retirement-coffee-talk/the-401k-tax-trap-is-uncle-sam-draining-your-wealth)

_2026-07-18 · Retirement Coffee Talk_

Are you accidentally leaving your retirement savings vulnerable to an uninvited silent partner? In this episode of Retirement Coffee Talk , host Charisse Rivers breaks down why relying solely on stock market growth or blindly draining your 401k can trigger devastating tax traps. Through real-life client stories, discover the critical difference between what you make and what you actually keep.…

[Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/9fea9dc5-44f9-4439-b201-b09800e53562/1fd60847-51b6-45a8-a728-b48a014abc5a/audio.mp3?utm_source=Podcast&in_playlist=ab4cf6f7-0966-408a-ad0f-b09800e53579)

## [241. The Key Financial Decisions That Come With Each Decade of Retirement.](https://podcasters.spotify.com/pod/show/retiring-today/episodes/241--The-Key-Financial-Decisions-That-Come-With-Each-Decade-of-Retirement-e3kmsee)

_2026-06-28 · Merkle Retirement Planning · Retiring Today_

Retirement isn’t a single event, it’s a journey that can span 20, 30 or even 40 years. The financial decisions you face at age 50 may look very different from the ones you’ll encounter in your 60s, 70s and beyond. In this episode, we explore the key planning priorities that often emerge during each decade of retirement and how those decisions can affect your long-term financial picture. From…

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## [240. Annuities Explained: Pros, Cons, and How to Know If One Belongs in Your Retirement Plan](https://podcasters.spotify.com/pod/show/retiring-today/episodes/240--Annuities-Explained-Pros--Cons--and-How-to-Know-If-One-Belongs-in-Your-Retirement-Plan-e3kbdq2)

_2026-06-21 · Merkle Retirement Planning · Retiring Today_

What role can annuities play in retirement planning, and how do you know if they may be worth considering? In this episode, we break down the pros, cons and complexities of annuities in a practical, easy-to-understand way. From income features and potential downside protection to fees, surrender charges and liquidity concerns, you’ll learn why annuities may be a helpful tool for some retirees, but…

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## [239. The Retirement Blueprint: How to Plan for Inflation, Taxes, and 30 Years of Income at the Same Time](https://podcasters.spotify.com/pod/show/retiring-today/episodes/239--The-Retirement-Blueprint-How-to-Plan-for-Inflation--Taxes--and-30-Years-of-Income-at-the-Same-Time-e3k193j)

_2026-06-14 · Merkle Retirement Planning · Retiring Today_

What does it take to build a retirement plan designed to support you for 20, 30 or even 40 years? In this episode, Loren Merkle, Molly Nelson and Haley Gutschenritter explain why owning IRAs, 401(k)s, annuities and savings accounts does not automatically create a retirement strategy. Using the analogy of construction blueprints versus tools, they explain how a written retirement plan can help…

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## [238. You Have an Estate Plan. Here’s Why It May Not Work the Way You Think](https://podcasters.spotify.com/pod/show/retiring-today/episodes/238--You-Have-an-Estate-Plan--Heres-Why-It-May-Not-Work-the-Way-You-Think-e3jk3kh)

_2026-06-07 · Merkle Retirement Planning · Retiring Today_

Even if you already have an estate plan in place, there’s a good chance it may not work the way you think. In this episode, Loren Merkle, Molly Nelson, and guest attorney Charlie Bottenberg of Brick Gentry P.C. discuss how estate planning has evolved — and why outdated documents, old trust language, and overlooked beneficiary designations could create unintended tax consequences, probate issues,…

[Listen](https://anchor.fm/s/d43aeec/podcast/play/120245329/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-4-19%2F424494026-44100-2-3a73f22f8fadf.m4a)

## [237. The Three-Legged Retirement Stool Is Gone: How to Create a Personal Pension With Income Buckets, Tax Diversification, and Social Security Timing](https://podcasters.spotify.com/pod/show/retiring-today/episodes/237--The-Three-Legged-Retirement-Stool-Is-Gone-How-to-Create-a-Personal-Pension-With-Income-Buckets--Tax-Diversification--and-Social-Security-Timing-e3jclqf)

_2026-05-31 · Merkle Retirement Planning · Retiring Today_

Most retirees no longer have a pension, and that changes everything about how you build retirement income. If you've ever felt like retirement planning is harder than it used to be, this episode explains exactly why, and what you can do about it. Ready to take your first step in retirement planning? Schedule a RetireReady Call at https://bit.ly/42nu7qP Download your copy of the Retiring Today…

[Listen](https://anchor.fm/s/d43aeec/podcast/play/120001807/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-4-14%2F424168628-44100-2-328bd871c58cc.m4a)

## [236. The Great Wealth Transfer Is Happening: How to Start the Family Inheritance Conversation and The Tax Trap Retirees Need to Know About](https://podcasters.spotify.com/pod/show/retiring-today/episodes/236--The-Great-Wealth-Transfer-Is-Happening-How-to-Start-the-Family-Inheritance-Conversation-and-The-Tax-Trap-Retirees-Need-to-Know-About-e3j797t)

_2026-05-24 · Merkle Retirement Planning · Retiring Today_

A massive $124 trillion is expected to pass from one generation to the next over the next 20 years, but most families aren’t talking about it. In this episode, Retirement Planners Loren Merkle and Clint Huntrods break down why inheritance conversations are often avoided, the disconnect between parents and children, and how a lack of communication can impact both finances and family relationships.…

[Listen](https://anchor.fm/s/d43aeec/podcast/play/119825085/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-4-11%2F423931319-44100-2-0199f6768b029.m4a)

## Retirement Planning is About More Than Money: A Client’s Story.

_2026-05-22 · Money Matters with Ken Moraif_

In this special episode of Money Matters, Ken Moraif welcomes longtime RPOA client to share his real-life retirement journey and the lessons he learned after living through the 2008 financial crisis. From sleepless nights during market downturns to finding peace of mind with a retirement strategy, Jeff offers honest insights every pre-retiree and retiree can learn from. Ken also answers an…

[Listen](https://www.buzzsprout.com/1807506/episodes/19224713-retirement-planning-is-about-more-than-money-a-client-s-story.mp3)

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_2026-05-22 · **Sponsored**_

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## Lets Talk About Money

_2026-05-15 · Money Matters with Ken Moraif_

In this episode of Money Matters, Ken Moraif breaks down one of the most important retirement questions: where should your retirement income come from first? He also explains the hidden danger of sequential risk and why market losses early in retirement can have a major impact on your financial future. Plus, Ken answers key Social Security questions about Medicare enrollment, delaying benefits…

[Listen](https://www.buzzsprout.com/1807506/episodes/19185900-lets-talk-about-money.mp3)

## [235. The Biggest Mistakes People Make When Claiming Social Security](https://podcasters.spotify.com/pod/show/retiring-today/episodes/235--The-Biggest-Mistakes-People-Make-When-Claiming-Social-Security-e3hn4ak)

_2026-04-26 · Merkle Retirement Planning · Retiring Today_

Social Security is the elephant in the room when it comes to retirement planning. Everyone knows the decision is there, but between your neighbor who claimed at 62 and your coworker waiting until 70, it's hard to know what you should actually do. For a married couple, this decision can impact over a million dollars in lifetime retirement income. For a single filer, it can impact $500,000 or more.…

[Listen](https://anchor.fm/s/d43aeec/podcast/play/118247188/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-3-10%2F421792527-44100-2-3373fc7750221.m4a)

## How To Leave Money To A Disabled Child

_2026-04-24 · Money Matters with Ken Moraif_

If your child or loved one has special needs, how you leave them money matters. In this episode, Ken and Jeremy break down special needs trusts in plain English and why a direct inheritance can accidentally create problems with certain government benefits. They also cover practical, real world considerations like who should serve as trustee, when a corporate trustee can help, and why this planning…

[Listen](https://www.buzzsprout.com/1807506/episodes/19072884-how-to-leave-money-to-a-disabled-child.mp3)

## The Executor Vs The Trustee - What You Should Know

_2026-04-16 · Money Matters with Ken Moraif_

Most people think “inheritance” means money, property, or accounts. In this episode, Ken Moraif and Jeremy Thornton share why the most valuable legacy you can leave your children and grandchildren is something far more lasting: your values, your morals, your life lessons, and your wisdom. If you’re over 50 and retired or retiring soon, this conversation will help you think differently about legacy…

[Listen](https://www.buzzsprout.com/1807506/episodes/18984749-the-executor-vs-the-trustee-what-you-should-know.mp3)

## The Most Important Inheritance You Will Ever Leave

_2026-04-09 · Money Matters with Ken Moraif_

What’s the most important inheritance you can leave your kids and grandkids? Ken Moraif says it probably isn’t money, a house, or “stuff.” In this episode, Ken and Jeremy talk about the values, lessons, and life stories that actually shape future generations, plus a simple way to preserve them using the phone you already carry every day. If you’re over 50 and retired or retiring soon, check out…

[Listen](https://www.buzzsprout.com/1807506/episodes/18984334-the-most-important-inheritance-you-will-ever-leave.mp3)

## Cutting Your Kids Out Of Your Will - How And Why To Do It Carefully

_2026-04-03 · Money Matters with Ken Moraif_

Can you leave a child out of your will, and if so, how do you do it without creating a family war later? In this segment, Ken and Jeremy break down the practical reality behind disinheriting a child, why communication matters, and what can trigger contestation after you are gone. They also explain why some families use trusts instead of relying only on a will, and why state rules can change the…

[Listen](https://www.buzzsprout.com/1807506/episodes/18952642-cutting-your-kids-out-of-your-will-how-and-why-to-do-it-carefully.mp3)

## Getting Ready To Retire Checklist

_2026-03-27 · Money Matters with Ken Moraif_

Getting ready for retirement is a lot easier when you use a checklist. In this episode, Ken Moraif walks through a practical retirement planning checklist that helps you organize the big decisions before you stop working, so the transition feels smoother and your plan is built around real life costs. You’ll hear why where you live can be the biggest driver of your cost of living, how to think…

[Listen](https://www.buzzsprout.com/1807506/episodes/18907911-getting-ready-to-retire-checklist.mp3)

## The Seven Mistakes IRA Owners Make

_2026-03-13 · Money Matters with Ken Moraif_

If you own an IRA, a few simple mistakes can quietly create bigger problems later, including unnecessary taxes, penalties, and outdated beneficiary choices. In this episode, Ken Moraif and Jeremy Thornton walk through seven common IRA mistakes they see over and over and explain how to avoid them with better habits and better planning. They cover the mistakes retirees and pre-retirees make most…

[Listen](https://www.buzzsprout.com/1807506/episodes/18842135-the-seven-mistakes-ira-owners-make.mp3)

## How To Take Distributions From Your IRA Without Paying The 10% Penalty

_2026-03-06 · Money Matters with Ken Moraif_

If you are considering retiring early or you need income before age 59½, the IRS 72(t) rule (also called SEPP, Substantially Equal Periodic Payments) may allow you to take distributions from a traditional IRA without the 10% early withdrawal penalty. In this episode, Ken and Jeremy break down what an IRA is, who 72(t) can help, the three calculation methods, and the most common pitfalls that can…

[Listen](https://www.buzzsprout.com/1807506/episodes/18802499-how-to-take-distributions-from-your-ira-without-paying-the-10-penalty.mp3)

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_2026-03-06 · **Sponsored**_

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## Seven Deadly Sins Of Investing

_2026-02-27 · Money Matters with Ken Moraif_

Are you accidentally sabotaging your investments? In this episode, Ken Moraif breaks down the 7 Deadly Sins of Investing and explains how common behaviors like emotion, greed, impatience, disorganization, and fear can hurt your long term financial outcomes. If you are retired, retiring soon, or planning for retirement, this is a must watch conversation about how to make smarter investment…

[Listen](https://www.buzzsprout.com/1807506/episodes/18748851-seven-deadly-sins-of-investing.mp3)

