Who can give gift funds??

A lot of buyers don’t realize this… Not all “gift money” is treated the same when you’re buying a home. This chart breaks down who can give gift funds depending on the loan type. Family is usually fine. Fiancés, partners, sometimes okay. Friends… it gets tricky depending on the program. But here’s the part that actually matters The easiest way to handle gift funds is NOT having the money go to you…