Absorbing the Cost - Audio

If you lend your car out to someone and they TOTAL it, but they have no insurance and no way to financially reimburse you the cost, what does it mean to forgive them? Is there a magic "car fairy" that shows up and provides you with the money to make up for what they did to you? Who (ultimately) bears the brunt of it? And what does forgiveness really mean? Does it mean you don't feel hurt? Does it…