# larry heller (audio feeds) — RSS Amplifier Recent posts from the 1 feeds in the RSS Amplifier directory that cover larry heller. Page: Feed: --- ## [Common Estate Planning Mistakes That Can Undermine Your Legacy with Dom Parillo (Ep. 205)](https://retireright.blubrry.net/2026/08/12/common-estate-planning-mistakes-that-can-undermine-your-legacy-with-dom-parillo-ep-205/) _2026-08-12 · Retirement Unlocked_ A lot of people think their estate planning is complete once the legal documents are signed. But for retirees and families with complex assets, those documents may not be enough if trusts, beneficiary designations, account ownership, and tax planning aren’t coordinated. In this episode, Larry Heller, CFP®, CDFA®, speaks with Dominick J. Parillo, JD, CFP®, Director of Wealth Transfer at Savant… [Listen](https://media.blubrry.com/retireright/ins.blubrry.com/retireright/RU_R205_AUDIO_RevA.mp3) ## [What to Do After Selling Your Business: 5 Mistakes That Could Affect Your Retirement (Ep. 204)](https://retireright.blubrry.net/2026/07/22/what-to-do-after-selling-your-business-5-mistakes-that-could-affect-your-retirement-ep-204/) _2026-07-22 · Retirement Unlocked_ What should you do after selling your business? Closing the deal is a major milestone, but it’s only the beginning of a new chapter. Without a thoughtful plan, emotional decisions, tax surprises, and a lack of direction can undermine the financial freedom you’ve worked so hard to achieve. In this episode, Larry Heller, CFP®, CDFA®, explores the most common mistakes business owners make after… [Listen](https://media.blubrry.com/retireright/media.blubrry.com/retireright/ins.blubrry.com/retireright/RU_R204_AUDIO.mp3) ## [Retirement in a Digital World: What Every Retiree Should Know (Ep. 203)](https://retireright.blubrry.net/2026/07/08/retirement-in-a-digital-world-what-every-retiree-should-know-ep-203/) _2026-07-08 · Retirement Unlocked_ Retirement today looks very different than it did even a decade ago. Managing your finances, protecting your identity, staying connected with family, accessing healthcare, and preserving your legacy are all becoming increasingly digital. While these advancements offer greater convenience and flexibility, they also introduce new risks that deserve careful planning. In this episode of Retirement… [Listen](https://media.blubrry.com/retireright/media.blubrry.com/retireright/ins.blubrry.com/retireright/RU_R203_AUDIO.mp3) ## [Why Saving for Retirement Is Easier Than Spending in Retirement (Ep. 202)](https://retireright.blubrry.net/2026/06/24/why-saving-for-retirement-is-easier-than-spending-in-retirement-ep-202/) _2026-06-24 · Retirement Unlocked_ Many retirees wonder whether they can safely spend more money in retirement without jeopardizing their future. Questions about retirement income, withdrawal rates, market volatility, healthcare expenses, and the fear of running out of money often prevent retirees from enjoying the wealth they’ve accumulated. In this episode, Larry Heller, CFP®, CDFA®, discusses the often-overlooked challenge of… [Listen](https://media.blubrry.com/retireright/media.blubrry.com/retireright/ins.blubrry.com/retireright/RU_R202_AUDIO.mp3) ## [How Widowhood Can Change Your Retirement Tax Picture (Ep. 201)](https://retireright.blubrry.net/2026/06/10/how-widowhood-can-change-your-retirement-tax-picture-ep-201/) _2026-06-10 · Retirement Unlocked_ Losing a spouse is one of life’s most difficult experiences, emotionally and financially. Many retirees are surprised to learn that widowhood can also create significant tax and retirement-planning challenges that may affect income, Medicare premiums, estate plans, and long-term financial security. In this episode, Larry Heller, CFP®, CDFA®, explains why the loss of a spouse can create unexpected… [Listen](https://media.blubrry.com/retireright/media.blubrry.com/retireright/ins.blubrry.com/retireright/RU_R201_AUDIO_RevA.mp3) ## [200 Episodes of Retirement Unlocked: The Lessons That Matter Most (Ep. 200)](https://retireright.blubrry.net/2026/06/01/200-episodes-of-retirement-unlocked-the-lessons-that-matter-most-ep-200/) _2026-06-01 · Retirement Unlocked_ In this milestone 200th episode of Retirement Unlocked, Larry Heller reflects on the journey of building the podcast from an audio-only show into a growing multimedia platform focused on helping people make smarter retirement decisions. Joined by co-host Bill Tucker, Larry shares why the podcast was created, the lessons learned over 200 episodes, and how financial education can truly impact… [Listen](https://media.blubrry.com/retireright/media.blubrry.com/retireright/ins.blubrry.com/retireright/RU_R200_AUDIO_RevA.mp3) ## [IRMAA Explained, How Income Decisions Today Can Increase Medicare Costs Tomorrow (Ep. 199)](https://retireright.blubrry.net/2026/05/13/irmaa-explained-how-income-decisions-today-can-increase-medicare-costs-tomorrow-ep-199/) _2026-05-13 · Retirement Unlocked_ Many retirees assume their Medicare premiums will stay consistent once they enroll. But that’s not always the case, especially for higher-income individuals. In this episode, Larry Heller, CFP®, CDFA®, breaks down IRMAA, the income-related surcharge that can increase your Medicare Part B and Part D premiums based on income from two years prior. He explains how everyday financial decisions, from… [Listen](https://media.blubrry.com/retireright/media.blubrry.com/retireright/ins.blubrry.com/retireright/RU_R199_Audio_Revised.mp3) ## [The Retirement Danger Zone: What to Know Before and After You Retire (Ep. 198)](https://retireright.blubrry.net/2026/04/22/the-retirement-danger-zone-what-to-know-before-and-after-you-retire-ep-198/) _2026-04-22 · Retirement Unlocked_ Retirement is often seen as a finish line, but in reality, the years surrounding it are where some of the most important decisions get made. In this episode, Larry Heller, CFP®, CDFA®, explains the concept of the retirement “danger zone”, the five years before and after retirement when financial, tax, and lifestyle decisions can have long-term consequences. Larry discusses: Why relocating for tax… [Listen](https://media.blubrry.com/retireright/media.blubrry.com/retireright/ins.blubrry.com/retireright/RU_R198_Audio.mp3) ## [From Net Worth to Cash Flow, Rethinking Retirement Strategy (Ep. 197)](https://retireright.blubrry.net/2026/04/08/from-net-worth-to-cash-flow-rethinking-retirement-strategy-ep-197/) _2026-04-08 · Retirement Unlocked_ Retirement can look solid on paper, but confidence doesn’t come from a number; it comes from how your money actually works for you. In this episode, Larry Heller, CFP® breaks down why cash flow, not net worth, is the true driver of financial confidence in retirement. He explains how multiple income sources, tax considerations, and withdrawal strategies must be coordinated to create a sustainable… [Listen](https://media.blubrry.com/retireright/media.blubrry.com/retireright/ins.blubrry.com/retireright/RU_R197_Audio.mp3) ## [Accept your Doppler invite (Sponsored)](https://crawlproof.com/a/Gre5uBvJDKeG) _2026-04-08 · **Sponsored**_ Create your Doppler account using the invite code you received. ## [Why Retirement Is a New Phase of Estate Planning (Ep. 196)](https://retireright.blubrry.net/2026/03/18/why-retirement-is-a-new-phase-of-estate-planning-ep-196/) _2026-03-18 · Retirement Unlocked_ Retirement often changes how your wealth is structured, distributed, and taxed, potentially exposing estate planning gaps that were easy to overlook during your working years. In this episode, Larry Heller, CFP®, CDFA®, explores why retirement is a new phase of estate planning and what families, especially those with higher net worth, should be reviewing now. Larry discusses: Why signed estate… [Listen](https://media.blubrry.com/retireright/media.blubrry.com/retireright/ins.blubrry.com/retireright/RU_R196_Audio.mp3)