The Manual Process Is The Point

Earlier this week on a Reddit thread I was discussing Caffeinated Checkbook . Someone pointed out that &ldquo;every banking app does this, so why does anyone need it?&rdquo; It&rsquo;s a fair question. Every bank has an app, and there are many similar apps such as Credit Karma, YNAB, Quicken Simplifi, and many others. They all show you your transactions, pull in your data, and categorize your…