Dr Yanan Wu on why Surfin cannot remain a fintech as it grows beyond 100M users across 12 markets

In this fourth conversation between Paulo Joquino and Dr. Yanan Wu, CEO and founder of Surfin, the two catch up at a pivotal moment in the company's trajectory. Nine years after its founding, Surfin, the Singapore-headquartered fintech serving over 100 million users across 12 markets, is entering its second chapter: one defined by agentic AI, fintech as a service (FaaS), and expansion into…