# housing affordability (news sources) — RSS Amplifier Recent posts from the 2 feeds in the RSS Amplifier directory that cover housing affordability. Page: Feed: --- ## [Trump administration dismisses a dozen officials from Fannie Mae](https://www.nationalmortgagenews.com/articles/trump-administration-dismisses-a-dozen-officials-from-fannie-mae) _2026-08-21 · The Latest_ Some of the jobs were eliminated due to the increasing capability of artificial intelligence and the departures were all involuntary, an official said. ## [Fannie Mae Dismisses 10 of its Senior Executives](https://themortgagepoint.com/2026/08/21/fannie-mae-dismisses-10-of-its-senior-executives/?utm_source=rss&utm_medium=rss&utm_campaign=fannie-mae-dismisses-10-of-its-senior-executives) _2026-08-21 · Lance Murray · The MortgagePoint_ The staffing shake-up includes multifamily executives, economists, and senior financial personnel, the GSE announced. The post Fannie Mae Dismisses 10 of its Senior Executives first appeared on The MortgagePoint . ## [Luminate Bank acquires First State Mortgage, 26 originators](https://www.nationalmortgagenews.com/news/luminate-bank-acquires-first-state-mortgage-26-originators) _2026-08-21 · Colin McNamara · The Latest_ This was the second acquisition Luminate's mortgage arm has made since the start of 2025. The bank bought NJ Lenders Corp. in April of last year. ## [Shift to purchases: Higher rates squeeze 2026 refi volume](https://www.nationalmortgagenews.com/news/shift-to-purchases-higher-rates-squeeze-2026-refi-volume) _2026-08-21 · Andrew Martinez · The Latest_ The Mortgage Bankers Association lowered its refi expectations by 5% this month, as rising mortgage rates are dampening borrowers' positions. ## [CDFIs file lawsuit against Treasury to release funding](https://www.nationalmortgagenews.com/news/cdfis-file-lawsuit-against-treasury-to-release-funding) _2026-08-21 · Claire Williams · The Latest_ A group of community development financial institutions are asking a federal court in California to compel Treasury to disburse funds from the CDFI Fund before they expire in September. ## [Bumps in the ROAD Act led to slowdown in build-to-rent space](https://www.nationalmortgagenews.com/news/bumps-in-the-road-act-led-to-slowdown-in-build-to-rent-space) _2026-08-21 · Spencer Lee · The Latest_ A proposed seven-year mandatory selloff rule aimed at institutional investors was a factor in halting momentum for new BTR development, NAHB said. ## [GSE foreclosure aid slides 5th month as delinquencies creep up](https://www.nationalmortgagenews.com/news/gse-foreclosure-aid-slides-5th-month-as-delinquencies-creep-up) _2026-08-21 · Brad Finkelstein · The Latest_ May's 15,855 actions are the least since September 2025, when Fannie Mae and Freddie Mac had 15,550 loans modified, forborne or otherwise dealt with, FHFA said. ## [Pulte nears LLPA fee tweaks as GSE margin shifts loom](https://www.nationalmortgagenews.com/news/pulte-nears-llpa-fee-tweaks-as-gse-margin-shifts-loom) _2026-08-21 · Bonnie Sinnock · The Latest_ The government-sponsored enterprise oversight chief said his agency is focusing on select fees applied to mortgages that lenders sell to Fannie and Freddie. ## [Renters in 9 SoCal Cities Still Feel Cost Increases While Most Others Decline](https://themortgagepoint.com/2026/08/21/renters-in-9-socal-cities-still-feel-cost-increases-while-most-others-decline/?utm_source=rss&utm_medium=rss&utm_campaign=renters-in-9-socal-cities-still-feel-cost-increases-while-most-others-decline) _2026-08-21 · Lance Murray · The MortgagePoint_ Southern California’s rent squeeze appears to finally be loosening, but renters in nine cities are still getting hit with higher prices, according to new data from rental platform Zumper. The post Renters in 9 SoCal Cities Still Feel Cost Increases While Most Others Decline first appeared on The MortgagePoint . ## [New-Home Demand Slows as Mortgage Applications Drop in July](https://themortgagepoint.com/2026/08/21/july-new-home-purchase-mortgage-applications-decrease/?utm_source=rss&utm_medium=rss&utm_campaign=july-new-home-purchase-mortgage-applications-decrease) _2026-08-21 · Lance Murray · The MortgagePoint_ MBA data showed applications for new-home purchases declined in July, while its estimated sales pace fell below the average for the first half of 2026. The post New-Home Demand Slows as Mortgage Applications Drop in July first appeared on The MortgagePoint . ## [Open directory of blogs (Sponsored)](https://crawlproof.com/a/lrfUpLVmL3kM) _2026-08-21 · **Sponsored**_ Drop URLs or OPML — get per-blog pages plus machine-readable JSON, OPML, text ## [Fannie Mae Announces Sale of Non-Performing Loans](https://themortgagepoint.com/2026/08/21/fannie-mae-announces-sale-of-non-performing-loans/?utm_source=rss&utm_medium=rss&utm_campaign=fannie-mae-announces-sale-of-non-performing-loans) _2026-08-21 · Lance Murray · The MortgagePoint_ The GSE announced its latest sale of non-performing loans, including the company's 28th Community Impact Pool. The post Fannie Mae Announces Sale of Non-Performing Loans first appeared on The MortgagePoint . ## [Home-Purchase Cancellations Reach Highest Level in Nearly 3 Years](https://themortgagepoint.com/2026/08/21/home-purchase-cancellations-reach-highest-level-in-nearly-3-years/?utm_source=rss&utm_medium=rss&utm_campaign=home-purchase-cancellations-reach-highest-level-in-nearly-3-years) _2026-08-21 · Lance Murray · The MortgagePoint_ Fourteen percent of U.S. home-sale agreements fell through in July, according to Redfin, as affordability pressures and a record-low pool of buyers gave shoppers more room to negotiate or walk away. The post Home-Purchase Cancellations Reach Highest Level in Nearly 3 Years first appeared on The MortgagePoint . ## [Women in Housing: Meet This Year’s Industry Partner Award Nominees](https://themortgagepoint.com/2026/08/21/women-in-housing-industry-partner-award/?utm_source=rss&utm_medium=rss&utm_campaign=women-in-housing-industry-partner-award) _2026-08-21 · Lance Murray · The MortgagePoint_ This Award celebrates female leaders working in affiliated services or partner organizations—such as technology providers, legal firms, and vendors—who have made a significant impact on the mortgage and housing sectors. Nominees in this category drive meaningful partnerships and innovations that enhance the industry’s capabilities and effectiveness. The post Women in Housing: Meet This Year’s… ## [Saving for, Breaking Even on a Home May Cut Into Americans’ Retirement Savings](https://themortgagepoint.com/2026/08/20/saving-for-breaking-even-on-a-home-may-extend-into-retirement-for-some-americans/?utm_source=rss&utm_medium=rss&utm_campaign=saving-for-breaking-even-on-a-home-may-extend-into-retirement-for-some-americans) _2026-08-20 · Demetria C. Lester · The MortgagePoint_ When it comes to housing budgets, a recent Zillow report revealed that on a national scale, the average American household can achieve the proper savings and benefit from purchasing a home rather than renting after approximately 15 years. The post Saving for, Breaking Even on a Home May Cut Into Americans’ Retirement Savings first appeared on The MortgagePoint . ## [Contrasting Perspectives: New Study Questions Housing Market’s Signs of Balance](https://themortgagepoint.com/2026/08/20/housing-market-shows-signs-of-balance-yet-a-new-study-shows-contrasting-perspectives/?utm_source=rss&utm_medium=rss&utm_campaign=housing-market-shows-signs-of-balance-yet-a-new-study-shows-contrasting-perspectives) _2026-08-20 · Demetria C. Lester · The MortgagePoint_ As the current housing market continues to divide financial lines, a recent report from Realtor.com reveals a “K-shaped market,” where affluent luxury buyers continue to participate while budget-conscious consumers are withdrawing altogether. The post Contrasting Perspectives: New Study Questions Housing Market’s Signs of Balance first appeared on The MortgagePoint . ## [Speeding home equity closings gives top lenders edge: study](https://www.nationalmortgagenews.com/news/b-of-a-pnc-leaders-for-mortgage-lender-digital-experience) _2026-08-20 · Brad Finkelstein · The Latest_ Fast tracking closing and funding is the critical differentiator among lenders, the 2026 Mortgage-Home Equity Scorecard report from Keynova found. ## [Rocket's data: Extra payments cut 6 years off mortgages](https://www.nationalmortgagenews.com/news/rockets-data-extra-payments-cut-6-years-off-mortgages) _2026-08-20 · Spencer Lee · The Latest_ Close to one in four homeowners are currently making additional payments toward their mortgage principal beyond the monthly amount due, according to Rocket. ## [Why delinquencies from one particular year stand out](https://www.nationalmortgagenews.com/news/why-delinquencies-from-one-particular-year-stand-out) _2026-08-20 · Bonnie Sinnock · The Latest_ The latest investor statements show the persistence of a trend in which one vintage has a higher rate of distress than others, Morningstar DBRS finds. ## [Bessent flags bigger debt buyback potential, coming fiscal plan](https://www.nationalmortgagenews.com/articles/bessent-flags-bigger-debt-buyback-potential-coming-fiscal-plan) _2026-08-20 · The Latest_ Treasury Secretary Scott Bessent said in an interview on CNBC Thursday that he and Office of Management and Budget Director Russell Vought have been tasked with developing a fiscal plan to reduce government spending. ## [New-home originations crippled by elevated rates in July](https://www.nationalmortgagenews.com/news/new-home-originations-crippled-by-elevated-rates-in-july) _2026-08-20 · Colin McNamara · The Latest_ The annualized new single-family home sales pace, an indicator of the U.S. Census Bureau's New Residential Sales report, declined in three of the last four months. ## [AI News Summaries & Audio (Sponsored)](https://crawlproof.com/a/jGHrQ4cOVgww) _2026-08-20 · **Sponsored**_ Tap an article for an AI summary and an audio briefing. ## [Treasury interventions fail to break rate stagnation](https://www.nationalmortgagenews.com/news/treasury-interventions-fail-to-break-rate-stagnation) _2026-08-20 · Brad Finkelstein · The Latest_ Despite Treasury intervention to calm bond yields, persistent deficit pressure continues to trap mortgage rates, keeping application volume flat and squeezing origination revenue. ## [Fannie Mae Sharply Raises Mortgage Rate Forecast Through mid-2027](https://themortgagepoint.com/2026/08/20/fannie-mae-sharply-raises-mortgage-rate-forecast-through-mid-2027/?utm_source=rss&utm_medium=rss&utm_campaign=fannie-mae-sharply-raises-mortgage-rate-forecast-through-mid-2027) _2026-08-20 · Lance Murray · The MortgagePoint_ Fannie Mae now is predicting 30-year fixed mortgage rates will average 6.8% in the fourth quarter of 2026 and remain at that level through the first half of 2027. The post Fannie Mae Sharply Raises Mortgage Rate Forecast Through mid-2027 first appeared on The MortgagePoint . ## [HOAs Ramping Up Foreclosures Against Delinquent Homeowners](https://themortgagepoint.com/2026/08/20/hoas-ramping-up-foreclosures-against-delinquent-homeowners/?utm_source=rss&utm_medium=rss&utm_campaign=hoas-ramping-up-foreclosures-against-delinquent-homeowners) _2026-08-20 · Lance Murray · The MortgagePoint_ Cash-strapped homeowners associations nationwide reportedly are taking a tougher stance on unpaid dues and pursuing foreclosure against more homeowners as communities grapple with mounting financial pressures. The post HOAs Ramping Up Foreclosures Against Delinquent Homeowners first appeared on The MortgagePoint . ## [New American, Onity, SWBC announce tech deals](https://www.nationalmortgagenews.com/news/new-american-onity-swbc-announce-tech-deals) _2026-08-20 · Colin McNamara · The Latest_ Kastle lands another high-profile client, SWBC adds insurtech to its servicing platform, while other mortgage lenders also embark on new partnerships. ## [Vendor AI advances point to faster loan processing options](https://www.nationalmortgagenews.com/news/vendor-ai-advances-point-to-faster-loan-processing-options) _2026-08-20 · Spencer Lee · The Latest_ Informative Research also updates its flagship verification product, and nCino enables streamlined workflows for users of open-source protocols. ## [National Debt Tops $40T After Doubling in Less Than a Decade](https://themortgagepoint.com/2026/08/20/national-debt-tops-40t-after-doubling-in-less-than-a-decade/?utm_source=rss&utm_medium=rss&utm_campaign=national-debt-tops-40t-after-doubling-in-less-than-a-decade) _2026-08-20 · Lance Murray · The MortgagePoint_ The Treasury Department's reported that the nation's debt reached $40.05 trillion on Aug. 18, more than double its level in 2017. Heavy government borrowing can impact the affordability of housing. The post National Debt Tops $40T After Doubling in Less Than a Decade first appeared on The MortgagePoint . ## [Figure slashing loan costs, competing with Fannie, CEO says](https://www.nationalmortgagenews.com/news/figure-slashing-loan-costs-competing-with-fannie-ceo-says) _2026-08-20 · Bonnie Sinnock · The Latest_ The fintech's chief executive, Michael Tannenbaum, explains why strategies it's been using primarily in the home equity market have broader implications. ## [Share of equity rich, mortgaged properties nears 5-year low](https://www.nationalmortgagenews.com/news/share-of-equity-rich-mortgaged-properties-nears-5-year-low) _2026-08-20 · Bonnie Sinnock · The Latest_ Attom's data adds to signs that the market's loan performance buffer is solid but thinning in some areas, and shows the trend affects both ends of the market. ## [Study Reveals the Best U.S. Markets for Construction, Value & More](https://themortgagepoint.com/2026/08/19/study-reveals-the-best-u-s-markets-for-construction-value-more/?utm_source=rss&utm_medium=rss&utm_campaign=study-reveals-the-best-u-s-markets-for-construction-value-more) _2026-08-19 · Demetria C. Lester · The MortgagePoint_ To identify the top local real estate markets in the country, WalletHub analyzed 300 cities of different sizes based on essential indicators of housing market appeal and economic robustness, providing homebuyers with more education when choosing a home to settle down in. The post Study Reveals the Best U.S. Markets for Construction, Value & More first appeared on The MortgagePoint . ## [Cash Buyers Retreating Swiftly as the Volume of Sales Diminishes](https://themortgagepoint.com/2026/08/19/cash-buyers-retreating-swiftly-as-the-volume-of-sales-diminishes/?utm_source=rss&utm_medium=rss&utm_campaign=cash-buyers-retreating-swiftly-as-the-volume-of-sales-diminishes) _2026-08-19 · Demetria C. Lester · The MortgagePoint_ According to new Realtor.com data, in early 2026, cash transactions represented more than 30% of home sales, as a combination of declining prices, better inventory levels, and a more balanced market facilitated the return of more financed buyers. The post Cash Buyers Retreating Swiftly as the Volume of Sales Diminishes first appeared on The MortgagePoint . ## [Open directory of blogs for agents (Sponsored)](https://crawlproof.com/a/2o2Vzuw4F2xh) _2026-08-19 · **Sponsored**_ Submit URLs or OPML; receive feed pages with summaries, plus JSON/OPML/plain text ## [Fed Meeting Minutes Reveal Case for Immediate Rate Hike](https://themortgagepoint.com/2026/08/19/fed-meeting-minutes-reveal-case-for-immediate-rate-hike/?utm_source=rss&utm_medium=rss&utm_campaign=fed-meeting-minutes-reveal-case-for-immediate-rate-hike) _2026-08-19 · Lance Murray · The MortgagePoint_ In a 9-3 vote at its July FOMC meeting, some members said they believed a rate hike was needed to battle inflation. In the end, the rates held steady. The post Fed Meeting Minutes Reveal Case for Immediate Rate Hike first appeared on The MortgagePoint . ## [Multifamily Giants AvalonBay, Equity Residential Complete Their Merger](https://themortgagepoint.com/2026/08/19/multifamily-giants-avalonbay-equity-residential-complete-their-merger/?utm_source=rss&utm_medium=rss&utm_campaign=multifamily-giants-avalonbay-equity-residential-complete-their-merger) _2026-08-19 · Lance Murray · The MortgagePoint_ The merger created Vivmark Residential, which now is one of the country's largest real estate companies with an equity market capitalization of roughly $51 billion and an enterprise value of about $70 billion, with more than 184,000 rental apartments and over 11,100 apartments under construction. The post Multifamily Giants AvalonBay, Equity Residential Complete Their Merger first appeared on The… ## [Home Prices Post Fastest Annual Gain in a Year Despite Tepid Demand](https://themortgagepoint.com/2026/08/19/u-s-home-prices-rose-in-july-but-almost-unchanged-from-a-month-earlier/?utm_source=rss&utm_medium=rss&utm_campaign=u-s-home-prices-rose-in-july-but-almost-unchanged-from-a-month-earlier) _2026-08-19 · Lance Murray · The MortgagePoint_ U.S. home prices rose 3.4% year over year in July, according to Redfin, as luxury buyers helped prop up the market despite high mortgage rates and a growing seller surplus. The post Home Prices Post Fastest Annual Gain in a Year Despite Tepid Demand first appeared on The MortgagePoint . ## [U.S. Rents Continue to Rise… and Here’s Why](https://themortgagepoint.com/2026/08/18/u-s-rents-continue-to-rise-and-heres-why/?utm_source=rss&utm_medium=rss&utm_campaign=u-s-rents-continue-to-rise-and-heres-why) _2026-08-18 · Demetria C. Lester · The MortgagePoint_ The high cost of buying a home is a major contributor to the rising cost of renting a home, according to a new Zillow report. The post U.S. Rents Continue to Rise… and Here’s Why first appeared on The MortgagePoint . ## [Single-Family Home Construction Declines, But New Permits Offer Glimmer of Hope](https://themortgagepoint.com/2026/08/18/permits-may-assist-in-supplying-demand-as-single-family-home-construction-plummets/?utm_source=rss&utm_medium=rss&utm_campaign=permits-may-assist-in-supplying-demand-as-single-family-home-construction-plummets) _2026-08-18 · Demetria C. Lester · The MortgagePoint_ In July, the U.S. Census Bureau reported that single-family housing starts were at a seasonally adjusted annual rate of more than 800,000, a notable decrease from June and an additional decline compared to the same month last year. The post Single-Family Home Construction Declines, But New Permits Offer Glimmer of Hope first appeared on The MortgagePoint .