A Different Approach to Mobile Payments: Why the Way We Pay Matters More Than Ever

For years, digital payments have been defined by one thing: speed. Tap your phone. Scan a code. Send money instantly. While these tools have made transactions faster, they have also quietly changed the way we interact with money—and with each other. Many popular payment apps were designed around growth, visibility, and data collection , not around the experience of the people actually using them.…