# emergency fund (blogs) — RSS Amplifier Recent posts from the 4 feeds in the RSS Amplifier directory that cover emergency fund. Page: Feed: --- ## [Copy Paste Videos On YouTube & Earn $3000/Month | Make Money Online Without Filming | How To Make Money](https://thewealthdnacode.blogspot.com/2026/08/copy-paste-videos-on-youtube-earn.html) _2026-08-20 · Unknown · Financially Wealthy_ ## [How I Make Money Without a Job Now… (Life Update)](https://thewealthdnacode.blogspot.com/2026/08/how-i-make-money-without-job-now-life.html) _2026-08-20 · Unknown · Financially Wealthy_ ## [How To Make Money With ChatGPT, Claude And Gemini In 2026 (What Each One Actually Pays)](https://thewealthdnacode.blogspot.com/2026/08/how-to-make-money-with-chatgpt-claude.html) _2026-08-19 · Unknown · Financially Wealthy_ ## [ChatGPT just released Ads, here’s how to make money with it before anyone else does](https://thewealthdnacode.blogspot.com/2026/08/chatgpt-just-released-ads-heres-how-to.html) _2026-08-19 · Unknown · Financially Wealthy_ ## [How to Make Money with AI (Even If You're a Beginner)](https://thewealthdnacode.blogspot.com/2026/08/how-to-make-money-with-ai-even-if-youre.html) _2026-08-19 · Unknown · Financially Wealthy_ ## [What Is An Emergency Fund And How Does It Work](https://thewealthdnacode.blogspot.com/2026/08/what-is-emergency-fund-and-how-does-it.html) _2026-08-19 · Unknown · Financially Wealthy_ What Is An Emergency Fund And How Does It Work ## [How to Create AI Animated Stories That Make Money on YouTube in 2026 (Beginner Tutorial)](https://thewealthdnacode.blogspot.com/2026/08/how-to-create-ai-animated-stories-that.html) _2026-08-19 · Unknown · Financially Wealthy_ ## [The Lazy Way to Earn With AI Avatars (Heygen)](https://thewealthdnacode.blogspot.com/2026/08/the-lazy-way-to-earn-with-ai-avatars.html) _2026-08-19 · Unknown · Financially Wealthy_ ## [3 SURVEY SITES THAT ACTUALLY PAY (MAKE MONEY ONLINE)](https://thewealthdnacode.blogspot.com/2026/08/3-survey-sites-that-actually-pay-make.html) _2026-08-19 · Unknown · Financially Wealthy_ ## [How to Make Money Selling eBooks on Amazon for Beginners (Step-By-Step)](https://thewealthdnacode.blogspot.com/2026/08/how-to-make-money-selling-ebooks-on.html) _2026-08-19 · Unknown · Financially Wealthy_ ## [Retro Grid Dungeon Crawler (Sponsored)](https://crawlproof.com/a/Wlw1uymUmVTU) _2026-08-19 · **Sponsored**_ Retro grid movement with first-person combat, loot and skill-tree progression. ## [CLO ETFs Explained: Comparing JAAA, CLOA, JBBB, and CLOZ for High-Yield Income](https://ravikotra.substack.com/p/clo-etfs-explained-comparing-jaaa) _2026-08-18 · Ravi Kotra · Ravi’s Substack_ CLO ETFs Deliver 5% to 7% Income Without Taking Massive Risk ## [Applying Rebel Finance School in NZ](https://www.thehappysaver.com/blog/applying-rebel-finance-school-in-nz) _2026-08-02 · Ruth · Blog - The Happy Saver_ For seven years in a row, I’ve watched the free online money course, Rebel Finance School. For the last couple of years, I’ve joined course creators Alan and Katie Donegan for a Kiwi-specific session. The entire 10-week, self-paced course is the money education you never got. I can’t recommend it highly enough. Thousands have already watched the Kiwi-specific session, but I knew it would be… ## [Hurry Up and Wait](https://www.thehappysaver.com/blog/hurry-up-and-wait) _2026-07-19 · Ruth · Blog - The Happy Saver_ I've been feeling a little frustrated lately. I'm sitting in my living room, laptop on my lap, gazing out at the snow-capped Old Man Range. Things aren’t going badly, quite the opposite. Our investments have passed $800,000, our emergency fund is full, and Jonny is about to finish his graphic design job for good. We’re CoastFI and tantalisingly close to financial independence, but not quite there… ## [SpaceX IPO? Remember That?](https://www.thehappysaver.com/blog/spacex-ipo-remember-that) _2026-07-05 · Ruth · Blog - The Happy Saver_ I know that by now the fuss over the mid June 2026 SpaceX IPO has died down, but that is exactly why I waited a few weeks to write about it. Successful investing is mostly about ignoring the noise, but sometimes that is easier said than done. Now that it's well out of the headlines, and so that you can recognise a storm in a teacup next time one appears, I want to dig into what happens to your ETF… ## [The Happy Saver Turns 10: Giveaways, Gratitude and Your Wins](https://www.thehappysaver.com/blog/the-happy-saver-turns-10) _2026-06-21 · Ruth · Blog - The Happy Saver_ I know your time is important, and over the years I’ve taken up a fair bit of it, ten years in fact! Yes, The Happy Saver is 10 years old. This blog post is packed with gratitude, giveaways, and a celebration of your wins, because you haven’t just read my blog; many of you have changed your lives. I want to say a heartfelt thank you to you for being part of The Happy Saver, and to the Kiwi… ## [ChatGPT vs Gemini vs Claude: Complete Comparison (2026 Edition)](https://timesofrising.com/chatgpt-vs-gemini-vs-claude-complete-comparison-2026-edition/) _2026-06-09 · Vishwas Sharma · TIMES OF RISING_ Compare ChatGPT, Google Gemini, and Anthropic Claude in 2026. Features, pricing, coding, writing, reasoning, accuracy, statistics, and real-world performance explained. ## [The Illusion of Diversification: Why Equal Weight May Be the Smarter S&P 500](https://ravikotra.substack.com/p/the-illusion-of-diversification-why) _2026-06-07 · Ravi Kotra · Ravi’s Substack_ De-Risk Your Portfolio with Equal-Weight and Value ETFs ## [Ten Years Later: What KiwiSaver Taught Me](https://www.thehappysaver.com/blog/ten-years-later-what-kiwisaver-taught-me) _2026-06-07 · Ruth · Blog - The Happy Saver_ Ten years ago, on the 6th of June 2016, I published my very first blog post. It was about KiwiSaver. In that first month, I also wrote about Gold, Credit Cards and Kids and Money. And it's fair to say my thoughts have changed somewhat. I’ve sold our gold, cancelled our credit card, and spent the last ten years ensuring our ‘kid’, who is now a young adult, knows all about how money works. And what… ## [Why Most Crypto Tokens Die Within 6 Months (And How to Avoid It)](https://timesofrising.com/why-most-crypto-tokens-die-within-6-months-and-how-to-avoid-it/) _2026-05-31 · Vishwas Sharma · TIMES OF RISING_ Discover why most cryptocurrency tokens fail within six months and learn the key strategies founders and investors can use to build sustainable crypto projects that survive market cycles. ## [Jonny’s Take: Becoming Debt-Free Changed Everything](https://www.thehappysaver.com/blog/jonnys-take-becoming-debt-free-changed-everything) _2026-05-24 · Ruth · Blog - The Happy Saver_ Jonny has been thinking a lot about money, work, health, and what really matters lately. In this story, he shares his honest take on what becoming debt-free has made possible for our family, from paying off the mortgage to stepping back from full-time work and creating more freedom, flexibility, and breathing room in life. He also talks about why couples don’t both need to love spreadsheets or… ## [Sync bookmarks across every browser (Sponsored)](https://crawlproof.com/a/QhNnvEM6g3eq) _2026-05-24 · **Sponsored**_ Two-way sync across Chrome, Firefox and Safari; built-in ad and tracker blocker. ## [How Small Businesses Use AI Automation to Save Time](https://timesofrising.com/small-businesses-use-ai-automation-to-save-time/) _2026-05-21 · Vishwas Sharma · TIMES OF RISING_ Running a small business often means wearing multiple hats at once. Owners manage customer service, marketing, operations, invoices, scheduling, social media, and dozens of repetitive tasks that consume valuable hours every week. As competition increases and customer expectations grow, many small businesses are turning to artificial intelligence (AI) automation to work smarter instead of simply… ## [How Compound Interest Builds Wealth Over Time](https://timesofrising.com/how-compound-interest-builds-wealth-over-time/) _2026-05-20 · Vishwas Sharma · TIMES OF RISING_ Most people think wealth is built through huge salaries, lucky investments, or sudden breakthroughs. In reality, one of the most powerful wealth-building forces is much quieter: compound interest. Compound interest rewards consistency more than intensity. It turns small savings into meaningful wealth by allowing your money to grow on both the original amount and the \[…\] ## [Our Coast FI Plan: Keep the House, Invest Less](https://www.thehappysaver.com/blog/our-coast-fi-plan) _2026-05-10 · Ruth · Blog - The Happy Saver_ After years of prioritising investing, we’ve made a decision that feels both strange and surprisingly freeing: we’re keeping the house, cutting right back on how much we invest, and letting time in the market do more of the work. For a while, downsizing looked like the logical next step. Sell the house, invest the difference, and fast-track our way to full financial independence. But the more we… ## [Which providers offer a Total World Fund in NZ?](https://www.thehappysaver.com/blog/which-providers-offer-a-total-world-fund-in-nz) _2026-04-26 · Ruth · Blog - The Happy Saver_ I am writing this blog post because I am constantly asked where you can purchase a Total World ETF from in New Zealand: “Could I use Smart or InvestNow?” “Sharesies, or a sharebroker?” Once you understand that low fees and broad diversification matter, i.e. buying the whole global share market instead of picking stocks or countries, you land in a new kind of confusion… where to buy. This post is… ## [Integration of Trading Software with Exchanges and Brokers: Protocols, Data, and Security](https://timesofrising.com/integration-of-trading-software-with-exchanges-and-brokers-protocols-data-and-security/) _2026-04-13 · Vishwas Sharma · TIMES OF RISING_ Trading software today isn’t just a tool; it’s the lifeline connecting traders to global financial markets. Whether you’re a retail investor in Shostka or a high-frequency trader in London, your platform’s ability to seamlessly integrate with brokers and exchanges is crucial. This article delves into the nuts and bolts of these integrations, exploring the protocols, \[…\] ## [Succession planning: Deciding where your money goes](https://www.thehappysaver.com/blog/succession-planning-deciding-where-your-money-goes) _2026-04-12 · Ruth · Blog - The Happy Saver_ For some, the question of leaving a monetary inheritance will crop up at some point. What do you do with your money once you die? When it comes to inheritance, Jonny and I are pragmatic and have a very simple plan: it goes to our daughter, and she can use it however she sees fit. In some ways, we have it easy. She is next in line, so it feels logical that we would leave her our money. But a recent… ## [The 2026 Debt Detox Blueprint: How to Eliminate Debt Without Breaking Your Cash Flow](https://timesofrising.com/2026-debt-detox-blueprint/) _2026-04-03 · Vishwas Sharma · TIMES OF RISING_ A practical 2026 debt payoff guide for salaried people, freelancers, crypto investors, and small business owners. Learn how to cut high-interest debt, protect cash flow, and rebuild financial control. ## [The 2026 Cash Flow System: How to Control Money Like a CFO (Even If You Earn ₹10,000 or ₹10 Lakh)](https://timesofrising.com/the-2026-cash-flow-system-how-to-control-money/) _2026-04-02 · Vishwas Sharma · TIMES OF RISING_ If you haven’t yet built your financial safety net, start here → The 2026 Emergency Fund Blueprint The Real Game Is Not Income. It’s Control. Let’s get brutally honest. Most people don’t have a money problem. They have a cash flow problem disguised as a lifestyle problem. You can earn ₹20,000 or ₹2,00,000 — if \[…\] ## [The 2026 Emergency Fund Blueprint: How to Build a Financial Safety Net for Salaried People, Freelancers, and Small Business Owners](https://timesofrising.com/2026-emergency-fund-blueprint/) _2026-04-01 · Vishwas Sharma · TIMES OF RISING_ When money feels unstable, people do one of two things: panic or plan. The smart move is planning. An emergency fund is not boring. It is power. It is the quiet buffer that stops one medical bill, one lost client, or one broken machine from becoming a financial disaster. In a year where many households \[…\] ## [Buckle up - here we go again!](https://www.thehappysaver.com/blog/buckle-up-here-we-go-again) _2026-03-29 · Ruth · Blog - The Happy Saver_ This week, I wanted to go back in time, six years back to March 15, 2020, when the world was in turmoil. Again. At that time, I wanted to address your concerns about the global crises, particularly around COVID. I took the time to write a blog post about it, and today, I’ve summarised the key points and added an update. Because, surprise, surprise, here we go again, folks! ## [Open-source Screen Sharing with Control (Sponsored)](https://crawlproof.com/a/HTGm3CTWevlC) _2026-03-29 · **Sponsored**_ WebRTC screen sharing with simultaneous mouse & keyboard control; viewers join in browser. ## [Someone Call an Ambulance](https://www.thehappysaver.com/blog/someone-call-an-ambulance) _2026-03-15 · Ruth · Blog - The Happy Saver_ We’ve had a bit of drama recently, meaning all of our 2026 plans are currently up in the air. Jonny had a serious accident; he fell off the ladder, breaking his arm and fracturing his pelvis in four places. After eight days in hospital, he’s now home resting and beginning what will hopefully be a full recovery. One thing he said to me while in hospital really stuck: “Well, at least money is the… ## [JL Collins Goes Global - And Why That Feels Familiar](https://www.thehappysaver.com/blog/jl-collins-goes-global-and-why-that-feels-familiar) _2026-03-01 · Ruth · Blog - The Happy Saver_ The financial clouds parted the day I picked up the 2016 edition of The Simple Path to Wealth by JL Collins. Instead of picking and choosing individual companies, just buy them all in one tidy package: an ETF or index fund - the simple path to wealth. For years, JL Collins has been known for one beautifully simple idea: Buy VTSAX and chill. VTSAX is an American index fund holding 100% U.S.… ## [Explain It To Me FAST!](https://www.thehappysaver.com/blog/explain-it-to-me-fast) _2026-02-15 · Ruth · Blog - The Happy Saver_ If you’ve ever listened to a money podcast, read a finance blog or chatted with that one friend who’s suddenly “really into investing”, you’ve probably heard a whole bunch of money words thrown around. People nod. No one wants to look dumb. And quietly, many think: I should probably understand what that means… So this post is for you. Here are plain-English explanations of the money words that… ## [$1.71 Million Net Worth: Our 2025 Money Update](https://www.thehappysaver.com/blog/our-2025-money-update) _2026-02-01 · Ruth · Blog - The Happy Saver_ At the start of every year, I open one spreadsheet that tells the story of a decade of choices. Updating our net worth spreadsheet helps me see where we’ve been, and where we might be heading. These annual check-ins matter, and I genuinely enjoy this process. 2025 was a good financial year for us, driven primarily by consistent investing in the share market through our ETF and, to a lesser extent,… ## [Debt-Free at 18: The Money Systems We Put in Place Years Before University](https://www.thehappysaver.com/blog/the-money-systems-we-put-in-place-years-before-university) _2026-01-18 · Ruth · Blog - The Happy Saver_ Our daughter is leaving home, off to Otago University. I’m so looking forward to her finding her next steps, but I will miss her terribly. She is ready to go! And, I’m not going to lie, I am looking forward to a tidier house. As we adjust to a new phase of long-distance parenting, I’m pretty determined to make one last push to get her as financially ready as we can for the big, wide world. I’ve… ## [Christmas Giveaway!](https://www.thehappysaver.com/blog/christmas-giveaway-2025) _2025-12-14 · Ruth · Blog - The Happy Saver_ Once again, we’re celebrating the festive season with a special Christmas Giveaway for the fabulous people who subscribe to The Happy Saver. Thank you so much for your ongoing support throughout 2025. Nothing says CHRISTMAS like getting your finances in good shape, whether that’s through a brilliant money book, some powerful budgeting software, a handy investment tool, or even a boost to the… ## [The One Habit That Builds Wealth](https://www.thehappysaver.com/blog/the-one-habit-that-builds-wealth) _2025-12-14 · Ruth · Blog - The Happy Saver_ Invest first. Pay your bills second. Spend what remains. I recently watched a video featuring a group of people in their 80s discussing money. One of their biggest regrets? Not investing small amounts consistently throughout their lives. I meet many people who feel they have “done everything right”: paid their bills, avoided debt, managed a mortgage, and contributed to KiwiSaver. Yet when it comes… ## [Answering the Money Questions Readers Email Me About](https://www.thehappysaver.com/blog/answering-the-money-questions-readers-email-me-about) _2025-11-30 · Ruth · Blog - The Happy Saver_ I’ve been hitting “reply” to as many emails as I can this week. If you write to me, I will write back, but due to the volume of emails I get, there is often a delay. I respond to every single email because the questions asked are so valid and important to the person doing the asking. Every email is different, weaving together a set of circumstances in a new way, so I provide a bespoke response… ## [Meet, Learn, Laugh: Your Guide to FI Retreats](https://www.thehappysaver.com/blog/your-guide-to-fi-retreats) _2025-11-16 · Ruth · Blog - The Happy Saver_ Did you know there are retreats and conferences just for people chasing financial independence? Think of them as adult money camps - part learning, part laughter, part deep conversation (money and otherwise) with new friends. No, I’m not running one, nor selling one, but I’ve been lucky enough to attend a few, and they’ve been life-changing. People often ask how I find out about them and which… ## [How We (and Our Daughter) Plan to Pay for University Without a Student Loan](https://www.thehappysaver.com/blog/how-we-and-our-daughter-plan-to-pay-for-university-without-a-student-loan) _2025-11-02 · Ruth · Blog - The Happy Saver_ Well, the moment has arrived. The tiny five-year-old who started Primary School back in 2012 has just turned 18 and completed her final day of Year 13 at High School. Just. Like. That! I was warned that time would pass quickly, and it has. She has a few exams to get through, then she is done with school for good and can enjoy a few well-deserved weeks of R&R. Once the weather heats up, she will… ## [Investing in the Indian Stock Market: A Comprehensive Guide for NRIs](https://ravikotra.substack.com/p/investing-in-the-indian-stock-market) _2025-01-27 · Ravi Kotra · Ravi’s Substack_ Opening a stock trading account in India for Non-Resident Indians (NRIs) involves several steps and specific requirements. ## [The Trump Effect: Unpacking the Impact of Key Policies on America's Future](https://ravikotra.substack.com/p/the-trump-effect-unpacking-the-impact) _2024-11-09 · Ravi Kotra · Ravi’s Substack_ This post aims to provide an objective analysis of the short and long-term economic and market impacts of the discussed policies.