Ring-fencing the budget: three grown-up ways it sticks

These three setups are the ones I come back to: a bills-first sweep, a two-bank “sandbox,” and a weekly cash reset you can audit in 60 seconds. The bills-first sweep (before you can spend a dime) I got serious about budgeting the month my checking account hit that familiar mini-panic zone: rent pending, a credit […] The post Ring-fencing the budget: three grown-up ways it sticks appeared first on…