How To Earn & Redeem Bilt Cash: A Complicated But Rewarding System

In early 2026, Bilt rolled out massive changes. This includes a new portfolio of three credit cards — the no annual fee Bilt Blue Card (learn more), $95 annual fee Bilt Obsidian Card (learn more), and $495 Bilt Palladium Card (learn more) — plus a new system for paying rent and mortgages (read my Bilt credit card review & comparison) ( Rates & Fees ).