The FTC Dropped Disparate Impact. Dealer F&I Exposure Narrowed, It Did Not Vanish.

The Federal Trade Commission voted 2-0 on August 7 to stop bringing disparate-impact and unfair-discrimination claims under Section 5, and modified compliance obligations tied to prior judgments against Napleton, Passport Auto Group and an individual formerly with Coulter Motor Company. Disparate-treatment claims under the Equal Credit Opportunity Act continue. The post The FTC Dropped Disparate…