Episode #475 - 8/14/26

REAL TALK REAL ESTATE THIS WEEK'S EPISODE "Why aren't rates dropping?" We break down the ONE number that explains it all. Jay & Andy dig into "the spread" - the gap between the 10-year Treasury yield and your 30-year mortgage rate. Here's the punchline: For 50+ years, mortgage rates have tracked the 10-year Treasury almost in lockstep The "normal" gap between them (the spread) averages 1.76 points…