Why family stability matters for your chocolate

Cocoa income comes just twice a year, but families need stability every day. Carol Miloky (CARE) and Fatou Ndiaye (Mars) unpack what they learned from a decade of working with cocoa‑growing families. Savings groups were helping women build businesses, but without stronger household planning and clearer financial decision‑making, those gains didn’t always translate into lasting resilience. Over…