How to Actually Use Credit Card Points (Not Just Collect Them)

Most people are doing credit card points wrong. They’re optimizing for the wrong thing, chasing sign-up bonuses like they’re collecting Pokémon cards, and then wondering why they can’t afford that first class ticket to London they say on TikTok. The game changed. Cards are cutting benefits, devaluing points faster than your startup’s pre-revenue valuation, and […]