# affordability (podcasts) — RSS Amplifier Recent posts from the 7 feeds in the RSS Amplifier directory that cover affordability. Page: Feed: --- ## [Does AI Have Consciousness?](https://joshbersin.substack.com/p/does-ai-have-consciousness-3bb) _2026-08-22 · Josh Bersin · Josh Bersin Unleashed_ This week I wade into a global philosophical debate about whether advanced AI systems have consciousness. In other words, are they aware of their feelings and do they truly reflect on their own thoughts? Well we do know that LLM-based AI systems do “talk [Listen](https://api.substack.com/feed/podcast/212340378/f4f96b4ac256623e8199ddcbd21faa33.mp3) ## [The New, Post-AI, World Of Employment: How Everything Has Changed](https://joshbersin.substack.com/p/the-new-post-ai-world-of-employment-e8f) _2026-08-20 · Josh Bersin · Josh Bersin Unleashed_ I’ve been talking with hundreds of companies about AI and employee issues, and in many ways the entire world of HR, management, and leadership has changed. Employers are worried about job redesign, AI solutions, skills, and strategic of high-volume hiring [Listen](https://api.substack.com/feed/podcast/212047751/a176d68ff211375bb317f7bb94d5e325.mp3) ## [Consumer Ninja: Inside SA’s R10bn fraud battle](https://omny.fm/shows/the-money-show/consumer-ninja-inside-sa-s-r10bn-fraud-battle) _2026-08-19 · Wendy Knowler is the Consumer Ninja_ Stephen Grootes speaks to Consumer ninja Wendy Knowler, about what two new fraud reports reveal about the scale of financial crime in South Africa, with R2.41 billion lost to digital banking fraud in 2025 and a further R7.44 billion worth of fraud prevented before funds could be stolen. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores… [Listen](https://traffic.omny.fm/d/clips/5dcefa8e-00a9-4595-8ce1-a4ab0080f142/1ecba37a-6d83-4ee9-a295-a57100b7f2df/c7ff1be3-6123-4776-b8f3-b4ab0121a3c1/audio.mp3?utm_source=Podcast&in_playlist=711c7a8d-240c-42c0-a601-aabc00a2e773) ## [Say Hello to The Multifamily Impact Framework](https://housingimpact.substack.com/p/say-hello-to-the-multifamily-impact) _2026-08-19 · Bob Simpson · Affordable Housing Handbook_ Industry Standards for Impact-Driven Multifamily Impact Investments ## [How Do We Qualify The “Intelligence” of AI? Let’s Examine 4 Dimensions we use in Daily Life.](https://joshbersin.substack.com/p/how-do-we-qualify-the-intelligence) _2026-08-18 · Josh Bersin · Josh Bersin Unleashed_ The name "artificial intelligence" is expansive, yet AI of today is spiky and uneven. Let’s evaluate AI across four dimensions. ## [The Messy World of AI-Powered Recruiting Where Nobody Is Happy](https://joshbersin.substack.com/p/the-messy-world-of-ai-powered-recruiting-97a) _2026-08-17 · Josh Bersin · Josh Bersin Unleashed_ AI-powered recruiting has so much potential, yet job seekers, recruiters, and executives remain frustrated. This massive $100+ billion market is filled with AI systems that work very well, yet as you’ll hear, this market is still immature. Not only are jo [Listen](https://api.substack.com/feed/podcast/211566484/57df7434d7ee9b77164c78541ba62664.mp3) ## [Workday, Zuckerberg, Galileo, and Frontline Work](https://joshbersin.substack.com/p/workday-zuckerberg-galileo-and-frontline-2dd) _2026-08-14 · Josh Bersin · Josh Bersin Unleashed_ Today I discuss Workday and the potential Silver Lake buyout, Meta’s personal AI strategy and it’s potential for business, update on Galileo, and our new research on frontline work. Most of today’s podcast is “analyst perspectives” but lots of direction i [Listen](https://api.substack.com/feed/podcast/211182306/723b9a381a3c220dac4bcce868fd6b5d.mp3) ## [As Published in Deadline: Don’t Believe Paramount’s Hype.](https://agrobbonta.substack.com/p/as-published-in-deadline-dont-believe) _2026-08-13 · AG Rob Bonta · The Bonta Brief_ More from my guest column in Deadline ## [Despite Massive AI Spending, HR Jobs Are Booming. What's Up?](https://joshbersin.substack.com/p/despite-massive-ai-spending-hr-jobs-8d9) _2026-08-13 · Josh Bersin · Josh Bersin Unleashed_ The job market is changing in unpredictable ways. Human Resources, a profession often considered optional and filled with bureaucracy, has been a target for AI disruption. Yet when you look at the numbers, HR job postings are growing faster than overall U [Listen](https://api.substack.com/feed/podcast/211040127/a51c6e6248011fecf5d9c26e3e5dae27.mp3) ## [Despite Massive AI Investment, Jobs In HR Are Booming](https://joshbersin.substack.com/p/despite-massive-ai-investment-jobs) _2026-08-12 · Josh Bersin · Josh Bersin Unleashed_ The CEO of SHRM recently stated that "the field of HR faces extinction." Actually the opposite is true: HR is growing in importance. ## [Licensed Dispensaries, Pay with Crypto (Sponsored)](https://crawlproof.com/a/XzYvo9jVwEez) _2026-08-12 · **Sponsored**_ Search verified licensed dispensaries and pay with Bitcoin, Lightning, or stablecoins. ## [Consumer Ninja: Debt collectors override home loan deal](https://omny.fm/shows/the-money-show/consumer-ninja-debt-collectors-override-home-loan-deal) _2026-08-12 · Wendy Knowler is the Consumer Ninja_ Stephen Grootes speaks to Consumer Ninja, Wendy Knowler, about a Centurion woman who honoured a settlement agreement with Standard Bank to repay her home loan at a fixed amount. Although she was assured that no interest would be charged and her statements reflected this, she was nevertheless handed over to debt collectors, who added interest and legal costs and refused to consider her account of… [Listen](https://traffic.omny.fm/d/clips/5dcefa8e-00a9-4595-8ce1-a4ab0080f142/1ecba37a-6d83-4ee9-a295-a57100b7f2df/e54b87c0-8b63-48bc-933f-b4a401242a32/audio.mp3?utm_source=Podcast&in_playlist=711c7a8d-240c-42c0-a601-aabc00a2e773) ## [A Very Busy Monday in Media Hits](https://heardtell.substack.com/p/a-very-busy-monday-in-media-hits) _2026-08-11 · Andrew Donaldson · Heard Tell_ Talking affordability and South Carolina US Senate Primary for Myrtle Beach radio, news of the day for WV Metronews, or Israel/US/Middle East policy for Canada & more! ## [Why Vertical and Domain Specific AI is the Biggest Business Opportunity of Them All.](https://joshbersin.substack.com/p/why-vertical-and-domain-specific-2b0) _2026-08-09 · Josh Bersin · Josh Bersin Unleashed_ As AI experts leave Google and new startups emerge, engineers are consumed with Superintelligence: building models that can reason, learn, and capture “all the world’s knowledge.” While model evolution is important, I believe we’re going in a different di [Listen](https://api.substack.com/feed/podcast/210495305/817f3695db87a04a827619fbf778e541.mp3) ## [Perspective, Expectations, and Affordability's Moving Target](https://heardtell.substack.com/p/perspective-expectations-and-affordabilitys-67b) _2026-08-07 · Andrew Donaldson · Heard Tell_ Running the "Affordability" debate through the personal and filtering it through perspective, knowledges, and accountability before projecting it back out on others [Listen](https://api.substack.com/feed/podcast/210244285/6499d19abb81cf7f3490f10387084f1c.mp3) ## [CFOs and CIOs Starting to Treat Enterprise AI Like Traditional Tech: Is It Cost-Effective, Does It Work, and What Are The Risks?](https://joshbersin.substack.com/p/cfos-and-cios-starting-to-treat-enterprise) _2026-08-06 · Josh Bersin · Josh Bersin Unleashed_ The fascination with AI's impact on jobs, layoffs, or magic is giving way to a pragmatic, traditional view on AI's cost, benefits, and risks. ## [We Have Moved!](https://housingimpact.substack.com/p/we-have-moved) _2026-08-06 · Bob Simpson · Affordable Housing Handbook_ A Different Neighborhood. The Same Community. ## [Promises! Promises? ABC's, that is](https://brianpalmquist.substack.com/p/promises-promises-abcs-that-is) _2026-08-05 · Brian Palmquist · City Conversations_ CC 218 —revisiting and evaluating the ABC Council's 2022 election promises—a report card of sorts—is 38% overall a passing grade? Or 31% of housing and affordability promises? ## [Living A High Agency Life: How Should Companies Respond?](https://joshbersin.substack.com/p/living-a-high-agency-life-how-should-d60) _2026-08-05 · Josh Bersin · Josh Bersin Unleashed_ The word of the decade is “Agency” – giving each of us the power, tools, and opportunity to do what we want with our life, jobs, and careers. This new buzzword, now one of the top memes in politics, has been coming for many years. In this podcast I discus [Listen](https://api.substack.com/feed/podcast/209953907/67eed32f4085888f7467f8523824935a.mp3) ## [Podcast: Let's Talk West Virginia Water Right Quick](https://heardtell.substack.com/p/lets-talk-west-virginia-water-right-6f5) _2026-08-05 · Andrew Donaldson · Heard Tell_ Let's Talk West Virginia Water Right Quick [Listen](https://api.substack.com/feed/podcast/209949683/4d44e37be9787c5ba8aa9e96ace74133.mp3) ## [Let's Talk West Virginia Water Right Quick](https://heardtell.substack.com/p/lets-talk-west-virginia-water-right-e4b) _2026-08-05 · Andrew Donaldson · Heard Tell_ West Virginia Gov Patrick Morrisey is on a "listening tour" but unlike to old saying of listening vs being heard, the passive & inactive damage won't be fixed by words [Listen](https://api.substack.com/feed/podcast/209936623/2f9eb27a56e808972f657020bf4debf1.mp3) ## [Prime Noise-Cancelling Picks (Sponsored)](https://crawlproof.com/a/RKDTw01XPvld) _2026-08-05 · **Sponsored**_ Browse Prime-eligible, 4-star-and-up noise-cancelling earbuds with fast shipping and deals ## [Growth and Grit in Cleveland](https://landmatterspodcast.libsyn.com/growth-and-grit-in-cleveland) _2026-08-04 · Land Matters_ Cleveland Mayor Justin Bibb, recently reelected to a second term, details his vision for repurposing vacant land and creating "America's North Coast" along the Lake Erie and Cuyahoga River waterfronts. In an interview for the Mayor's Desk series, the 39-year-old Bibb also spelled out other efforts to better leverage vacant land for housing and businesses. [Listen](https://traffic.libsyn.com/secure/landmatterspodcast/Land_Matters_61_Updated.mp3?dest-id=1289666) ## [Media Appearance: WV Metronews Midday](https://heardtell.substack.com/p/media-appearance-wv-metronews-midday) _2026-08-03 · Andrew Donaldson · Heard Tell_ Watch as I talk the news of the day with Dave Allen for West Virginia Metronews Midday ## [Requiem for the Villages Plan...Neighbourhoods rising?](https://brianpalmquist.substack.com/p/requiem-for-the-villages-planneighbourhoods) _2026-08-02 · Brian Palmquist · City Conversations_ CC 217 in which we talk about the resurgence of our city's neighbourhoods and what that might mean for the coming election ## [Elon Musk Believes AI Will Exceed Human Intelligence In Five Years. Here's Why I Disagree.](https://joshbersin.substack.com/p/elon-musk-believes-ai-will-exceed-74f) _2026-08-01 · Josh Bersin · Josh Bersin Unleashed_ The word “intelligence” is a loaded word. Here’s what Elon Musk said to the Economist last week: “I think AI may exceed the sum of human intelligence in around five years. There really won’t be anything that AI can’t do better than humans, apart from bein [Listen](https://api.substack.com/feed/podcast/209428458/9344c296b9d64751a72801634b36297d.mp3) ## [Father of Apalachee High School Murderer Gets 15 Years and That's A Good Thing](https://heardtell.substack.com/p/father-of-apalachee-high-school-murder) _2026-07-30 · Andrew Donaldson · Heard Tell_ On charging parents for enabling the violence of their children, why “fell through the cracks” is a lie, and why accountability needs to go even further. [Listen](https://api.substack.com/feed/podcast/209162524/dfac66f432050f69da4f90e43bb20fd6.mp3) ## [Open Source Models: An Exciting New Business Model For Enterprise AI](https://joshbersin.substack.com/p/open-source-models-an-exciting-new-463) _2026-07-30 · Josh Bersin · Josh Bersin Unleashed_ New names: Kimi K3, Llama, Nemotron, Mistral, Cohere, Deepseek, Phi-4 – these are just a few of the fast-growing open source models from major AI providers. These systems threaten the business models and financial plans of OpenAI, Anthropic, Google, and X [Listen](https://api.substack.com/feed/podcast/209261570/669060d34db90f528a5278b140a3ee55.mp3) ## [Promises! Promises?](https://brianpalmquist.substack.com/p/promises-promises) _2026-07-29 · Brian Palmquist · City Conversations_ CC 216— What are Vancouver's politicians actually promising so far about housing and affordability before the 2026 elections? Some surprising findings ## [The Sickening Del Elliott Pritt Abuse Charges and Backstory](https://heardtell.substack.com/p/the-sickening-del-elliott-pritt-abuse-d46) _2026-07-24 · Andrew Donaldson · Heard Tell_ The story of WV House of Delegate member Elliot Pritt being charged with grooming and abusing a student has made me sick. [Listen](https://api.substack.com/feed/podcast/208379728/14c13a8a25746dce21a508fc4ac243c5.mp3) ## [Consumer Ninja: The true test of after-sales service](https://omny.fm/shows/the-money-show/consumer-ninja-the-true-test-of-after-sales-service) _2026-07-22 · Wendy Knowler is the Consumer Ninja_ Stephen Grootes speaks to consumer ninja Wendy Knowler about a listener's frustrating experience with Chery's flagship SUV, where a persistent vibration remained unresolved despite repair attempts on a vehicle costing close to R1 million, raising fresh questions about after-sales support from Chinese car brands. The Money Show is a podcast hosted by well-known journalist and radio presenter,… [Listen](https://traffic.omny.fm/d/clips/5dcefa8e-00a9-4595-8ce1-a4ab0080f142/1ecba37a-6d83-4ee9-a295-a57100b7f2df/9342d91e-8ae1-4f82-9926-b48f01206005/audio.mp3?utm_source=Podcast&in_playlist=711c7a8d-240c-42c0-a601-aabc00a2e773) ## [The Odyssey Of Odyssey Discourse](https://heardtell.substack.com/p/the-odyssey-of-odyssey-discourse) _2026-07-20 · Andrew Donaldson · Heard Tell_ A recording by Andrew Donaldson [Listen](https://api.substack.com/feed/podcast/207795644/df6d011d3342ece3b308a1d09374dbf3.mp3) ## [Home Internet From Space (Sponsored)](https://crawlproof.com/a/ZHxHmTM58vJ7) _2026-07-20 · **Sponsored**_ Residential satellite internet that brings connectivity to homes beyond conventional networks ## [My writing process](https://brianpalmquist.substack.com/p/my-writing-process) _2026-07-16 · Brian Palmquist · City Conversations_ CC 215 — The messy way I develop City Conversations ## [Consumer Ninja: Bonitas members still in limbo](https://omny.fm/shows/the-money-show/consumer-ninja-bonitas-members-still-in-limbo) _2026-07-15 · Wendy Knowler is the Consumer Ninja_ Stephen Grootes speaks to consumer ninja Wendy Knowler about the fallout from South Africa's largest-ever medical scheme administration switch, six weeks after 750 000 members were moved from Medscheme to Momentum Health, and why some members are still battling authorisations, claims delays and access to critical care. The Money Show is a podcast hosted by well-known journalist and radio… [Listen](https://traffic.omny.fm/d/clips/5dcefa8e-00a9-4595-8ce1-a4ab0080f142/1ecba37a-6d83-4ee9-a295-a57100b7f2df/b4ea4241-87be-4e9e-b8c3-b48801213338/audio.mp3?utm_source=Podcast&in_playlist=711c7a8d-240c-42c0-a601-aabc00a2e773) ## [What Really Makes Us Sick](https://housingimpact.substack.com/p/what-really-makes-us-sick) _2026-07-15 · Bob Simpson · Affordable Housing Handbook_ The cyclospora parasite sounds bad, but it's better for your health than being housing cost-burdened. ## [Live with Joyce Vance](https://agrobbonta.substack.com/p/live-with-joyce-vance) _2026-07-14 · AG Rob Bonta · The Bonta Brief_ A recording from AG Rob Bonta and Joyce Vance's live video [Listen](https://api.substack.com/feed/podcast/207091386/d0505c4dd1ba8481b640201650d47f49.mp3) ## [As Published In Variety: Why I’m Suing to Block the Paramount-Warner Bros. Merger](https://agrobbonta.substack.com/p/as-published-in-variety-why-im-suing) _2026-07-13 · AG Rob Bonta · The Bonta Brief_ I am leading a coalition of 12 state Attorneys General in taking Paramount and Warner Bros. to court to stop this unlawful merger. More from my guest column in Variety. ## [The Villages Plan - Not too late to speak out!](https://brianpalmquist.substack.com/p/the-villages-plan-not-too-late-to) _2026-07-13 · Brian Palmquist · City Conversations_ CC 214—latest draft of my remarks to City Council at the upcoming July 14th Public Hearing about the proposed Villages Plan ## [Mea Culpa sorta.](https://brianpalmquist.substack.com/p/mea-culpa-sorta) _2026-07-09 · Brian Palmquist · City Conversations_ CC 213—I got some of the Villages Plan wrong. It's even worse than I thought! ## [Consumer Ninja: Bill shock after contract end](https://omny.fm/shows/the-money-show/consumer-ninja-bill-shock-after-contract-end) _2026-07-08 · Wendy Knowler is the Consumer Ninja_ Ray White speaks to Consumer Ninja Wendy Knowler about why some South African cellphone customers are being hit with massive bill increases when their contracts expire, as network discounts quietly fall away and monthly fees suddenly treble. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business… [Listen](https://traffic.omny.fm/d/clips/5dcefa8e-00a9-4595-8ce1-a4ab0080f142/1ecba37a-6d83-4ee9-a295-a57100b7f2df/8ee73ef3-fd29-43ef-8807-b481012060d5/audio.mp3?utm_source=Podcast&in_playlist=711c7a8d-240c-42c0-a601-aabc00a2e773) ## [Progress Prevails: Birthright Citizenship](https://agrobbonta.substack.com/p/progress-prevails-birthright-citizenship) _2026-07-07 · AG Rob Bonta · The Bonta Brief_ This land was made for you and me. [Listen](https://api.substack.com/feed/podcast/205822576/2477d7cd90a479b4c60f4c821e35e545.mp3) ## [Making Affordable Investable and Why Things Might Be Easier if We Were All Just a Little Less Smart.](https://housingimpact.substack.com/p/things-that-we-can-do-things-that) _2026-07-07 · Bob Simpson · Affordable Housing Handbook_ The One Where Bob and Stephanie talk about affordable housing [Listen](https://api.substack.com/feed/podcast/203426199/5911fb79773364f76a74e0b1791c4604.mp3) ## [Villages Plan bait and switch? I am confused!](https://brianpalmquist.substack.com/p/villages-plan-bait-and-switch-i-am) _2026-07-07 · Brian Palmquist · City Conversations_ CC 212—a simple question from a friend reveals huge discrepancies between the Villages Plan report to Council and what the Public sees ## [Are we the Village Idiots?](https://brianpalmquist.substack.com/p/are-we-the-village-idiots) _2026-07-03 · Brian Palmquist · City Conversations_ CC #211—Neighbourhoods or Villages? You can't have both. On July 14 City Council will pick one and may destroy them both—your last chance to speak up. ## [Consumer Focus: Credit Ombud raises alarm over unfair lending practices](https://omny.fm/shows/the-money-show/consumer-focus-credit-ombud-raises-alarm-over-unfair-lending-practices) _2026-07-01 · Wendy Knowler is the Consumer Ninja_ Steven Grootes speaks to Kwanda Vabaza, Manager for Adjudication at the National Financial Ombud's Banking and Credit Division, about growing concerns over unfair practices in South Africa's credit industry. They discuss the sharp rise in consumer complaints against credit providers, what this says about lending practices in the sector, and what consumers should know about their rights when… [Listen](https://traffic.omny.fm/d/clips/5dcefa8e-00a9-4595-8ce1-a4ab0080f142/1ecba37a-6d83-4ee9-a295-a57100b7f2df/19784c50-908a-44a9-a534-b47a012184e4/audio.mp3?utm_source=Podcast&in_playlist=711c7a8d-240c-42c0-a601-aabc00a2e773) ## [If you are born here, you belong here.](https://agrobbonta.substack.com/p/if-you-are-born-here-you-belong-here) _2026-06-30 · AG Rob Bonta · The Bonta Brief_ Birthright citizenship is a foundational promise of our country and principle of our Constitution—and after our win today, it stands. ## [Housing the World](https://landmatterspodcast.libsyn.com/housing-the-world) _2026-06-26 · Land Matters_ The leader of UN-Habitat details solutions to the global housing crisis, the predominant topic at the 13th session of the World Urban Forum, hosted in May in Baku, Azerbaijan. [Listen](https://traffic.libsyn.com/secure/landmatterspodcast/Land_Matters_Episode_60_Edited.mp3?dest-id=1289666) ## [Consumer Ninja: When insurers cancel on claims](https://omny.fm/shows/the-money-show/consumer-ninja-when-insurers-cancel-on-claim) _2026-06-24 · Wendy Knowler is the Consumer Ninja_ Stephen Grootes speaks to Consumer Ninja and journalist Wendy Knowler about Thabiso, one of our listeners, whose insurance claim was rejected and cover subsequently cancelled, the controversial practice of underwriting at claims stage, and what it means for policyholders. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest… [Listen](https://traffic.omny.fm/d/clips/5dcefa8e-00a9-4595-8ce1-a4ab0080f142/1ecba37a-6d83-4ee9-a295-a57100b7f2df/c5390713-45cd-437e-be74-b4730121ac78/audio.mp3?utm_source=Podcast&in_playlist=711c7a8d-240c-42c0-a601-aabc00a2e773) ## [The $546,000 Door](https://housingimpact.substack.com/p/the-546000-door) _2026-06-23 · Affordable Housing Handbook_ Build America, Buy America has the right goal. For affordable housing, it raises costs deals can’t absorb and stalls the homes America needs. Here’s the fix. ## [Consumer Ninja: SASSA grants hit by funeral policy scam](https://omny.fm/shows/the-money-show/consumer-ninja-sassa-grants-hit-by-funeral-policy-scam) _2026-06-17 · Wendy Knowler is the Consumer Ninja_ Stephen Grootes speaks to Consumer Ninja and journalist Wendy Knowler about how vulnerable SASSA grant recipients are being targeted with fraudulent funeral policies and unlawful deductions. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance… [Listen](https://traffic.omny.fm/d/clips/5dcefa8e-00a9-4595-8ce1-a4ab0080f142/1ecba37a-6d83-4ee9-a295-a57100b7f2df/b21ca464-f006-4b64-8617-b46c01208b4f/audio.mp3?utm_source=Podcast&in_playlist=711c7a8d-240c-42c0-a601-aabc00a2e773) ## [Preserving Affordability Through Impact-Driven Ownership](https://housingimpact.substack.com/p/preserving-affordability-through) _2026-06-16 · Affordable Housing Handbook_ Why resident outcomes, operational efficiency, and long-term investment performance are increasingly aligned ## [Consumer Ninja: FNB lounge charges catch clients off guard](https://omny.fm/shows/the-money-show/consumer-ninja-fnb-lounge-charges-catch-clients-off-guard) _2026-06-10 · Wendy Knowler is the Consumer Ninja_ Motheo Khoaripe, standing in for Stephen Grootes, speaks to Consumer Ninja and journalist Wendy Knowler about how FNB's airport lounge access system charges clients upfront while only later confirming eligibility. This has left travellers unknowingly billed once their complimentary visits run out. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He… [Listen](https://traffic.omny.fm/d/clips/5dcefa8e-00a9-4595-8ce1-a4ab0080f142/1ecba37a-6d83-4ee9-a295-a57100b7f2df/3d5b2135-b0af-4bf7-9ea6-b46501235978/audio.mp3?utm_source=Podcast&in_playlist=711c7a8d-240c-42c0-a601-aabc00a2e773)