# 401k (audio feeds) — RSS Amplifier Recent posts from the 4 feeds in the RSS Amplifier directory that cover 401k. Page: Feed: --- ## [Why Are More Advisors Talking About Annuities?](https://omny.fm/shows/ready-set-retire/why-are-more-advisors-talking-about-annuities) _2026-08-25 · Ready, Set, Retire!_ Are retirees rethinking the role of annuities in today's economy? Steve Anzuoni discusses why more financial advisors are incorporating annuities into retirement income strategies, how retirees can avoid emotional investment decisions during market volatility, and why a written retirement plan may matter more than reacting to headlines. Steve also explores common retirement regrets, the importance… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f34a7fe4-a235-4a75-8c7d-b0a500e9286b/88b52047-9d0c-4866-9899-b4b000fd8db5/audio.mp3?utm_source=Podcast&in_playlist=d7ef48dd-4d7d-4df5-8378-b0a500e9287e) ## [Is Market Confidence Hiding a Retirement Risk?](https://omny.fm/shows/success-in-the-new-retirement-1/is-market-confidence-hiding-a-retirement-risk) _2026-08-25 · Success in the New Retirement_ Has a strong market left your retirement portfolio more exposed than you realize? Damon Roberts and Matt Deaton examine investor complacency, the risks of buying every dip, and why an allocation that once fit your life may no longer match your retirement timeline. They also discuss preparing for unpredictable life events, reviewing a plan as circumstances change, and coordinating investments,… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/8e3af146-91a8-47b3-9fc3-b0a500e928ce/524726be-27bd-47c8-88a8-b4b0015753a8/audio.mp3?utm_source=Podcast&in_playlist=bcea000e-393d-40f1-aa02-b0a500e928dc) ## [Has Your Retirement Strategy Expired?](https://omny.fm/shows/retire-texas-style/has-your-retirement-strategy-expired) _2026-08-25 · Retire Texas Style!_ What if the biggest risk in retirement isn't the market, but relying on outdated strategies? Steve Hoyl discusses retirement planning "expiration dates," including why rules like the 4% withdrawal strategy and one-size-fits-all risk formulas may no longer fit every retiree. The conversation explores the importance of income planning, coordinating financial decisions as a couple, preparing for… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f548f5b0-33ac-4964-a7d5-b0a500e928a3/4bf1fe8a-5cb3-4bd8-a0b8-b4b000f9c087/audio.mp3?utm_source=Podcast&in_playlist=6c2a0ea3-9323-4143-a414-b0a500e928b2) ## [614 | Getting Personal with Personal Finance: Oz Chen](https://choosefi.com/podcast-episode/getting-personal-with-personal-finance-oz-chen-1784576682?utm_source=podcast&utm_medium=rss&utm_campaign=getting-personal-with-personal-finance-oz-chen-1784576682) _2026-08-24 · ChooseFI | Financial Independence Podcast_ Most Americans never truly disconnect from work—even on vacation. After decades of tying your identity, daily rhythm, and sense of worth to a paycheck, stepping away feels less like freedom and more like freefall. Oz Chen spent years financially independent before he could accept it, wrestling with the psychological gap between having enough money and being okay with not working. Key Topics… [Listen](https://op3.dev/e/dts.podtrac.com/redirect.mp3/feeds.choosefi.com/podcast/audio/01ky0gyadahee5b3a4ec184jn5.mp3) ## [Side Hustle Ideas That Actually Make Money](https://choosefi.com/earning-more/side-hustle-ideas) _2026-08-21 · Jonathan Mendonsa · ChooseFI | Financial Independence Podcast_ ## [FSA vs HSA: Which Health Account Is Right for You?](https://choosefi.com/healthcare-affordability/fsa-vs-hsa) _2026-08-20 · Jonathan Mendonsa · ChooseFI | Financial Independence Podcast_ ## [Married Filing Jointly vs Separately: Which Saves More?](https://choosefi.com/taxes/married-filing-jointly-vs-separately) _2026-08-20 · Jonathan Mendonsa · ChooseFI | Financial Independence Podcast_ ## [Mega Backdoor Roth: How to Supercharge Your Retirement Savings](https://choosefi.com/tax-strategies/mega-backdoor-roth) _2026-08-19 · Jonathan Mendonsa · ChooseFI | Financial Independence Podcast_ ## [Credit Card Payoff Calculator: How to Get Debt-Free](https://choosefi.com/debt-freedom/credit-card-payoff-calculator) _2026-08-19 · Jonathan Mendonsa · ChooseFI | Financial Independence Podcast_ ## [The 90-Year Audition](https://choosefi.com/newsletter/fi-weekly-august-18-2026) _2026-08-18 · Brad Barrett · ChooseFI | Financial Independence Podcast_ ## [Trade Bitcoin & Ethereum (Sponsored)](https://crawlproof.com/a/cN4TPASP76gP) _2026-08-18 · **Sponsored**_ Buy, sell and margin trade BTC & ETH with fiat currencies ## [Can Your Retirement Plan Survive the Next Market Shock?](https://omny.fm/shows/ready-set-retire/can-your-retirement-plan-survive-the-next-market-shock) _2026-08-18 · Ready, Set, Retire!_ What happens when chasing the latest market trend puts your retirement plan at risk? Steve Anzuoni explains why diversification, sustainable income, and long-term planning matter more than following investment hype. He discusses the importance of cash flow in retirement, Roth conversion strategies, the growing focus on income solutions, and common mistakes people make when preparing for longer… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f34a7fe4-a235-4a75-8c7d-b0a500e9286b/7b422b68-e2ee-48ce-9ed9-b4a900f0fa25/audio.mp3?utm_source=Podcast&in_playlist=d7ef48dd-4d7d-4df5-8378-b0a500e9287e) ## [Why Your Retirement Income Needs More Than a Formula](https://omny.fm/shows/success-in-the-new-retirement-1/why-your-retirement-income-needs-more-than-a-formula) _2026-08-18 · Success in the New Retirement_ Could one-size-fits-all retirement formulas leave your income plan coming up short? Matt Deaton examines the 4% rule, longer life expectancies, and the challenge of turning savings into consistent retirement income. He also explores the "rule of thirds," including guaranteed income, fixed-income investments, and equities, while explaining why the right allocation may look different for every… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/8e3af146-91a8-47b3-9fc3-b0a500e928ce/4c9892ad-844c-4bc3-b8ad-b4a20146b349/audio.mp3?utm_source=Podcast&in_playlist=bcea000e-393d-40f1-aa02-b0a500e928dc) ## [Your Retirement Could Start Earlier Than You Think](https://omny.fm/shows/retire-texas-style/your-retirement-could-start-earlier-than-you-think) _2026-08-18 · Retire Texas Style!_ What if your retirement date arrives sooner than you expected? In this episode, Steve Hoyl discusses why market gains can create a false sense of security, the importance of understanding your risk score, and how an income strategy may help support retirement through uncertainty. He explores how health issues, caregiving responsibilities, layoffs, and even AI-driven workplace changes can alter… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f548f5b0-33ac-4964-a7d5-b0a500e928a3/b000bd4f-b5a2-467a-bd14-b4a900e7dfa6/audio.mp3?utm_source=Podcast&in_playlist=6c2a0ea3-9323-4143-a414-b0a500e928b2) ## [How to Create a Monthly Budget: Step-by-Step](https://choosefi.com/spending-smarter/how-to-create-monthly-budget) _2026-08-18 · Jonathan Mendonsa · ChooseFI | Financial Independence Podcast_ ## [Best Resume Skills for 2026: What Employers Want](https://choosefi.com/earning-more/best-resume-skills) _2026-08-17 · Jonathan Mendonsa · ChooseFI | Financial Independence Podcast_ ## [613 | How Do You Know You're Making the Right Financial Decision? | Roundup with Ginger](https://choosefi.com/podcast-episode/how-do-you-know-youre-making-the-right-financial-decision-roundup-with-ginger-1786488845?utm_source=podcast&utm_medium=rss&utm_campaign=how-do-you-know-youre-making-the-right-financial-decision-roundup-with-ginger-1786488845) _2026-08-17 · ChooseFI | Financial Independence Podcast_ Every expert sounds convincing until you realize you've collected ten different "right" answers to the same retirement question. Brad Barrett recently found himself overwhelmed by competing FI strategies—from Cody Garrett's bond ladders to Aubrey Williams' risk-based guardrails—and came to a liberating conclusion: sometimes you just need to pick one and move on. Key Topics Discussed Navigating… [Listen](https://op3.dev/e/dts.podtrac.com/redirect.mp3/feeds.choosefi.com/podcast/audio/01kzsggwyby9117mjp1qxm0gm5.mp3) ## [Cheapest States to Live In 2026: Cost of Living Ranked](https://choosefi.com/spending-smarter/cheapest-states-to-live) _2026-08-14 · Jonathan Mendonsa · ChooseFI | Financial Independence Podcast_ ## [High-Paying Jobs Without a Degree: 2026 Guide](https://choosefi.com/earning-more/high-paying-jobs-without-degree) _2026-08-13 · Jonathan Mendonsa · ChooseFI | Financial Independence Podcast_ ## [How to Negotiate Your Salary: Step-by-Step Guide](https://choosefi.com/earning-more/how-to-negotiate-salary) _2026-08-12 · Jonathan Mendonsa · ChooseFI | Financial Independence Podcast_ ## [612 | What Actually Happened? | Paige's FI Journey, Nine Years Later](https://choosefi.com/podcast-episode/what-actually-happened-paiges-fi-journey-nine-years-later-1785773145?utm_source=podcast&utm_medium=rss&utm_campaign=what-actually-happened-paiges-fi-journey-nine-years-later-1785773145) _2026-08-12 · ChooseFI | Financial Independence Podcast_ Starting with negative net worth at 47 in Los Angeles on $58,000 a year sounds impossible. Yet Paige reached financial independence by 56, retired early, and now lives exactly the life she designed. This isn't theory — this is what happened nine years after her first ChooseFI appearance. Key Topics Discussed 00:00:00 Introduction and The Alley Will Provide Brad welcomes Paige back nine years later… [Listen](https://op3.dev/e/dts.podtrac.com/redirect.mp3/feeds.choosefi.com/podcast/audio/01kz45zfkymn67w4wcqr94q8gr.mp3) ## [Transcript-Driven Stock Discovery (Sponsored)](https://crawlproof.com/a/srFbJ70Dn52W) _2026-08-12 · **Sponsored**_ Ranked, evidence-backed watchlists from indexed executive transcripts for 1–2 quarter horizons ## [Why Retirement Feels Impossible and What People Often Miss](https://omny.fm/shows/retire-texas-style/why-retirement-feels-impossible-and-what-people-often-miss) _2026-08-11 · Retire Texas Style!_ What if retirement feels out of reach, but the real challenge is having a plan? Steve Hoyl and Derrick Caldwell discuss why many Americans believe they'll work indefinitely, and how factors like income planning, budgeting, taxes, Social Security, Medicare, and investment strategy can shape retirement decisions. They share real-world examples, explain the value of understanding your options, and… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f548f5b0-33ac-4964-a7d5-b0a500e928a3/6b19e4ad-0198-4fec-9482-b4a300e98dbd/audio.mp3?utm_source=Podcast&in_playlist=6c2a0ea3-9323-4143-a414-b0a500e928b2) ## [What Your Tuesday Could Look Like](https://choosefi.com/newsletter/fi-weekly-august-11-2026) _2026-08-11 · Brad Barrett · ChooseFI | Financial Independence Podcast_ ## [Boomers, Markets, and the Income Question That Matters Most](https://omny.fm/shows/ready-set-retire/boomers-markets-and-the-income-question-that-matters-most) _2026-08-11 · Ready, Set, Retire!_ Will the retirement wave of baby boomers reshape the markets, or is the bigger challenge creating income that lasts? Steve Anzuoni discusses why retirement planning may be about more than market performance, including longevity, withdrawal strategies, inflation, risk management, and the importance of balancing growth with dependable income. They explore concerns surrounding the 4% rule, planning… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f34a7fe4-a235-4a75-8c7d-b0a500e9286b/7bacc001-a409-4ab5-9443-b4a300470fa8/audio.mp3?utm_source=Podcast&in_playlist=d7ef48dd-4d7d-4df5-8378-b0a500e9287e) ## [Buying the Dip or Catching a Falling Market?](https://omny.fm/shows/success-in-the-new-retirement-1/buying-the-dip-or-catching-a-falling-market) _2026-08-11 · Success in the New Retirement_ Buying the dip can look smart until the market keeps falling. Matt Deaton discusses emotional investing, market trends, inflation, interest rates, and the uncertainty surrounding midterm election cycles. He explains why disciplined portfolio management involves more than chasing headlines or popular investments and examines how changing economic conditions may affect retirees. The conversation… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/8e3af146-91a8-47b3-9fc3-b0a500e928ce/4d2d821f-7844-4b75-ae51-b4a20146a6ab/audio.mp3?utm_source=Podcast&in_playlist=bcea000e-393d-40f1-aa02-b0a500e928dc) ## [How to Save Money: 50 Practical Tips That Work](https://choosefi.com/spending-smarter/how-to-save-money) _2026-08-11 · Jonathan Mendonsa · ChooseFI | Financial Independence Podcast_ ## [How to Ask for a Raise (And Get It)](https://choosefi.com/earning-more/how-to-ask-for-a-raise) _2026-08-10 · Jonathan Mendonsa · ChooseFI | Financial Independence Podcast_ ## [611 | ChooseFI Classic: Financial Independence on an Ordinary Income (Paige & Sam)](https://choosefi.com/podcast-episode/choosefi-classic-financial-independence-on-an-ordinary-income-paige-sam-1785764149?utm_source=podcast&utm_medium=rss&utm_campaign=choosefi-classic-financial-independence-on-an-ordinary-income-paige-sam-1785764149) _2026-08-10 · ChooseFI | Financial Independence Podcast_ Paige started her journey to financial independence at 45 with student loans, negative net worth, and an average income in Los Angeles—yet she'll reach FI by 2025. Sam lives on $12,000 per year in the same expensive city and champions "retiring often" instead of early retirement. Together, they prove that every excuse about FI being impossible is just a limiting belief waiting to be shattered. Key… [Listen](https://op3.dev/e/dts.podtrac.com/redirect.mp3/feeds.choosefi.com/podcast/audio/01kz3xcxry9famjf9jsnfxd0kg.mp3) ## [Can AI Really Plan Your Retirement?](https://omny.fm/shows/ready-set-retire/can-ai-really-plan-your-retirement) _2026-08-04 · Ready, Set, Retire!_ Can artificial intelligence really help you plan for retirement, or is it missing the most important part of the conversation? Steve Anzoni explores a recent study showing how AI-generated financial guidance can vary widely and explains why retirement planning requires more than algorithms and generic answers. He discusses the value of personalized advice, Social Security decisions, Medicare… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f34a7fe4-a235-4a75-8c7d-b0a500e9286b/a047e9c9-d6bc-4d9a-b531-b49b00f6c340/audio.mp3?utm_source=Podcast&in_playlist=d7ef48dd-4d7d-4df5-8378-b0a500e9287e) ## [The Retirement Mistake That Keeps People Up at Night](https://omny.fm/shows/success-in-the-new-retirement-1/the-retirement-mistake-that-keeps-people-up-at-night) _2026-08-04 · Success in the New Retirement_ Could you already be ready to retire and not know it? Damon Roberts and Matt Deaton explain why a financial plan can reduce uncertainty and help people understand where they truly stand. They discuss income planning, Social Security, pensions, retirement timing, and creating a paycheck-like income stream after work ends. The conversation highlights how having a strategy can help replace guesswork… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/8e3af146-91a8-47b3-9fc3-b0a500e928ce/2f58a1a9-f114-4ceb-a054-b49b01563acd/audio.mp3?utm_source=Podcast&in_playlist=bcea000e-393d-40f1-aa02-b0a500e928dc) ## [The Retirement Cost Most People Underestimate](https://omny.fm/shows/retire-texas-style/the-retirement-cost-most-people-underestimate) _2026-08-04 · Retire Texas Style!_ Could taxes be the biggest expense standing between you and the retirement lifestyle you envision? Steve Hoyl discuss why many retirees focus on growing their savings but overlook the distribution phase, where tax strategy, income planning, and inflation can significantly impact long-term financial outcomes. They explore Roth conversions, the value of dependable income sources, common retirement… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f548f5b0-33ac-4964-a7d5-b0a500e928a3/e4670a28-a619-49ee-9495-b49b00f33ae2/audio.mp3?utm_source=Podcast&in_playlist=6c2a0ea3-9323-4143-a414-b0a500e928b2) ## [Anthony Ettinger on LinkedIn (Sponsored)](https://crawlproof.com/a/fQ50biRL0tFj) _2026-08-04 · **Sponsored**_ Public LinkedIn profile at linkedin.com/in/anthonyettinger. ## [610 | Sabbatical Success: Around the World in 367 Days](https://choosefi.com/podcast-episode/sabbatical-success-around-the-world-in-367-days-610?utm_source=podcast&utm_medium=rss&utm_campaign=sabbatical-success-around-the-world-in-367-days-610) _2026-08-03 · ChooseFI | Financial Independence Podcast_ A 40-year-old physician associate and his wife walked away from their jobs with $50,000 earmarked for a year of world travel. They returned having spent just $30,000—and visited 15+ countries across four continents. This isn't a story about deprivation or cutting corners. It's about strategic geography, intentional choices, and the freedom that comes from knowing exactly what you value. Key Topics… [Listen](https://op3.dev/e/dts.podtrac.com/redirect.mp3/feeds.choosefi.com/podcast/audio/01kxye2axc5qd7nyy16f841hh4.mp3) ## [The Retirement Tool More Advisors Are Finally Talking About](https://omny.fm/shows/ready-set-retire/the-retirement-tool-more-advisors-are-finally-talking-about) _2026-07-28 · Ready, Set, Retire!_ What if the most overlooked retirement tool is making a comeback just when uncertainty has retirees on edge? Steve Anzuoni explains why more advisors are turning to annuities as part of retirement income planning and discusses the importance of steady cash flow, avoiding emotional investment decisions, and creating a written retirement strategy. He also explores why many retirees regret waiting… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f34a7fe4-a235-4a75-8c7d-b0a500e9286b/1b0fbd00-3ec8-4e66-862b-b49200195623/audio.mp3?utm_source=Podcast&in_playlist=d7ef48dd-4d7d-4df5-8378-b0a500e9287e) ## [DIY Retirement? Don’t Miss the Hidden Gaps](https://omny.fm/shows/success-in-the-new-retirement-1/diy-retirement-don-t-miss-the-hidden-gaps) _2026-07-28 · Success in the New Retirement_ What happens when DIY retirement planning misses the details that matter most? Damon Roberts & Matt Deaton discuss when self-directed investors may still need help with income planning, tax strategy, Roth conversions, and building a retirement plan around real lifestyle needs instead of a one-size-fits-all "magic number." The conversation also explores fiduciary guidance, tax diversification, and… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/8e3af146-91a8-47b3-9fc3-b0a500e928ce/341f008e-fe6c-4335-8ebe-b48d0154984f/audio.mp3?utm_source=Podcast&in_playlist=bcea000e-393d-40f1-aa02-b0a500e928dc) ## [The Estate Planning Mistake Boomers Keep Making](https://omny.fm/shows/retire-texas-style/the-estate-planning-mistake-boomers-keep-making) _2026-07-28 · Retire Texas Style!_ What if the biggest retirement risk isn't running out of money, but running out of income? Steve Hoyl discusses why estate planning remains critical for every household, how staying in place and fear-driven saving can affect retirement decisions, and what workers can do if AI or career changes alter their timeline. The conversation also covers income planning, Social Security timing, the habits of… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f548f5b0-33ac-4964-a7d5-b0a500e928a3/b94f38bf-aa7c-4268-b128-b4920015fb79/audio.mp3?utm_source=Podcast&in_playlist=6c2a0ea3-9323-4143-a414-b0a500e928b2) ## [609 | How to Talk to Your Partner about FI | Jasper Lee](https://choosefi.com/podcast-episode/how-to-talk-to-your-partner-about-fi-jasper-lee-609?utm_source=podcast&utm_medium=rss&utm_campaign=how-to-talk-to-your-partner-about-fi-jasper-lee-609) _2026-07-27 · ChooseFI | Financial Independence Podcast_ Your spouse shoots down every FI conversation with "we can't afford it" or "retirement at 35 sounds crazy." You respond with better spreadsheets, tighter logic, more compelling numbers—and somehow make things worse. The problem isn't your math. It's that you're bringing a calculator to an emotional fight. Why FI Conversations Trigger Defensiveness 00:05:30 — When we talk about money, we're not… [Listen](https://op3.dev/e/dts.podtrac.com/redirect.mp3/feeds.choosefi.com/podcast/audio/01kxydy7y1f2943nqfj6kgs6gm.mp3) ## [You Don't Need $1 Million to Retire? Here's Why](https://omny.fm/shows/ready-set-retire/you-dont-need-1-million-to-retire-heres-why) _2026-07-21 · Ready, Set, Retire!_ Do you really need a million dollars to retire, or is that number distracting you from what matters most? Steve Anzuoni challenges the common retirement benchmark and explains why retirement success is often driven by reliable income rather than account balances. He discusses the 4% withdrawal rule, guaranteed lifetime income annuities, lessons from market downturns, and concerns about Social… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f34a7fe4-a235-4a75-8c7d-b0a500e9286b/276f2ec2-b674-47c6-9493-b48d00f38251/audio.mp3?utm_source=Podcast&in_playlist=d7ef48dd-4d7d-4df5-8378-b0a500e9287e) ## [Market Highs, Retirement Risk, and the Plan You Need](https://omny.fm/shows/success-in-the-new-retirement-1/market-highs-retirement-risk-and-the-plan-you-need) _2026-07-21 · Success in the New Retirement_ A strong market can make retirement feel easier-until the next downturn tests the plan. Damon Roberts & Matt Deaton talk through buying the dip, rebalancing risk, and why retirees may need a strategy built for their stage of life rather than market headlines. They also discuss the stress of not having a written retirement plan, the value conversation around professional guidance, and how clarity… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/8e3af146-91a8-47b3-9fc3-b0a500e928ce/7b1d1e44-11f2-4017-bb5d-b48d01547df0/audio.mp3?utm_source=Podcast&in_playlist=bcea000e-393d-40f1-aa02-b0a500e928dc) ## [608 | Die With Zero, Revisited](https://choosefi.com/podcast-episode/die-with-zero-revisited-chris-hutchins-608?utm_source=podcast&utm_medium=rss&utm_campaign=die-with-zero-revisited-chris-hutchins-608) _2026-07-20 · ChooseFI | Financial Independence Podcast_ Brad Barrett's daughter just graduated high school. She's heading to college in a few months. The number of times he'll see her for the rest of his life? Already countable. This realization—visceral and unavoidable—brought him back to a conversation that changed both his and Chris Hutchins' lives nearly four years ago: their interview with Bill Perkins about Die with Zero. Key Topics Introduction… [Listen](https://op3.dev/e/dts.podtrac.com/redirect.mp3/feeds.choosefi.com/podcast/audio/01kxydvas0jhnsfnmgt77cnwm2.mp3) ## [The Tax Strategy Retirees Often Miss](https://omny.fm/shows/success-in-the-new-retirement-1/the-tax-strategy-retirees-often-miss) _2026-07-14 · Success in the New Retirement_ Retirement may be the first time you can truly control your tax bill. Damon Roberts & Matt Deaton explain how tax diversification, Roth accounts, retirement income planning, and annuity strategies can help create more flexibility in retirement. The conversation focuses on keeping more of your money while building dependable retirement income. For more information or to schedule a consultation,… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/8e3af146-91a8-47b3-9fc3-b0a500e928ce/d9655045-a63c-40a5-bc34-b47f00f960e0/audio.mp3?utm_source=Podcast&in_playlist=bcea000e-393d-40f1-aa02-b0a500e928dc) ## [607 | Other Mountains I Want to Climb | Diania Merriam](https://choosefi.com/podcast-episode/other-mountains-i-want-to-climb-diania-merriam-1783904460?utm_source=podcast&utm_medium=rss&utm_campaign=other-mountains-i-want-to-climb-diania-merriam-1783904460) _2026-07-13 · ChooseFI | Financial Independence Podcast_ Reaching financial independence is supposed to be the goal—but what if you get there and realize the real skill isn't earning or saving, but learning to spend? And what if the metric for business success has nothing to do with revenue growth and everything to do with protecting your nervous system? Key Topics Discussed Introduction and the Hidden Curriculum 00:00:00 Brad introduces the concept of… [Listen](https://op3.dev/e/dts.podtrac.com/redirect.mp3/feeds.choosefi.com/podcast/audio/01kxcfvqprnhgevwgsm3zttyga.mp3) ## [Do You Really Know What’s in Your Retirement Plan?](https://omny.fm/shows/ready-set-retire/do-you-really-know-what-s-in-your-retirement-plan) _2026-07-07 · Ready, Set, Retire!_ What if the biggest retirement mistake isn't choosing the wrong annuity-but not understanding what you already own? Steve Anzuoni breaks down why annuities create so much confusion, how retirees can avoid costly planning mistakes, and why guaranteed income plays a critical role in long-term retirement confidence. He shares a real-world example of aligning income and long-term care concerns,… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f34a7fe4-a235-4a75-8c7d-b0a500e9286b/4d243126-9d3a-4e7a-b5b4-b48000f04ab2/audio.mp3?utm_source=Podcast&in_playlist=d7ef48dd-4d7d-4df5-8378-b0a500e9287e) ## [The Risk Behind Chasing Big Retirement Returns](https://omny.fm/shows/success-in-the-new-retirement-1/the-risk-behind-chasing-big-retirement-returns) _2026-07-07 · Success in the New Retirement_ Can an 8% withdrawal rate really last through retirement? Damon Roberts & Matt Deaton examine Dave Ramsey's views on retirement withdrawals, market volatility, IPO investing, SpaceX, FOMO, and retirement income planning. The discussion highlights the importance of balancing growth, risk, and retirement sustainability. For more information or to schedule a consultation, call 480-680-6868 or visit… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/8e3af146-91a8-47b3-9fc3-b0a500e928ce/a1efd4d5-b5f5-4a54-aa76-b47f00f95047/audio.mp3?utm_source=Podcast&in_playlist=bcea000e-393d-40f1-aa02-b0a500e928dc) ## [Retirement Then vs. Now: What Changed the Most?](https://omny.fm/shows/retire-texas-style/retirement-then-vs-now-what-changed-the-most) _2026-07-07 · Retire Texas Style!_ Is retirement harder today than it was 30 years ago-or do we just have more choices and more noise? Steve Hoyl explores how retirement planning has evolved, from the days of pensions to today's challenges of inflation, taxes, Social Security misconceptions, and online financial advice. Steve shares real client stories, discusses the impact of required minimum distributions (RMDs), and explains a… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f548f5b0-33ac-4964-a7d5-b0a500e928a3/dd40489f-5875-4711-bdac-b480005414fe/audio.mp3?utm_source=Podcast&in_playlist=6c2a0ea3-9323-4143-a414-b0a500e928b2) ## [606 | Deep Dive: Target-Date Retirement and Bond Funds | Cody Garrett](https://choosefi.com/podcast-episode/606-target-date-funds-deep-dve-cody-garrett?utm_source=podcast&utm_medium=rss&utm_campaign=606-target-date-funds-deep-dve-cody-garrett) _2026-07-06 · ChooseFI | Financial Independence Podcast_ Most investors think they're buying the same thing when they choose a target date fund—but two people who bought 2025 target date funds 15 years ago could have 40% different returns today. Same target year, wildly different outcomes. The culprit? Fund families structure these "simple" investments in dramatically different ways, and most investors never look under the hood. Key Topics Discussed… [Listen](https://op3.dev/e/dts.podtrac.com/redirect.mp3/feeds.choosefi.com/podcast/audio/01kw271vx245danjmhm7ex1jyx.mp3) ## [The Retirement Mistake That Has Nothing to Do With Money](https://omny.fm/shows/retire-texas-style/the-retirement-mistake-that-has-nothing-to-do-with-money) _2026-07-02 · Retire Texas Style!_ What if retirement isn't about having more money, but having a better plan? Steve Hoyl and Derrek Caldwell discuss why many people feel overwhelmed by retirement decisions and how a step-by-step approach can bring clarity. They break down key elements of retirement planning, including income needs, spending habits, taxes, legacy considerations, risk management, and forgotten 401(k)s. The… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f548f5b0-33ac-4964-a7d5-b0a500e928a3/8859d977-fb17-4212-96a8-b47b0129c483/audio.mp3?utm_source=Podcast&in_playlist=6c2a0ea3-9323-4143-a414-b0a500e928b2) ## [Retirement’s Version of Independence Day](https://omny.fm/shows/success-in-the-new-retirement-1/retirement-s-version-of-independence-day) _2026-06-30 · Success in the New Retirement_ Financial independence may be the retirement milestone worth celebrating most. Damon Roberts discusses America's 250th anniversary while exploring how retirees can replace uncertainty with a structured financial plan. The conversation covers Social Security, taxes, investment risk, income planning, and real-life retirement challenges, showing how a coordinated strategy can help retirees focus more… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/8e3af146-91a8-47b3-9fc3-b0a500e928ce/fe65c96d-79bb-46c7-8666-b47800fcc4e4/audio.mp3?utm_source=Podcast&in_playlist=bcea000e-393d-40f1-aa02-b0a500e928dc) ## [605 | Retire in Less Than 10 Years](https://choosefi.com/podcast-episode/605-retire-in-less-than-10-years-cody-berman?utm_source=podcast&utm_medium=rss&utm_campaign=605-retire-in-less-than-10-years-cody-berman) _2026-06-29 · ChooseFI | Financial Independence Podcast_ At 21, Cody Berman appeared on ChooseFI as a college student discovering financial independence. Three years later, he retired at 26. Now 30 with a $5 million net worth, he's back to reveal exactly how he compressed a decades-long journey into a three-year sprint—and why the same principles work whether you're 25 or 55. The Journey from 22 to FI at 26 00:05:30 Cody's path to financial independence… [Listen](https://op3.dev/e/dts.podtrac.com/redirect.mp3/feeds.choosefi.com/podcast/audio/01kvzscxtynkykqth7gtf80fh2.mp3) ## [Stop Hoarding Wealth—Start Funding Your Life](https://omny.fm/shows/ready-set-retire/stop-hoarding-wealth-start-funding-your-life) _2026-06-23 · Ready, Set, Retire!_ Are you saving for retirement-or saving yourself from actually living it? This episode explores how fear of running out of money leads many to hoard wealth instead of creating meaningful experiences. Steve Anzuoni discusses shifting the focus from accumulation to income, using strategies that prioritize steady cash flow, tax-efficient wealth transfer, and personal fulfillment. From guaranteed… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f34a7fe4-a235-4a75-8c7d-b0a500e9286b/2285ec41-c041-45e0-a787-b46e00e5c2ff/audio.mp3?utm_source=Podcast&in_playlist=d7ef48dd-4d7d-4df5-8378-b0a500e9287e) ## [What Today’s Market Signals Could Mean for Your Retirement](https://omny.fm/shows/success-in-the-new-retirement-1/what-today-s-market-signals-could-mean-for-your-retirement) _2026-06-23 · Success in the New Retirement_ What happens to your retirement plan when inflation starts climbing again? This episode with Matt Deaton breaks down the latest inflation trends, how rising energy costs ripple through the economy, and why the Federal Reserve faces a tough balancing act. You'll also hear how market volatility, valuations, and signals from major investors are shaping today's environment. The conversation highlights… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/8e3af146-91a8-47b3-9fc3-b0a500e928ce/f2aee660-a235-47e1-be3e-b46a013a5637/audio.mp3?utm_source=Podcast&in_playlist=bcea000e-393d-40f1-aa02-b0a500e928dc) ## [The $100 Chuck E. Cheese Problem No One Connects to Retirement](https://omny.fm/shows/retire-texas-style/the-100-chuck-e-cheese-problem-no-one-connects-to-retirement) _2026-06-23 · Retire Texas Style!_ A simple trip to Chuck E. Cheese reveals a costly truth about retirement planning. Steve Hoyl connects everyday expenses and rising prices to bigger financial challenges, highlighting how inflation, risk, and changing retirement structures impact long-term security. From shrinking buying power to market volatility and the decline of pensions, the conversation centers on balancing spending today… [Listen](https://p.podderapp.com/1060480820/traffic.omny.fm/d/clips/17c800ba-ea44-4653-a3a3-b06100186fcf/f548f5b0-33ac-4964-a7d5-b0a500e928a3/cff969e6-671a-467b-aa62-b46e00e2cb6d/audio.mp3?utm_source=Podcast&in_playlist=6c2a0ea3-9323-4143-a414-b0a500e928b2)