You’ve done the maths. Flights, accommodation, that one dinner you already know you’re going to say yes to. And somehow it’s still not adding up to a number you can actually save by the time you want to go.
In case you missed it, Hannah also played a quick game with her community: guess what should and shouldn’t count as an emergency fund spend.
Wisdom teeth removal, yes. A last-minute flight home for a family emergency, yes. A Dyson Airwrap because it was on sale, sorry, no.
Because the trip and the safety net don’t have to compete. You just need to know where each dollar is actually going.
Hannah’s episode explains the why. IOU (The Practical Lessons), the course we developed with BNZ, gives you the how.
Lesson 5 is about surplus: the money left over once your essentials are covered, and the thing that actually gets you saving and investing.
In this lesson you’ll learn:
✓ What surplus actually means, and why $10 a week adds up
✓ How to start one, even if you don’t think you have any
✓ Real examples, from $10 to $200 a month
✓ Saving what’s left over vs. paying yourself first
We’re proud to partner with BNZ. There’s an art to starting something new, and like any art form, you need the right tools to make it work. Whether you’re flatting, saving to travel, or making a career move, BNZ has the tools to help you master your money from the get-go.
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