This is What Honest Conversations Look Like: Her Full Plate by Nifemi
What is on your plate right now?
Law, finance and governance explained in accessible language
Live Last read · last published · next check
What is on your plate right now?

How large must my AUM be to earn enough management fees to justify tying down ₦5 billion? The ₦5 billion minimum becomes not a regulatory filter, but a regulatory guillotine.

It seems private placements and investment contracts may now require registration, due to new wording in the Investment and Securities Act 2025

If you’re privileged to live on “The Island”, where the water floods your living room instead of surrounding you like other regular islands, you have to pay a premium that doubles the POS fees.

What if you wanted to acquire majority shares in a company with a huge market capitalization? A company whose addition increased the capitalization of the NGX by a whooping N3.04trn.

There is only one thing anyone in Nigeria is really concerned about right now, and that is the rising cost of everything, everywhere, all at once.

The not-so-fancy word for what we have collectively experienced as a country is “inflation” but I imagine that you already know that. After all, lessons will be learnt, and we have all been learning.

“Imagine you enter GTB and you’re told your funds have been converted into commercial papers... can’t assure you’ll get your money back in full... won’t you tear the branch manager’s shirt???"

Dark magic and debt tokens aside; the only way users get any money back, and soon, is if Patricia raises actual cash to return to the users. That much should be clear by now. So what options are open?

What can you do if you were silly enough to lose customers’ money while running an unlicensed service in that region? If you are in Patricia's shoes, your number one concern is to prevent a bank run.