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Ray Shan

I'm Ray Shan, a product leader by profession, financier by training, and artist at heart. This is where I share my creations and learnings.

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Latest posts

On pronouns: writing with “we” and “you”

A cheat sheet on using "we" and "you" to make your writing resonate.

Normalizing change

People don't like change, yet great products are built through changing experiments. Build a culture where change is normal, easy and rewarding.

A shortcut for working across languages

Working across languages has never been easier, thanks to modern machine translation technology. I use this trick to instantly translate any text using Apple's Shortcuts app.

How we build products at Belvo

Many of us at Belvo were fintech builders and operators. We founded Belvo to build new infrastructure for the next generation of fintech startups. We are also a young startup ourselves, so we have the same exciting challenges building from zero to one just like you. In this process, we learned four things that work.

Thank you, LTSE

A note I shared with my team as I wrap up my journey at LTSE.

What is your startup’s share price?

America’s Newest Stock Exchange

The Long-Term Stock Exchange goes live on September 9, 2020. But it's more than a marketplace for trading and IPOs. Here's our secret plan.

A Better Unicorn IPO Leaderboard

Death of the unicorn IPO is greatly exaggerated. 2 out of 3 unicorn IPOs beat the market after 1 year of trading. Software-heavy companies do better than those with lots of offline things and operations. Plus other fun learnings from building a live leaderboard that helps me pattern match IPOs.

A Better Unicorn IPO Leader Board (private draft)

The top 10 best and worst performing tech unicorn startup IPOs, tracked live in a way a Wall Street pro would do it.

Learnings from the 2008 Great Recession

98 out of 100 stocks lost you money. Also top performers, buying what crashed the economy, and other learnings from the 2008 Great Recession.