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Rachel | Points & Miles · Dec 28, 2025

💳 Amex Platinum Credits You Need to Spend Before the End of the Year | $2,000+ Value

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Rachel Tyers · Rachel | Points & Miles

If you hold an Amex Platinum, it’s likely some of your credits are going to waste each year. Don’t wait until December’s final audit window.

Amex refreshed its benefits in 2025, rolling out over a thousand dollars in new statement credits across travel, dining, shopping, wellness, and security perks. But don’t forget:

Many credits expire on December 31. And all of them reset January 1.

If you’ve haven’t used them all? You’re potentially leaving $2,000+ that can still be spent on the table.

This post is your no-nonsense checklist with clear instructions for every credit you can still spend if unused (including monthly, quarterly, bi-annual, and annual benefits).

Let’s close the year without wasting value 👇✈️🏨🛍️

• Some credits require enrollment first
• Most trigger after the charge posts
Don’t wait until Jan 1 (they reset)

• Add your Platinum card to Uber • credits appear automatically in Uber Wallet
• Use on rides or Uber Eats at checkout
• Tip: pickup Uber Eats orders help avoid fees eating into your credit
• No enrollment needed for Uber Cash, just linking your card

• One-off bonus for December only
• Lands automatically if your Platinum card is linked in Uber
• Can stack with your $15 Uber Cash on Eats or rides

• Requires enrollment in the Amex app first
• Triggers on eligible digital entertainment subscription charges
• Use on a bill that posts in December
• If you don’t currently subscribe to an eligible service, you can start one now to trigger the December increment
• Eligible services include Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV
• Don’t forget some of these come free with your Walmart+ membership…

Continue on for the rest of the credits (and my best tips on how to use or save them).

Read the original on racheltyers.substack.com

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