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Investing in People and the Environments in Which We Live

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Will Trump Accounts Close the Racial Wealth Gap, or Worsen It?

The investment accounts for newborns have been lauded as an innovative wealth-building program. But they might exacerbate economic inequalities instead of remedying them. Source: https://prospect.org/2026/07/24/trump-accounts-racial-wealth-gap-racism-financial-literacy-medicaid-snap/ The post Will Trump Accounts Close the Racial Wealth Gap, or Worsen It? appeared first on Institute on Race, Power…

The problem with Trump Accounts lies in the design

Trump Accounts deserve credit for recognizing that wealth matters. But if our goal is to narrow the wealth divide rather than create more investment accounts, we need policies that invest more in children who begin life with less. Source: https://www.santafenewmexican.com/opinion/my_view/the-problem-with-trump-accounts-lies-in-the-design/article_80186634-e937-4dfc-9f01-213b09be0271.html The post…

The Problem With Trump Accounts Isn’t The $1,000. It’s The Design.

Trump Accounts deserve credit for recognizing that wealth matters. But if our goal is to narrow the wealth divide rather than create more investment accounts, we need policies that invest more in children who begin life with less. Source: https://ladailypost.com/op-ed-the-problem-with-trump-accounts-isnt-the-1000-its-the-design/ The post The Problem With Trump Accounts Isn’t The $1,000. It’s The…

Three Years In: Connecticut Baby Bonds Continue to Build a Stronger Future

By Connecticut Treasurer Erick Russell | June 2026 On July 1, Connecticut’s Baby Bonds program will reach an important milestone: three years since the launch of the first-in-the-nation statewide policy to provide every eligible child with a publicly funded investment at birth. Since then, nearly 50,000 Connecticut babies have been born eligible, each receiving a $3,200 public investment in their…

Investing in Michigan’s Next Generation

By Jasper Martus, Michigan State Representative | June 2026 Young Americans are increasingly worried about their financial futures. Nearly half of Gen Z say they are worried they won’t be able to save for emergencies, according to a recent poll by YouGov. Many households report having little financial cushion if their income suddenly stopped, with a recent DepositAccounts survey showing ... Read…

How are Trump Accounts Like a Jade Pendant? Neither Will Close the Wealth Cap.

By Amy Matsui, NWLC | June 2026 In Chinese and many East Asian cultures, jade symbolizes wealth and prosperity. When my daughter was born, an aunt and uncle sent a jade pendant, which to this day she keeps in her jewelry box and wears on special occasions. As a mom, I was touched by this lovely gift of jewelry and ... Read More The post How are Trump Accounts Like a Jade Pendant? Neither Will…

Beyond Capital: The Promise of Programming within Baby Bond Programs

By Jessica Norton, PhD | May 2026 Baby Bonds programs are gaining momentum nationwide, with nearly a dozen states passing legislation or building evidence through accelerated pilot programs. Although the who, what, when, and where are clearly defined, the efforts vary in design, including eligibility, capital uses, disbursement age, and capital amounts. Despite these differences, they share a…

Building Opportunity from Birth: Why Wisconsin Needs Baby Bonds

By Senator Kelda Helen Roys | May 2026 I know firsthand how difficult it is to raise children in an environment where the cost of everything is soaring. Like all Americans, kids in Wisconsin should have the opportunity to build a great life here in our state, and it should never depend on where they live or how much money ... Read More The post Building Opportunity from Birth: Why Wisconsin Needs…

Myth: The U.S. can’t afford to meet people’s basic economic needs

Reality: The U.S. has the economic capacity to proactively invest in all Americans by providing health care, child care, jobs, guaranteed income, and Baby Bonds. The real question is whether we choose to do so. Ask a broad cross-section of Americans whether the government should help people meet their basic needs, and the answer is consistently yes. In recent surveys, ... Read More The post Myth:…

Early Investments, Lasting Impact: City Strategies for Family Economic Security Through the Prenatal–3 Impact Lab

By Lara Burt | April 2026 Economic security is a cornerstone of a child’s healthy development, especially during the critical prenatal-to-three period when the foundations for lifelong learning, health, and well-being are formed. Research shows that the earliest years of life are a time of rapid brain development. A family’s ability to meet basic needs during these early years has ... Read More…