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A /r/malaysia branch. Checkout our wiki for personal finance basics for beginners! "Get your financial house in order. Learn how to better manage your money and debt in both the short and long term. Find out how to save an emergency fund and invest for your future." -/r/personalfinance discord: 3AJK5fKhgv

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Got offered Rm100k @1.99% not sure what to do with it.

So I single (27M) working in SG with $3.7k monthly income, got offered Rm100k @1.99% 60 months by UOB monthly instalment is around RM 1.85k, not sure what to do with it. I was thinking to all in Maybank or VWRA (div stock + stable) but simple calculation tells me I still have to pay the instalment for around RM1.3k (div 5.9% 1 year = 5900/12=RM491 per month) My monthly saving is around rm6k (~2k…

Anyone have experience with Shopee Money+ have you got your account frozen or suspended before?

Got extra ringgit lying around So decided to put it into Money+ whilst the 8% p.a still stands I would go with TNG Go+,, but it's average and has no promotion Please tell me your thoughts and share your experience as I'd like to acknowledge submitted by /u/mustaza-my [link] [comments]

Maybank2u Savers / Maybank Savings Account

Hi guys, as I needed a second savings account urgently and after recommended by my friends, I approached a Maybank branch to open an account recently. And due to my lack of experience and did not do a lot of researching on the differences between those accounts, I just opened an account based on the banker's suggestion. Now that I have only realized in my MAE app, it's showing up as M2U Savers-i,…

Converting to Singapore Citizen, any benefits keeping my medical card or should I cancel?

Agent tells me to keep since it’s not expensive which it in fact is not expensive. It’s an investment linked policy btw. I know it’s not expensive but I also don’t see any point in keeping it since I also have a medical policy in Singapore already. Anything I’m missing here? submitted by /u/thehotorious [link] [comments]

Retention bonus

Anyone has experience with retention bonus, especially when it is initiated by the organisation without being triggered by a resignation notice? What was the % or amount and any terms that came with it? Also wondering why some companies prefer it over giving a pay rise of the same amount? submitted by /u/Admirable-Ball4508 [link] [comments]

M23 Investing at Moomoo

I watching Zetrix for one month, and yesterday take the leap on 0.62 per share i bought 1500 share. then suddenly the price start shooting down to 0.595, i thought maybe tomorrow will rise back. and then shit happen . one morning 50% plunge, what a joke. i sold all at 0.515 after having nightmare back when i playing at XAUUSD. and yes , the price jump directly into 0.295, meltdown. the most stupid…

What to do with Rm10,000 disposable income?

Recently I've came into possession of a huge chunk of disposable income this will be lifetime income and I'd like to put aside a bigger portion of that for the future. My living expenses/lifestyle is fairly modest excluding food and groceries as I enjoy cooking/eat. Any advice? I've been reading up on basic information regarding investment as well trying to figure different platforms to see which…

How Well Did You Stick To Your Budget This Month? - August 28, 2026

What did you splurge on this month? Share some of your investments or surprise spending this month! submitted by /u/AutoModerator [link] [comments]

Ryt Invest Save Plus Loss Streak

Tis but a joke...right before bonus interest ends. Must be a coincidence.... submitted by /u/Ryzen86 [link] [comments]

Rm200k asb

No income Use dividend from asb rm200k This year spent all the dividend Now at rm200k saving Can wait next year for a dividend Money not growing or compound, it stays at rm200k What to do? Planning to use rm30k to buy 10 dinar (42.5g) 999.9 gold Direct buy. Cash. Money savings left at RM170,000 Good idea? Or put into investment like ETF or stock Somebody. 57 years old. No EPF Only asb No plan for…