# newest submissions : FIREUK This is a subreddit to discuss all things relating to gaining financial independence and retiring early (FIRE) with a focus on the UK. Page: Feed: --- ## [2 year update on investments since starting our FIRE journey](https://www.reddit.com/r/FIREUK/comments/1w0s61l/2_year_update_on_investments_since_starting_our/) _2026-08-28 · /u/ForwardFan6283_ We started building our investments towards FIRE 2 years back in August 2024. Had some investments in my partner’s workplace DC pension at that time (~20k) due to auto enrolment, but wasn’t even maxing it out to get full employer match. Starting August 2024 we maxed out the pension 8%+8% match and both of us opened ISAs. Getting educated on what to invest and not to mess with it took a while.… ## [Where to put money away?](https://www.reddit.com/r/FIREUK/comments/1w0mdpj/where_to_put_money_away/) _2026-08-28 · /u/Infamous\_Jaguar8678_ Hi all, I posted a few months ago with a rough plan of action and just want to sense check some more ideas please I’m 32 and earn £80k per year with a bonus that could see me just over the £100k mark. I contribute 15% monthly into my pension each month (10% from me, 5% from employer). Current breakdown is: - £75k in cash - all easy access accounts earning interest - £50k in premium bonds - £155k… ## [Road to FireUK - advice needed.](https://www.reddit.com/r/FIREUK/comments/1w0k7q5/road_to_fireuk_advice_needed/) _2026-08-28 · /u/Both-March9158_ Abit of background Married 33F and husband is 36M 3 kids under 6 years old - one with special needs. Mortgage worth £450k - valuation around £900k We own a business and pay basic salary and take dividends for the rest. No real savings or stocks etc. I'm getting an inheritance from a family member end of this year around the amount of £1.5/2million. We agreed this won't go to the mortgage. I need… ## [First Post. Long-time follower, FIRE journey so far](https://www.reddit.com/r/FIREUK/comments/1w09f04/first_post_longtime_follower_fire_journey_so_far/) _2026-08-27 · /u/Worms-Armageddon_ My Wife (40F) and I (37M) discovered FIRE around 4 years back and found similarities in our existing approach to finances and life, so decided to set a somewhat ambitious goal to make work optional by our mid-40s. Married with 2 infant children with a few years until they start school. We both work full time, fully remote and in relatively stable 9-5 jobs. We're fortunate to have both sets of… ## [VWRP or VALL](https://www.reddit.com/r/FIREUK/comments/1w04qqq/vwrp_or_vall/) _2026-08-27 · /u/Full-Competition9255_ Starting my investment journey tomorrow, I have £4k to invest and will be adding £400 every month & forgetting about it. I was set on Vanguard All-World ETF but I saw they rolled out the new VALL ETF. What is the general consensus, feels like a great opportunity to get in early. submitted by /u/Full-Competition9255 \[link\] \[comments\] ## [FIRE advice for a 25 YO](https://www.reddit.com/r/FIREUK/comments/1w039ci/fire_advice_for_a_25_yo/) _2026-08-27 · /u/iLagHard_ Hi everyone, I am 25 years old and planning out a long-term roadmap to hit FIRE by age 55–60 . I currently have two income streams: Job 1 (Main): £29,449 gross annual income Job 2 (Side): £15,000 gross annual income Total Gross Income: ~£44,449/year My Current Financial Snapshot: Cash: £7,000 spread across 3 different low-interest high street accounts. LISA: £8,800 invested in a Moneybox Lifetime… ## [26M Advice on savings & property strategy](https://www.reddit.com/r/FIREUK/comments/1vzyu3p/26m_advice_on_savings_property_strategy/) _2026-08-27 · /u/FriendOfBradman_ Hiya. Very conscious that I'm in a fortunate position with respect to my savings and job, but looking for some advice on how I ought to be optimising on few key aspects with FIRE in mind. Work: For context I work in Private Equity with pretty strong cash compensation (~£230k p.a. currently) but also significant money in "carried interest" (which could transpire to be worth little or a lot… ## [Stumped](https://www.reddit.com/r/FIREUK/comments/1vzwczu/stumped/) _2026-08-27 · /u/Intrepid-Revenue-306_ Hi everyone. Last year my wife and I inherited quite a large sum of money, just over £700000 in total. We had already cleared our mortgage (house value approx 350k) prior to knowing anything about being the beneficiaries of the will. We managed to get 80k into ISA’s but are now at a loss as to what to do. I am 54, wife is 53. Both employed full time but possibly looking at reducing our hours.… ## [Back to school!!](https://www.reddit.com/r/FIREUK/comments/1vzrc11/back_to_school/) _2026-08-27 · /u/VincentVan\_Dough_ I enrolled for a nail tech certification today! Husband is enrolled for carpentry and is stoked to be a full time landlord and tinkerer of our properties. I’ve always loved doing my nails and had a small business gig in Uni giving in-home manis and pedis. I’ll probably earn a pittance doing this part time but doing something I enjoy that’s almost a hobby that also pays is going to be so fun 💅… ## [Non-Custodial Crypto Gateway (Sponsored)](https://crawlproof.com/a/ESInjVN6YLBk) _2026-08-27 · **Sponsored**_ Accept multi-chain crypto, automated fee handling, and trustless escrow with real-time settlement. ## [FIRE focused but dream car in sight](https://www.reddit.com/r/FIREUK/comments/1vzot6q/fire_focused_but_dream_car_in_sight/) _2026-08-27 · /u/mysteriousrabbit7_ Hi, Here's the rundown: 30, invested around £98k ISA plus £50k pension. I contribute £1k~ a month into the ISA, and £750 into my pension via company contributions. Ideally, I'd like to retire by 45, but am content with 50. Here's my current dilemma. I'm looking to purchase a C6Z worth around £45k. After selling my current car, it'll mean my ISA will drop to £64k~. I love cars, always have, so this…