Welcome to the Pennies to Pounds Podcast - the ultimate destination for young people who want to take control of their financial future. We understand that financial literacy is often overlooked in traditional education, leaving many young people feeling overwhelmed and ill-equipped to manage their finances. Our mission is to make financial literacy accessible and fun by simplifying complex concepts and debunking common myths. Here are just a few of the topics we cover on the Pennies to Pounds…
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Send us Fan Mail Pennies To Pounds presents Where We Learned It , a powerful roundtable conversation exploring how money, culture and legacy shape the Black British experience. Hosted by Kia Commodore , this discussion brings together Emmanuel Asuquo , Angel Arutura , Rotimi Merriman-Johnson and Elaine Babey for an honest conversation about money, identity and community. Together, they unpack…
Send us Fan Mail We’ve all copied money advice we thought would make us rich — but what if it’s actually keeping you broke? In this episode, Kia is joined by Kennie Bukky , finance expert and money strategist, to separate the smart moves from the scams. From the worst financial advice that still goes viral, to the habits that quietly build wealth over time, Kennie is here to cut through the noise.…
Send us Fan Mail Forget what you’ve heard — apprenticeships aren’t just for people who “couldn’t get into uni.” In this episode, Kia sits down with Elijah , founder of The Black Apprentice Network , to break down the truth about degree apprenticeships , why they deserve way more respect, and how they can set you up for success — without £30K of student debt. We get into: 💡 The biggest myths about…
Send us Fan Mail In this episode, we’re joined by Elvire Matu, aka SaveWithElvs , the go-to plug for money-saving hacks, smart spending tips, and real-life cheat codes for surviving (and thriving) in 2025. From travel deals and cashback apps to lifestyle traps and common money leaks, Elvire is breaking down how to stretch your cash without shrinking your lifestyle. 💡 We cover: The biggest…
Send us Fan Mail In this episode, writer, financial educator and all-around gem Anna Brading joins Kia to unpack the real link between money and confidence , why financial advice often leaves women behind, and what it actually takes to rewrite your money story in your 20s and 30s. From early money trauma to navigating imposter syndrome and building a life on your own terms, Anna shares the lessons…
Send us Fan Mail In this episode of Pennies to Pounds , Kia unpacks what it really means to enjoy life without sabotaging your financial future. Forget the old-school advice about constant sacrifice — this one’s about balance, strategy and enjoyment. Here’s what you’ll get: Smart ways to enjoy luxury on a budget (yes, including travel) The spending hack that keeps guilt out of your purchases Why a…
Send us Fan Mail The finance world is being transformed by artificial intelligence, with 73% of Gen Z and millennials now trusting AI more than human financial advisors to manage their money . This episode explores how AI can work for you rather than replace you. APPS MENTIONED: Cleo - https://web.meetcleo.com/ Emma - https://emma.to/kiacommodore Plum - https://friends.withplum.com/r/x92P009iFM…
Send us Fan Mail This episode features an entrepreneurial journey filled with financial challenges, moments of doubt, and unexpected breakthroughs that keep dreamers moving forward. Priscilla shares her personal story of building a children's book series while balancing financial struggles and maintaining faith in her vision. We discuss: Turning something you love into a business can bring…
Send us Fan Mail In this episode, we’re diving deep into why financial protection is non-negotiable and how to safeguard your future with the right insurance. We’ll break down key areas like income protection , life insurance , and critical illness coverage so you can make informed choices about your financial security. Here’s what we’re unpacking: Why the unexpected can happen anytime, and how to…
Send us Fan Mail In this episode, we’re exploring Cashblack , a game-changing cashback platform supporting Black-owned businesses and fostering community growth. We explore the platform’s origins, born from a pivotal social moment, and how it’s changing how we shop while empowering communities. You’ll hear about how Cashblack works, what makes it stand out, and the innovative strategies behind…