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PaySpace Magazine

The complete guide to FinTech, e-commerce and payments

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Surcharging May Not Cost Small Businesses the Sale, Kurv Data Shows

What if charging customers a little extra at checkout didn’t send them running for the exit? New research on the topic of credit card surcharge small business strategy suggests that the long-held fear may not match reality. The numbers behind it are worth a closer look before any merchant decides how to price a transaction […] The post Surcharging May Not Cost Small Businesses the Sale, Kurv Data…

Consumers Trust the Payment Method More Than the Retailer Reveals Fresh Report

When shoppers reach the final click, payment methods consumer trust is quietly overriding traditional brand loyalty in ways online sellers never anticipated. Global payment software company Nuvei published its “How America Pays” report in August 2026, surveying 1,000 U.S. consumers to examine digital shopping behavior. The findings reveal that 55% of Americans now trust their […] The post…

It’s Not Vacations Breaking Household Budgets, It’s the Grocery Bill

The paycheck to paycheck 2026 squeeze is surprisingly coming not from summer vacations but from common places like the grocery aisle, the utility bill and the gas pump. Thus, the pressure doesn’t end when the season does. Many turn to BNPL but does it really help? Research conducted by PYMNTS Intelligence reveals that factors most […] The post It’s Not Vacations Breaking Household Budgets, It’s…

China’s Digital Yuan Bank Network Triples to 30 Institutions

China’s digital yuan e-CNY network expansion tripled in less than a year showing how quickly central-bank digital currencies (CBDCs) can scale. The People’s Bank of China, China’s central bank (PBOC), has authorized eight other commercial banks to offer digital yuan services, increasing the number of banks involved from 10 in early 2026 to 30 now. […] The post China’s Digital Yuan Bank Network…

AI Governance Is Everyone’s Priority But Almost Nobody Can Explain What It Actually Means

By Justin DiPietro, Co-Founder and Chief Strategy Officer, Glia “Move fast or get left behind” and “slow down until it’s safe” are the dominant narratives on banking AI. Neither is a viable strategy. Banks know they need to accelerate AI adoption. The value is already proven, from customer service and fraud detection to automating routine […] The post AI Governance Is Everyone’s Priority But…

Fintech Unicorn Bilt Partners With Equinox on Rewards

Bilt, a rewards platform for renters, and luxury gym chain Equinox have launched a joint membership benefit that lets Bilt members earn points toward Equinox classes and spa services. Bilt is an American firm that provides tenants with the opportunity to earn bonus points by simply paying rent — a service that most reward programs […] The post Fintech Unicorn Bilt Partners With Equinox on Rewards…

SBC Summit 2026 to Combine CPD-Accredited Learning With Product Innovation and Hands-On Masterclasses

SBC Summit and the co-located Affiliate Leaders Summit will bring a broader focus on professional development to Lisbon this September, with every conference session, academy and masterclass across the two events now officially accredited for Continuing Professional Development (CPD) by The CPD Certification Service. Taking place from 29 September to 1 October at Feira Internacional […] The post…

SEC Proposes New Crypto Rules & FASB Moves to Clarify Digital Asset Accounting

American crypto regulation horizon starts clearing up. The U.S. Securities and Exchange Commission (SEC) has proposed a new framework for crypto assets. Meanwhile, the Financial Accounting Standards Board (FASB) is moving to clarify how some digital assets could be treated in financial statements. The SEC announced its proposed Regulation Crypto Assets on August 18, 2026. […] The post SEC Proposes…

Bond Yields Rise as Consumers Feel the Squeeze Ahead of Fed Minutes

Global bond markets today are not soothing investors concerned over the high costs of borrowing and the consequences this is having on household accounts. Long-term government bond yields have climbed to levels not seen in many years across several major markets. In the U.S., the 30-year Treasury yield moved above 5.3%, reaching its highest level […] The post Bond Yields Rise as Consumers Feel the…

Klarna Stock Plunge Shows Investors Look Beyond Q2 Beat

Klarna delivered a stronger-than-expected second quarter, but investors focused on what comes next, which led to a counterintuitive stock decline. The Swedish buy now, pay later (BNPL) company Klarna reported $1.04 billion in revenue, up 27% year over year, and swung to a $9 million net profit from a $53 million loss a year earlier. […] The post Klarna Stock Plunge Shows Investors Look Beyond Q2…

Is “Main Bank” Still a Real Thing? ChilliMint Fintech Marketer San Nakra-Shah Says No

“Stop trying to be my main bank. Give me a reason to choose you,” says Santosh “San” Nakra-Shah, Co-Founder and Managing Partner at ChilliMint Europe Limited. In this article, she explains why having a “main bank” today doesn’t mean quite the same thing it used to. Somewhere over the Channel this August, a few million debit cards […] The post Is “Main Bank” Still a Real Thing? ChilliMint Fintech…

How to Get a PayPal Account and Start Using It

Wondering what a PayPal account actually is and whether you need one? In short: it’s a digital wallet that lets you shop, invoice, and move money online without handing your card details to every website you visit. American online payment system PayPal is a way to shop on multiple websites or to send and receive […] The post How to Get a PayPal Account and Start Using It appeared first on PaySpace…

What Is Bitcoin Today

In 2018, a decade since its launch, a single Bitcoin still cost less than a used car. Today it costs more than most houses did back then, and it’s still called volatile. So what is Bitcoin today, really: digital gold, a payment network, a speculative bet, or all three at once? The honest answer is […] The post What Is Bitcoin Today appeared first on PaySpace Magazine .

Nvidia Cuts OpenAI Guarantee as AI Infrastructure Debt Takes Shape

Nvidia is reducing the financial support it planned to provide for a major OpenAI data center project in Ohio, but the move may point to something larger than a change in one technology deal. It highlights how financing for artificial intelligence infrastructure is increasingly moving toward private credit and institutional investors. Nvidia had initially been […] The post Nvidia Cuts OpenAI…

Meta Youth Trial 2026: What Fintech UX Designers Need to Know

Meta’s youth safety trial opened on August 18 in the U.S. District Court for the Northern District of California, putting Facebook and Instagram’s product design under unusually close legal scrutiny. Four states: California, Colorado, Kentucky and New Jersey, are leading the bellwether case, part of a broader lawsuit brought by 29 states in 2023. The […] The post Meta Youth Trial 2026: What…