Borrowing: Interest Rates to 3%

On August 15th - exactly three months since Orki Finance launched - we're reducing minimum borrowing rates from 5% to 3%.

Lowering interest rates is the first in a series of announcements. Consider this the warm-up.

We’re celebrating 3 months live! And also because lower borrowing costs are critical for ETH-native users like you, leveraging liquid staking derivatives as collateral.

This adjustment demonstrates our user-led ethos: we aren't waiting for governance to validate what usage patterns have already revealed. Instead, we're taking action now to deepen utility, enhance accessibility, and reward participation.

Crucially, this change reinforces a foundational design principle at Orki: rates can always go down, but never up. This one-directional flexibility ensures economic predictability and borrower protection, eliminating the risk of future rate hikes that could undermine long-term strategies.

With borrowing rates now at 3%, Orki users can deploy dollar-cost-neutral strategies especially when using LSDs like rswETH, swETH, and weETH as collateral.

With $10,000 invested:

• Borrow against rswETH: Earn $426 from staking, pay $300 in interest = $126 profit

• Plus 1x Orki Drops accumulation just by borrowing

With $500,000 invested:

• Borrow against rswETH: Earn $21,300 from staking, pay $15,000 in interest = $6,300 profit

• Plus 1x the Orki Drops accumulation!

Borrowers can now effectively neutralize or even surpass interest costs, while maintaining ETH price exposure and yield flow.

Borrow USDK against your yield-bearing collateral, earn from Stability Pools through liquidations and interest revenue, and provide liquidity on Velodrome to stack trading fees with protocol rewards. Every activity on Orki accumulates Drops!

Orki delivers, with 3% borrowing rates starting August 15th.

More announcements coming soon.

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