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Operate Podcast

A behind-the-scenes look at company building from the perspective of builders themselves - this is how we operate! With host Carey Ransom.

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R&D for the Rest of Us: A Community Bank's Innovation Playbook - Heath Fountain, CEO of Colony Bank

In this new format "brief" episode of the Operate Podcast, I caught up with Heath Fountain, CEO of Colony Bank, the largest community bank in Georgia with locations spanning Georgia, Alabama, and the Florida Panhandle. We explored how community banks can approach innovation strategically without overextending their resources. Heath shared the practical thinking behind his bank's decision to get…

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Betting on People: 25 Years of Winning Bank Investments - Tom Brown, CEO of Second Curve Capital

In this episode of the Operate Podcast, we dive deep into the world of banking investment strategy with Tom Brown , CEO and founder of Second Curve Capital . Tom brings an incredible 40-plus year perspective on the banking industry, starting as a top-rated Wall Street analyst before founding his equity investment firm exclusively focused on financial services about 25 years ago. What makes Tom's…

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Biggest Ponzi Scheme of All Time? Open Banking's Need for a Network Solution - Georgina Merhom, Founder & CEO of SOLO

I'm so grateful that Georgina joined me for a conversation to explore the future of financial data infrastructure. As the founder and CEO of SOLO, she brings a unique outsider perspective to financial services, having started her career as a data scientist in cybersecurity before founding Egypt's first cross-border payments app, Ziv Me, which she later sold to the National Bank of Egypt. We dove…

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Strategies of Banking Rebels - John Maxfield, Founder of Maxfield on Banks

In this episode of the Operate Podcast, we took a deep dive into the world of community banking with John Maxfield , the mind behind Maxfield on Banks. We explored the critical role community banks play in local economies and the unique challenges and opportunities they face. John discussed his journey from studying various subjects like high-altitude mountaineering and maritime disasters to his…

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Getting Raw: Leadership & Trust in Volatility - Dan Holt, Co-founder & CEO, BillGO

In this episode of the Operate Podcast, we explored leadership through volatility with Dan Holt , co-founder and CEO of BillGO . Rather than looking back at his entire career, we focused on the major transformation he's currently navigating both personally and professionally as his company pivots its business model. Dan shared candidly about reducing his team from 340 to 150 employees while…

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Helping Banks Figure Out What's Next - Brooke Ybarra, SVP Innovation & Strategy at ABA

Brooke Ybarra and I dive into the intricacies of innovation and transformation within the banking industry in this episode. She is currently SVP of Innovation and Strategy at the American Bankers Association (ABA). Brooke shares her unique career journey, starting with the CIA, strategy consulting, a significant corporate role during the pandemic, and finally her impactful position at the ABA. We…

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Business Transformation > Core Conversion - Kristiane Koontz of Zions Bancorporation

In this episode of the Operate Podcast , we explore the complex and crucial topic of technology transformation within the banking sector, with Kristiane Koontz , EVP and Director of Treasury Services and Payments at Zions Bancorporation. We dive into the significance of replacing legacy banking systems, a daunting project that Kristiane and her team successfully completed over a decade-long…

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Is It Magic? Uniting High-Tech & High Touch in Banking - Marc Rehberger of Customers Bank

In this episode of the Operate Podcast, we explored the transformation of the banking sector through technology, leadership, and community engagement. Our guest, Marc Rehberger , delves into his journey from technology companies to leading tech-enabled banking at Customers Bank . We discussed cutting-edge advancements in real-time payments, the strategic adoption of technologies like RTP and…

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Fintech Lending Legend: History & Future - Peter Renton, Founder and CEO of Renton & Co

In this episode of the Operate Podcast, we take a behind-the-scenes look at the birth of fintech P2P and marketplace lending with Peter Renton , one of its pioneers. Peter shared his extensive background, starting from his early days as a self-directed investor to founding key fintech companies like Lend Academy and LendIt, which later became Fintech Nexus. We discussed his journey into…

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Fintech Balancing Act: Risk, Growth & Regulation - Jason Mikula, Founder of Fintech Business Weekly

In this episode, we get an insider look into the financial technology landscape with Jason Mikula . Jason shares his journey, from his unexpected entry into financial services and digital marketing to launching the publication Fintech Business Weekly . He emphasizes the importance of understanding customer acquisition metrics and analyzes the evolution of fintech innovations like online lending,…

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