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In times of economic turbulence, one truth remains clear: protecting your financial future is not optional—it’s essential. As July begins, two major policy shifts have taken center stage, and both carry serious implications for anyone focused on preserving their wealth. If you’ve ever wanted a front-row seat to fiscal chaos, you’re in it now. The first seismic shift came from Capitol Hill. In May,…
Active, Crypto Take Center Stage in Global ETF Landscape According to the Trackinsight Survey By Steven Orlowski, CFP, CNPR May 25, 2025 In a notable shift in investor preferences and market dynamics, active exchange-traded funds (ETFs) and cryptocurrency-themed ETFs are gaining prominence worldwide, according to the latest annual Global ETF Survey conducted by Trackinsight in collaboration with…
A Case Study in Mismatched Fund Returns Why Do a Fund’s Returns Sometimes Differ from Its Underlying Index? A Longstanding Legal Principle Holds the Key By Steven Orlowski, CFP, CNPR In the world of investing, index funds are often promoted for their simplicity, cost-effectiveness, and transparency. The pitch is compelling: by mirroring the performance of a benchmark index like the S&P 500,…
Amid the Volatility, These High-Quality Assets Have Attractive Valuations — and Solid Yields In today's turbulent market environment, where inflation remains sticky, interest rate policy is uncertain, and geopolitical tensions continue to flare, many investors are searching for a safe harbor. Volatility has returned with a vengeance, pushing some investors to the sidelines — but for those willing…
America’s Economy Will Survive Trump and His Tariffs. The Biggest Loser May Be Trump Himself. By Steven Orlowski, CFP, CNPR “By the middle of 2026, U.S. growth will be experiencing a strong recovery. But Trump will have been damaged politically.” – Nouriel Roubini Former President Donald Trump’s protectionist trade agenda is poised to return with a vengeance if he wins the 2024 election. With…
‘Discouraging’: Frustrated Sellers Are Cutting House Prices by Tens of Thousands of Dollars as Buyers Grow More Selective The typical home seller is asking for 9% more than what the home eventually sells for, Redfin data show. By Steven Orlowski, CFP, CNPR The U.S. housing market is sending a clear message to sellers: it’s no longer a seller’s game. As mortgage rates hover near multi-decade highs…
History of Market Volatility Spikes Shows S&P 500 Should Be Higher a Year After This Turmoil By Steven Orlowski, CFP, CNPR In times of heightened market volatility, fear tends to dominate headlines and investor sentiment. But history tells a more encouraging story for long-term investors: when volatility spikes, the S&P 500 typically rebounds — often dramatically — over the following 12 months.…
When to Sell Your Stock Knowing when to sell a stock is a major decision investors must make. While there's no one correct answer, we look at some best practices here. Buying a stock is relatively easy — but knowing when to sell? That’s where many investors struggle. Whether you're a seasoned trader or a beginner, deciding when to part ways with a stock can make a significant difference in your…
These Four Stocks Just Entered Overbought Territory — and Could Be Due for a Drop if Volatility Persists After a strong run in the markets, several high-profile stocks have now entered overbought territory, raising red flags for short-term investors. If current market volatility continues — fueled by uncertain economic data, shifting interest rate expectations, and geopolitical tensions — these…
