Built on Stellar. Now holding the whole market.

Normal has always run on Stellar. We started here because Stellar exists for the same reason we do: to reach the people today’s financial systems were never designed to serve. As of this week it also holds Bitcoin, Ethereum, and Solana. Same wallet, same app, still non-custodial.

So if you’re already on Stellar, bring your wallet over and hold the big four in one place. No exchange account, no second app to check.

Going multi-asset doesn’t change how the wallet works. You hold the keys; we can’t touch them. But there’s no 24-word phrase to write on a piece of paper and then lose during a move. You sign in with your face. No ID check to get started, either.

Most wallets make you pick between real self-custody and not being scared of your own app. That trade never made sense to us.

Through MoneyGram you can swap cash for crypto in person, without a bank wire or a middleman you have to trust. Depending on where you live, that’s either a nice convenience or the entire reason any of this works.

Adding chains didn’t move Normal off Stellar. Stellar is still the core of the app. It’s where your USDC savings earns, and it’s where the MoneyGram cash ramp settles. Li.Fi powers the swaps between assets and Turnkey manages the keys, so you never have to think about the wiring. Holding Bitcoin, Ethereum, and Solana is what brings more people in the door, and the Stellar side, the savings and the cash in and out, is a big part of why they stay.

Your USDC savings sits next to the assets you’re holding now. The yield on it comes from Blend and DeFindex, both built on Stellar, so your USDC earns inside the same ecosystem you’re already in rather than getting routed off to something from elsewhere.

More on- and off-ramps, in more places, and more ways to earn on what you hold. We want to be the simplest way for someone to get their money on-chain and actually use it, wherever they live. That’s what Stellar has been building toward for years, which is why we started here and why we’re staying.

normalfinance.io if you want to look around.