Mortgage News, Rates & Financial Education
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Calling a rental a second home to get a better rate is occupancy fraud. Here's how the three categories are priced and how lenders detect misuse. The post Calling It a Second Home Is a Federal Offence first appeared on Mortgage Daily .
Mortgage rates today: 30-year fixed at 6.70%, 15-year at 6.02%, 5/1 ARM APR at 6.43%. See today's analysis, refinance math, and lock-in advice for Aug 20. The post Mortgage Rates Today: Daily 30-Year Rate 6.70% Aug 20 2026 first appeared on Mortgage Daily .
A 5/6 ARM at 5.75% with 2/1/5 caps can reach 10.75%. Here's how to read the cap structure and calculate your worst case before you sign. The post Your 5.75% ARM Can Legally Become 10.75% first appeared on Mortgage Daily .
Mortgage rates today: 30-year fixed at 6.67%, 15-year at 5.99%, 5/1 ARM APR at 6.18%. See today's analysis, refinance math, and lock-in advice for Aug 19. The post Mortgage Rates Today: Daily 30-Year Rate 6.67% Aug 19 2026 first appeared on Mortgage Daily .
The title insurance on your closing statement covers your lender, not you. Here's what an owner's policy adds and when it earns its one-time cost. The post You Paid for Title Insurance That Protects Someone Else first appeared on Mortgage Daily .
Mortgage rates today: 30-year fixed at 6.65%, 15-year at 5.99%, 5/1 ARM APR at 6.26%. See today's analysis, refinance math, and lock-in advice for Aug 18. The post Mortgage Rates Today: Daily 30-Year Rate 6.65% Aug 18 2026 first appeared on Mortgage Daily .
Mortgage rate forecast for the week of August 17 – 21, 2026: 30-year fixed at 6.70%, rising. See our 5-day outlook, key catalysts, and lock-or-float advice. The post Mortgage Rate Forecast: Week of August 17 – 21, 2026 first appeared on Mortgage Daily .
A prequalification is an estimate. A preapproval is underwritten. Here's what each is worth in an offer, and the third tier that beats both. The post The Letter You’re Holding Might Be Worth Nothing first appeared on Mortgage Daily .
Mortgage rates today: 30-year fixed at 6.64%, 15-year at 5.91%, 5/1 ARM APR at 6.26%. See today's analysis, refinance math, and lock-in advice for Aug 17. The post Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 17 2026 first appeared on Mortgage Daily .
Both turn equity into cash, but one replaces your mortgage and one sits behind it. Here's which makes sense when your existing rate is below market. The post Don’t Refinance a 3% Mortgage to Get at Your Equity first appeared on Mortgage Daily .
