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Money Clarity with David Martin

Advice-only financial planning insights for DIY investors and business owners in Atlantic Canada

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Shifting from Accumulation to Lifestyle Spending

“I know I can afford this trip. I just can’t bring myself to book it.”

The Tax Deadline Passed. Now What?

Tax season is over. If you filed by April 30, good on you. Pour yourself something you enjoy and take a breath.

We Didn’t Start the Fire, But We Can Stop Feeding It

“We didn’t start the fire / It was always burning since the world’s been turning.” - Billy Joel

3 Things Most People Get Wrong About Financial Planning

The difference between having a plan and actually planning your life

The Power of Action: Moving Forward Confidently

Plans don't fail because they're not well-thought out. But they can succeed when we act. When clarity and strategy are in place, action shouldn’t require certainty. Just a willingness to begin.

The Power of Strategy: Building Your Personal Financial Roadmap

Financial Planning Series, Part 2: The Power of Strategy

The Power of Clarity: Seeing Your Retirement for What It Really Is

Most people planning for retirement already have the resources they need. What they’re missing isn’t money. It’s clarity! Here’s how to lift the fog and see your financial picture with confidence.

Asset Allocation by Age: How to Adjust Your Portfolio Over Time

Understanding how age, goals, and risk tolerance shape the right mix of stocks and bonds for you.

Finding Financial Confidence as a Young Adult

A hopeful look at the questions young adults are asking about money, and why their approach gives me confidence in the future.

As Summer Ends, Are Your Financial Priorities on Track for 2025?

Three simple ways to refocus your money plan for the rest of the year