Laura Adams provides short and friendly personal finance, small business, real estate, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction. Hosted on Acast. See acast.com/privacy for more information.
1043. Dreaming of your next getaway, but need to do it on a budget? Laura demystifies the world of “travel hacking” for complete beginners. You’ll learn how to leverage everyday spending to earn valuable reward points, maximize their redemption value for free travel, and strategically use credit cards without hurting your credit scores or accumulating debt. This is your secret weapon to travel…
On a road trip, tackling a summer cleanup, or just catching up on podcasts? QDT has you covered with Summer Saturday encores from your favorite shows. See the full Summer Saturday lineup on Spotify and enjoy this episode, which first aired in November, 2024. Laura reviews money rules for couples who want to avoid common pitfalls and have a healthy financial life. Money Girl is hosted by Laura…
941. Should you buy a rental property before your first home? Laura answers a listener's question about the pros and cons of 'house hacking' as an investment strategy — including how much you really need to save, what lenders require for investment properties, and whether becoming a landlord first is actually a smart path to building wealth. Discover more from Money Girl! Facebook Money Girl…
1042. Laura Adams interviews Mark Notarainni, an 18-year veteran at Intuit, to explore how integrated platforms and artificial intelligence (AI) are revolutionizing personal finance. Find out how combining tax data, credit histories, and everyday spending can help you take control of your financial life. Key Takeaways: Connecting your tax, credit, and spending data into a single ecosystem gives…
On a road trip, tackling a summer cleanup, or just catching up on podcasts? QDT has you covered with Summer Saturday encores from your favorite shows. See the full Summer Saturday lineup on Spotify and enjoy this episode, which first aired in July 2025. Laura provides tips for using money as a tool for getting more joy from life. Transcript:…
1041. If you have extra cash, should you pay off a low-interest mortgage or invest it? Laura answers a listener’s question about balancing financial math with the emotional peace of mind that comes from being mortgage-free. Key Takeaways: Paying off a debt yields a guaranteed return equal to your loan’s interest rate. Make sure you have a healthy emergency fund before making extra debt payments.…
1040. Laura explains the hidden risks of canceling credit card accounts. You’ll learn how credit utilization works, when closing an account is and isn’t worth it, and how to protect your credit if you do decide to close a credit card. Key takeaways: Closing a credit card shrinks your available credit, which causes your credit utilization ratio to spike, resulting in an immediate reduction in your…
On a road trip, tackling a summer cleanup, or just catching up on podcasts? QDT has you covered with Summer Saturday encores from your favorite shows. See the full Summer Saturday lineup on Spotify and enjoy this episode, which first aired in July 2024. Take stock of your finances with Laura’s mid-year checklist for more money success. Money Girl is hosted by Laura Adams. A transcript is available…
1039. Laura answers a listener’s question about managing multiple 401(k)s with her current and previous employers. Find out the pros and cons of holding old retirement plans, how to streamline your strategy, and simultaneously reach other financial goals, like homeownership. Key takeaways Consolidating old retirement plans into one low-cost IRA or your current employer’s plan simplifies your asset…
1038. Are you thinking about buying your first home but feeling overwhelmed by interest rates, upfront costs, and hiring a real estate agent? Host Laura Adams walks you through 9 tips every first-time homebuyer must know to protect their finances and land the right deal. Key Takeaways: How subtle changes in your credit score can save (or cost) you tens of thousands in today's rate environment.…